Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

Get started

Q2 2026 · 4,313 institutions · refreshed 8/27/2026

All banksProfile view

OptimaYield board tearsheet · reported facts

BANK OF SPRINGFIELD

FDIC #19506 · IL · period 20260630

Download full PDF Download full Excel Download compact PDF Download compact Excel Return to profile

Total assets1,028,758-2.49% YoY

Total deposits867,997-2.73% YoY

Net loans and leases850,909+0.04% YoY

Return on assets0.83%+17.20% YoY

Return on equity9.40%+22.24% YoY

Net interest margin3.96%+0.76% YoY

Peer position

Return on assets55thin line · n=902

Return on equity69thin line · n=894

Net interest margin79thstrength · n=902

Equity to assets22ndopportunity · n=894

Noncurrent loans17thopportunity · n=887

Liquid assets8thopportunity · n=895

Brokered deposits25thopportunity · n=890

Loans to deposits15thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2018-09-30	1,028,758	867,997	850,909	0.83	9.40	3.96
2018-12-31	1,005,697	839,083	854,012	0.68	7.58	3.95
2019-03-31	1,007,838	838,289	829,825	0.65	7.03	3.87
2019-06-30	1,025,883	862,271	851,649	0.65	7.04	3.92
2019-09-30	1,055,036	892,324	850,597	0.71	7.69	3.93
2019-12-31	1,040,288	874,484	836,769	0.74	7.92	3.93
2020-03-31	1,037,172	853,761	858,376	0.74	7.81	3.79
2020-06-30	1,202,033	991,836	967,654	0.81	8.87	3.80
2020-09-30	1,246,518	1,039,188	999,426	0.88	9.86	3.68
2020-12-31	1,249,736	1,050,371	983,988	0.93	10.52	3.79
2021-03-31	1,296,657	1,100,336	1,015,365	1.22	14.48	3.45
2021-06-30	1,377,010	1,176,171	988,240	1.24	14.99	3.74
2021-09-30	1,426,343	1,234,656	950,916	1.13	13.92	3.60
2021-12-31	1,454,541	1,270,528	1,010,021	1.06	13.13	3.44
2022-03-31	1,460,797	1,293,975	1,029,145	0.86	11.04	2.81
2022-06-30	1,500,853	1,331,726	1,100,055	0.92	11.98	3.01
2022-09-30	1,460,170	1,296,075	1,107,843	0.94	12.05	3.23
2022-12-31	1,441,880	1,231,890	1,125,779	0.89	11.32	3.38
2023-03-31	1,418,205	1,203,223	1,134,067	0.93	10.89	3.90
2023-06-30	1,470,395	1,255,129	1,189,429	0.97	11.28	3.99
2023-09-30	1,526,021	1,299,109	1,257,424	0.96	11.17	3.96
2023-12-31	1,569,936	1,319,964	1,302,316	0.97	11.34	3.99
2024-03-31	1,587,966	1,333,140	1,324,362	1.01	11.75	3.87
2024-06-30	1,642,928	1,408,678	1,355,586	1.04	12.14	3.91
2024-09-30	1,720,959	1,477,882	1,400,862	1.05	12.32	3.91
2024-12-31	1,708,754	1,476,648	1,445,593	1.07	12.45	3.95
2025-03-31	1,750,082	1,464,251	1,491,368	1.13	12.83	4.02
2025-06-30	1,801,516	1,543,846	1,500,469	1.13	12.81	4.05
2025-09-30	1,866,857	1,611,618	1,519,551	1.17	13.31	4.09
2025-12-31	1,904,880	1,649,405	1,532,041	1.21	13.70	4.14
2026-03-31	1,948,394	1,681,097	1,621,946	1.25	13.99	4.12
2026-06-30	2,000,417	1,705,279	1,702,722	1.30	14.51	4.24

Structure and branch footprint

18 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2014-08-02	1	249546	248240

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.