Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

BANK OF PRINCETON

FDIC #58513 · NJ · period 20260630

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Total assets1,035,490-0.85% YoY

Total deposits820,106+0.68% YoY

Net loans and leases830,239-4.56% YoY

Return on assets1.08%-9.41% YoY

Return on equity11.89%+1.45% YoY

Net interest margin3.97%+4.73% YoY

Peer position

Return on assets47thin line · n=902

Return on equity36thin line · n=894

Net interest margin58thin line · n=902

Equity to assets77thstrength · n=894

Noncurrent loans29thopportunity · n=887

Liquid assets22ndopportunity · n=895

Brokered deposits59thin line · n=890

Loans to deposits40thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,035,490	820,106	830,239	1.08	11.89	3.97
2016-06-30	1,006,074	812,479	809,275	1.14	12.19	4.00
2016-09-30	1,008,701	865,561	820,675	1.16	12.17	3.97
2016-12-31	1,025,995	862,522	849,504	1.16	12.08	3.95
2017-03-31	1,044,409	814,558	869,924	1.19	11.72	3.79
2017-06-30	1,054,549	879,361	878,984	1.18	11.41	3.81
2017-09-30	1,118,951	948,078	934,289	1.17	10.15	3.91
2017-12-31	1,200,591	1,028,670	958,356	1.01	8.38	3.89
2018-03-31	1,183,880	977,729	987,074	1.20	8.43	3.61
2018-06-30	1,240,754	1,014,683	1,054,192	1.19	8.39	3.58
2018-09-30	1,234,912	1,025,771	1,047,886	1.20	8.37	3.62
2018-12-31	1,251,564	1,007,248	1,069,235	1.20	8.36	3.60
2019-03-31	1,297,228	1,012,542	1,102,836	0.07	0.49	3.41
2019-06-30	1,361,248	1,150,428	1,113,583	0.47	3.25	3.39
2019-09-30	1,379,598	1,150,923	1,136,058	0.68	4.78	3.43
2019-12-31	1,454,894	1,237,891	1,174,013	0.75	5.34	3.35
2020-03-31	1,424,576	1,200,356	1,179,490	0.84	6.15	3.23
2020-06-30	1,593,126	1,361,704	1,327,204	0.83	6.19	3.30
2020-09-30	1,549,750	1,311,276	1,321,977	0.86	6.45	3.44
2020-12-31	1,603,046	1,367,267	1,347,459	0.91	6.83	3.52
2021-03-31	1,684,538	1,398,712	1,439,116	1.18	9.21	3.86
2021-06-30	1,636,176	1,398,328	1,377,864	1.26	9.82	4.00
2021-09-30	1,669,194	1,430,895	1,326,249	1.32	10.24	4.08
2021-12-31	1,687,682	1,446,144	1,318,544	1.36	10.55	4.11
2022-03-31	1,677,949	1,441,545	1,378,501	1.43	11.21	4.06
2022-06-30	1,625,139	1,391,049	1,379,557	1.48	11.56	4.18
2022-09-30	1,603,048	1,367,012	1,361,760	1.56	12.07	4.41
2022-12-31	1,601,779	1,347,730	1,353,907	1.62	12.34	4.54
2023-03-31	1,585,684	1,292,100	1,372,068	1.53	10.96	4.54
2023-06-30	1,843,296	1,573,168	1,481,721	1.54	11.47	4.19
2023-09-30	1,913,123	1,638,496	1,480,508	1.57	12.06	4.09
2023-12-31	1,916,497	1,636,508	1,529,843	1.45	11.25	3.99
2024-03-31	1,982,746	1,705,876	1,552,613	0.93	7.56	3.45
2024-06-30	1,978,040	1,699,653	1,554,888	1.02	8.23	3.49
2024-09-30	2,344,407	2,046,615	1,808,207	0.38	3.16	3.43
2024-12-31	2,340,083	2,033,370	1,795,218	0.53	4.51	3.44
2025-03-31	2,317,714	2,011,439	1,832,597	0.98	8.62	3.52
2025-06-30	2,241,284	1,938,670	1,818,214	0.58	5.12	3.58
2025-09-30	2,228,708	1,933,484	1,773,346	0.79	6.88	3.70
2025-12-31	2,282,741	1,980,832	1,796,091	0.87	7.58	3.63
2026-03-31	2,253,363	1,947,004	1,799,100	1.14	9.69	3.68
2026-06-30	2,250,271	1,940,214	1,751,537	1.23	10.30	3.83

Structure and branch footprint

36 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2024-08-24	1	2850768	3595271
2023-05-20	1	3388165	3595271
2010-09-30	1	3427765	3595271

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.