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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,644,433 | 2,139,406 | 1,495,370 | 1.04 | 7.56 | 3.69 |
| 2016-06-30 | 2,690,261 | 2,158,105 | 1,524,376 | 1.04 | 7.37 | 3.71 |
| 2016-09-30 | 2,747,364 | 2,225,511 | 1,564,077 | 1.38 | 9.73 | 3.71 |
| 2016-12-31 | 2,855,194 | 2,333,557 | 1,567,781 | 1.21 | 8.59 | 3.74 |
| 2017-03-31 | 2,838,618 | 2,294,776 | 1,567,982 | 1.10 | 7.80 | 3.64 |
| 2017-06-30 | 2,884,706 | 2,333,192 | 1,622,586 | 1.14 | 8.03 | 3.69 |
| 2017-09-30 | 2,889,926 | 2,326,560 | 1,649,150 | 1.29 | 8.97 | 3.73 |
| 2017-12-31 | 2,990,108 | 2,415,720 | 1,680,299 | 1.62 | 11.15 | 3.74 |
| 2018-03-31 | 2,947,828 | 2,381,357 | 1,680,077 | -0.13 | -0.85 | 3.93 |
| 2018-06-30 | 2,981,404 | 2,379,787 | 1,791,811 | 0.88 | 5.78 | 3.99 |
| 2018-09-30 | 3,037,260 | 2,435,541 | 1,802,587 | 1.51 | 9.87 | 4.04 |
| 2018-12-31 | 3,161,922 | 2,563,940 | 1,839,766 | 1.40 | 9.15 | 4.07 |
| 2019-03-31 | 3,169,269 | 2,499,081 | 1,811,621 | 6.38 | 40.17 | 4.09 |
| 2019-06-30 | 3,185,723 | 2,502,531 | 1,851,377 | 4.07 | 25.03 | 4.11 |
| 2019-09-30 | 3,312,484 | 2,563,701 | 1,844,937 | 4.30 | 25.93 | 4.13 |
| 2019-12-31 | 3,357,539 | 2,598,810 | 1,847,744 | 3.89 | 23.07 | 4.12 |
| 2020-03-31 | 3,343,297 | 2,660,849 | 1,782,224 | -6.23 | -36.23 | 3.99 |
| 2020-06-30 | 3,780,190 | 3,043,859 | 1,972,766 | -0.98 | -5.90 | 3.84 |
| 2020-09-30 | 3,850,180 | 3,102,635 | 1,948,222 | 0.02 | 0.13 | 3.71 |
| 2020-12-31 | 4,310,962 | 3,532,360 | 1,801,032 | 0.82 | 5.15 | 3.60 |
| 2021-03-31 | 4,193,829 | 3,378,263 | 1,835,911 | 3.19 | 21.28 | 3.11 |
| 2021-06-30 | 4,334,942 | 3,533,886 | 1,772,388 | 1.84 | 12.32 | 3.03 |
| 2021-09-30 | 4,584,707 | 3,778,028 | 1,750,693 | 1.50 | 10.17 | 3.03 |
| 2021-12-31 | 4,778,669 | 3,927,325 | 1,788,388 | 2.26 | 15.40 | 3.01 |
| 2022-03-31 | 4,755,185 | 3,919,123 | 1,834,663 | 1.82 | 12.98 | 2.68 |
| 2022-06-30 | 4,638,655 | 3,906,625 | 1,913,460 | 0.07 | 0.54 | 2.80 |
| 2022-09-30 | 4,590,328 | 3,928,912 | 1,967,186 | -0.81 | -6.07 | 2.92 |
| 2022-12-31 | 4,586,445 | 3,863,339 | 2,099,642 | 0.44 | 3.30 | 3.03 |
| 2023-03-31 | 4,430,884 | 3,656,311 | 2,076,921 | 0.86 | 6.20 | 3.19 |
| 2023-06-30 | 4,406,639 | 3,607,293 | 2,119,216 | 0.33 | 2.36 | 3.06 |
| 2023-09-30 | 4,443,073 | 3,658,149 | 2,115,128 | 0.00 | 0.03 | 3.02 |
| 2023-12-31 | 4,521,881 | 3,678,964 | 2,138,496 | 0.91 | 6.52 | 3.00 |
| 2024-03-31 | 4,479,894 | 3,606,804 | 2,121,042 | 1.83 | 12.26 | 2.92 |
| 2024-06-30 | 4,320,510 | 3,523,674 | 2,209,450 | 1.22 | 8.01 | 3.05 |
| 2024-09-30 | 4,399,517 | 3,498,147 | 2,284,462 | 2.55 | 16.09 | 3.10 |
| 2024-12-31 | 4,444,022 | 3,558,874 | 2,294,454 | 1.80 | 11.17 | 3.13 |
| 2025-03-31 | 4,550,919 | 3,585,477 | 2,280,701 | 4.42 | 25.15 | 3.21 |
| 2025-06-30 | 4,640,918 | 3,673,433 | 2,305,538 | 2.56 | 14.50 | 3.29 |
| 2025-09-30 | 4,742,173 | 3,696,690 | 2,317,167 | 3.12 | 17.44 | 3.35 |
| 2025-12-31 | 4,778,288 | 3,737,300 | 2,389,929 | 2.34 | 13.01 | 3.42 |
| 2026-03-31 | 4,834,846 | 3,754,998 | 2,376,981 | 4.57 | 24.72 | 3.63 |
| 2026-06-30 | 4,994,340 | 3,796,737 | 2,401,218 | 6.08 | 32.23 | 3.72 |
21 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2003-11-18 | 1 | 2665515 | 479268 |
| 1990-05-12 | 50 | 418678 | 479268 |
| 1980-10-01 | 1 | 809164 | 479268 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.