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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-09-30 | 1,029,074 | 872,621 | 873,945 | 1.63 | 11.29 | 4.06 |
| 2020-06-30 | 1,021,831 | 859,297 | 862,917 | 1.61 | 10.34 | 3.86 |
| 2020-09-30 | 1,058,625 | 892,051 | 936,766 | 1.53 | 9.91 | 3.89 |
| 2020-12-31 | 1,073,051 | 901,883 | 973,951 | 1.63 | 10.59 | 3.97 |
| 2021-03-31 | 1,185,504 | 1,010,078 | 1,004,790 | 1.71 | 11.60 | 4.00 |
| 2021-06-30 | 1,177,143 | 995,614 | 992,398 | 1.83 | 12.42 | 4.00 |
| 2021-09-30 | 1,220,376 | 1,033,678 | 1,042,028 | 1.83 | 12.39 | 4.02 |
| 2021-12-31 | 1,260,198 | 1,067,930 | 1,057,084 | 1.94 | 13.12 | 4.13 |
| 2022-03-31 | 1,244,446 | 1,040,872 | 1,008,814 | 2.23 | 14.73 | 4.19 |
| 2022-06-30 | 1,234,978 | 1,010,154 | 1,028,877 | 2.15 | 13.94 | 4.29 |
| 2022-09-30 | 1,199,727 | 965,688 | 1,077,894 | 2.28 | 14.36 | 4.58 |
| 2022-12-31 | 1,260,196 | 1,017,970 | 1,073,926 | 2.45 | 15.20 | 4.74 |
| 2023-03-31 | 1,306,028 | 1,050,825 | 1,123,136 | 2.22 | 13.00 | 5.05 |
| 2023-06-30 | 1,353,335 | 1,091,222 | 1,135,036 | 2.53 | 14.80 | 5.00 |
| 2023-09-30 | 1,388,131 | 1,118,585 | 1,186,141 | 2.38 | 13.90 | 4.96 |
| 2023-12-31 | 1,381,838 | 1,106,164 | 1,192,899 | 2.39 | 13.82 | 4.94 |
| 2024-03-31 | 1,433,532 | 1,156,113 | 1,208,384 | 1.89 | 10.67 | 4.10 |
| 2024-06-30 | 1,450,962 | 1,167,579 | 1,271,461 | 1.93 | 10.87 | 4.21 |
| 2024-09-30 | 1,490,469 | 1,197,002 | 1,285,628 | 2.10 | 11.77 | 4.31 |
| 2024-12-31 | 1,527,088 | 1,227,168 | 1,358,292 | 2.17 | 12.13 | 4.32 |
| 2025-03-31 | 1,688,107 | 1,385,459 | 1,445,759 | 1.95 | 11.39 | 4.22 |
| 2025-06-30 | 1,748,522 | 1,440,031 | 1,533,999 | 2.05 | 12.25 | 4.29 |
| 2025-09-30 | 1,805,324 | 1,484,607 | 1,568,147 | 2.19 | 13.21 | 4.35 |
| 2025-12-31 | 1,806,903 | 1,473,041 | 1,562,747 | 2.28 | 13.72 | 4.38 |
| 2026-03-31 | 1,848,366 | 1,528,107 | 1,558,549 | 2.14 | 13.12 | 4.33 |
| 2026-06-30 | 1,819,911 | 1,493,319 | 1,548,116 | 2.17 | 13.19 | 4.22 |
9 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2001-02-03 | 50 | 2565660 | 113601 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.