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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,264,309 | 1,046,263 | 869,966 | 0.52 | 4.56 | 3.51 |
| 2016-06-30 | 1,401,267 | 1,160,358 | 959,008 | 0.34 | 3.10 | 3.48 |
| 2016-09-30 | 1,423,760 | 1,193,630 | 947,245 | 0.44 | 4.07 | 3.49 |
| 2016-12-31 | 1,429,213 | 1,167,119 | 952,634 | 0.48 | 4.48 | 3.49 |
| 2017-03-31 | 1,448,838 | 1,202,356 | 989,674 | 0.51 | 5.07 | 3.52 |
| 2017-06-30 | 1,514,470 | 1,193,508 | 1,035,644 | 0.44 | 4.37 | 3.49 |
| 2017-09-30 | 1,513,193 | 1,241,641 | 1,075,310 | 0.49 | 4.86 | 3.51 |
| 2017-12-31 | 1,538,213 | 1,253,877 | 1,141,798 | 0.48 | 4.79 | 3.56 |
| 2018-03-31 | 1,549,835 | 1,259,618 | 1,214,178 | 0.65 | 6.57 | 3.66 |
| 2018-06-30 | 1,597,991 | 1,238,170 | 1,260,270 | 0.79 | 8.04 | 3.69 |
| 2018-09-30 | 1,662,638 | 1,301,590 | 1,304,483 | 0.78 | 8.02 | 3.66 |
| 2018-12-31 | 1,639,101 | 1,284,590 | 1,316,315 | 0.78 | 7.94 | 3.66 |
| 2019-03-31 | 1,625,540 | 1,314,055 | 1,310,396 | 0.80 | 7.82 | 3.62 |
| 2019-06-30 | 1,719,344 | 1,336,488 | 1,371,803 | 0.75 | 7.41 | 3.59 |
| 2019-09-30 | 1,739,141 | 1,367,737 | 1,400,454 | 0.78 | 7.69 | 3.59 |
| 2019-12-31 | 1,755,545 | 1,355,015 | 1,471,118 | 0.84 | 8.23 | 3.61 |
| 2020-03-31 | 1,774,161 | 1,403,604 | 1,475,628 | 0.95 | 9.04 | 3.73 |
| 2020-06-30 | 1,998,552 | 1,585,431 | 1,578,915 | 0.84 | 8.19 | 3.80 |
| 2020-09-30 | 1,984,247 | 1,700,031 | 1,578,633 | 0.94 | 9.21 | 3.85 |
| 2020-12-31 | 2,014,049 | 1,698,612 | 1,497,565 | 1.04 | 10.22 | 3.78 |
| 2021-03-31 | 2,071,324 | 1,790,589 | 1,481,604 | 1.16 | 11.40 | 3.27 |
| 2021-06-30 | 2,175,187 | 1,846,149 | 1,546,029 | 1.14 | 11.33 | 3.27 |
| 2021-09-30 | 2,258,203 | 1,940,385 | 1,553,003 | 1.14 | 11.40 | 3.33 |
| 2021-12-31 | 2,315,197 | 1,953,648 | 1,667,847 | 1.08 | 10.71 | 3.31 |
| 2022-03-31 | 2,361,388 | 1,985,720 | 1,823,571 | 1.39 | 13.47 | 3.50 |
| 2022-06-30 | 2,374,786 | 2,014,310 | 1,869,790 | 1.28 | 12.60 | 3.55 |
| 2022-09-30 | 2,400,019 | 2,088,751 | 1,901,049 | 1.22 | 12.17 | 3.58 |
| 2022-12-31 | 2,432,022 | 2,055,299 | 1,940,541 | 1.15 | 11.52 | 3.57 |
| 2023-03-31 | 2,429,028 | 2,050,411 | 1,950,430 | 0.99 | 9.89 | 3.24 |
| 2023-06-30 | 2,459,524 | 2,061,672 | 1,979,964 | 0.85 | 8.45 | 3.09 |
| 2023-09-30 | 2,450,354 | 2,087,557 | 1,971,438 | 0.87 | 8.59 | 3.04 |
| 2023-12-31 | 2,515,915 | 2,106,019 | 1,969,524 | 0.88 | 8.58 | 3.01 |
| 2024-03-31 | 2,475,597 | 2,087,993 | 1,972,623 | 0.67 | 6.22 | 2.68 |
| 2024-06-30 | 2,499,818 | 2,102,355 | 2,010,844 | 0.66 | 6.09 | 2.68 |
| 2024-09-30 | 2,583,718 | 2,179,694 | 2,053,852 | 0.71 | 6.50 | 2.70 |
| 2024-12-31 | 2,624,175 | 2,255,597 | 2,069,142 | 0.66 | 6.10 | 2.73 |
| 2025-03-31 | 2,654,603 | 2,299,127 | 2,096,206 | 0.75 | 6.81 | 2.80 |
| 2025-06-30 | 2,642,289 | 2,262,357 | 2,125,751 | 0.79 | 7.12 | 2.90 |
| 2025-09-30 | 2,725,575 | 2,351,036 | 2,122,068 | 0.87 | 7.77 | 2.99 |
| 2025-12-31 | 2,749,252 | 2,342,726 | 2,141,387 | 0.92 | 8.17 | 3.04 |
| 2026-03-31 | 2,811,973 | 2,437,963 | 2,136,152 | 0.95 | 8.23 | 3.25 |
| 2026-06-30 | 2,803,647 | 2,395,923 | 2,199,092 | 0.99 | 8.46 | 3.33 |
21 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-05-07 | 1 | 1216059 | 265407 |
| 2005-10-01 | 1 | 251008 | 265407 |
| 1994-07-23 | 50 | 962872 | 265407 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.