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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,259,085 | 995,752 | 918,692 | 0.90 | 7.82 | 3.93 |
| 2016-06-30 | 1,297,590 | 1,016,055 | 974,029 | 0.87 | 7.50 | 3.94 |
| 2016-09-30 | 1,329,993 | 1,048,278 | 1,002,101 | 0.90 | 7.82 | 3.97 |
| 2016-12-31 | 1,335,298 | 1,055,147 | 982,257 | 0.85 | 7.47 | 3.93 |
| 2017-03-31 | 1,345,011 | 1,045,972 | 1,001,501 | 0.75 | 6.70 | 3.86 |
| 2017-06-30 | 1,370,180 | 1,051,449 | 1,028,727 | 0.81 | 7.16 | 3.88 |
| 2017-09-30 | 1,373,097 | 1,019,688 | 1,035,712 | 0.79 | 7.00 | 3.89 |
| 2017-12-31 | 1,387,961 | 1,084,386 | 1,020,252 | 0.78 | 6.98 | 3.88 |
| 2018-03-31 | 1,742,333 | 1,408,177 | 1,282,224 | 0.98 | 7.88 | 3.91 |
| 2018-06-30 | 1,748,711 | 1,409,753 | 1,301,402 | 1.06 | 8.52 | 3.95 |
| 2018-09-30 | 1,747,962 | 1,411,702 | 1,293,677 | 1.17 | 9.42 | 3.96 |
| 2018-12-31 | 1,773,230 | 1,446,994 | 1,284,746 | 1.20 | 9.66 | 3.96 |
| 2019-03-31 | 1,769,585 | 1,494,235 | 1,264,045 | 1.19 | 9.76 | 3.72 |
| 2019-06-30 | 1,767,969 | 1,460,011 | 1,288,377 | 1.32 | 10.68 | 3.77 |
| 2019-09-30 | 1,800,525 | 1,459,861 | 1,305,483 | 1.42 | 11.33 | 3.82 |
| 2019-12-31 | 1,813,626 | 1,472,216 | 1,270,438 | 1.57 | 12.39 | 3.85 |
| 2020-03-31 | 1,828,398 | 1,483,591 | 1,308,984 | 1.81 | 13.86 | 3.93 |
| 2020-06-30 | 2,044,739 | 1,694,166 | 1,465,294 | 1.77 | 14.04 | 4.33 |
| 2020-09-30 | 2,411,874 | 2,015,004 | 1,728,819 | 1.57 | 12.78 | 4.02 |
| 2020-12-31 | 2,505,848 | 2,119,620 | 1,660,793 | 1.44 | 11.84 | 3.88 |
| 2021-03-31 | 2,600,530 | 2,212,943 | 1,681,582 | 1.20 | 10.43 | 3.20 |
| 2021-06-30 | 2,648,288 | 2,243,641 | 1,698,610 | 1.39 | 12.08 | 3.31 |
| 2021-09-30 | 2,728,478 | 2,313,665 | 1,654,406 | 1.54 | 13.38 | 3.45 |
| 2021-12-31 | 2,818,411 | 2,401,885 | 1,667,177 | 1.42 | 12.40 | 3.38 |
| 2022-03-31 | 2,878,876 | 2,470,746 | 1,678,620 | 1.23 | 11.10 | 2.93 |
| 2022-06-30 | 2,831,874 | 2,438,965 | 1,742,126 | 1.30 | 11.82 | 3.02 |
| 2022-09-30 | 2,737,934 | 2,247,462 | 1,821,371 | 1.32 | 11.91 | 3.12 |
| 2022-12-31 | 2,796,291 | 2,280,269 | 1,849,746 | 1.21 | 10.92 | 3.11 |
| 2023-03-31 | 2,814,976 | 2,273,276 | 1,886,932 | 0.72 | 6.31 | 2.88 |
| 2023-06-30 | 2,891,536 | 2,224,588 | 1,948,906 | 0.82 | 7.23 | 2.87 |
| 2023-09-30 | 2,902,676 | 2,271,618 | 1,968,158 | 0.81 | 7.23 | 2.84 |
| 2023-12-31 | 2,920,304 | 2,381,622 | 1,971,558 | 0.73 | 6.55 | 2.81 |
| 2024-03-31 | 2,963,315 | 2,430,178 | 2,004,498 | 0.49 | 4.42 | 2.52 |
| 2024-06-30 | 3,053,130 | 2,528,392 | 2,051,900 | 0.61 | 5.66 | 2.52 |
| 2024-09-30 | 3,041,655 | 2,513,287 | 2,067,269 | 0.57 | 5.34 | 2.51 |
| 2024-12-31 | 3,080,212 | 2,580,477 | 2,061,718 | 0.59 | 5.60 | 2.53 |
| 2025-03-31 | 2,997,536 | 2,529,076 | 2,077,727 | 0.57 | 5.60 | 2.64 |
| 2025-06-30 | 3,105,528 | 2,526,658 | 2,128,381 | 2.55 | 24.55 | 2.79 |
| 2025-09-30 | 3,063,051 | 2,500,164 | 2,149,353 | 2.02 | 19.00 | 2.92 |
| 2025-12-31 | 3,035,331 | 2,502,670 | 2,136,375 | 1.65 | 15.33 | 3.02 |
| 2026-03-31 | 4,236,274 | 3,613,645 | 3,128,864 | 0.85 | 7.56 | 3.11 |
| 2026-06-30 | 4,225,030 | 3,583,014 | 3,161,320 | 0.93 | 8.10 | 3.37 |
32 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-03-21 | 1 | 666059 | 330855 |
| 2020-08-08 | 1 | 2535560 | 330855 |
| 2018-03-24 | 1 | 894151 | 330855 |
| 2018-02-10 | 1 | 810553 | 330855 |
| 2015-12-05 | 1 | 435358 | 330855 |
| 2012-12-01 | 1 | 828053 | 330855 |
| 2008-07-21 | 1 | 2648330 | 330855 |
| 1951-01-23 | 50 | 2241946 | 330855 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.