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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,011,490 | 802,931 | 732,002 | 1.31 | 14.03 | 3.97 |
| 2016-09-30 | 1,027,237 | 833,471 | 754,524 | 1.30 | 14.00 | 3.97 |
| 2016-12-31 | 1,047,644 | 887,807 | 777,786 | 1.30 | 14.10 | 3.96 |
| 2017-03-31 | 1,092,513 | 912,516 | 816,321 | 1.15 | 13.29 | 3.95 |
| 2017-06-30 | 1,123,014 | 899,914 | 846,298 | 1.16 | 13.32 | 4.00 |
| 2017-09-30 | 1,140,784 | 920,029 | 863,649 | 1.25 | 14.25 | 4.01 |
| 2017-12-31 | 1,199,548 | 957,448 | 920,760 | 1.29 | 14.87 | 4.02 |
| 2018-03-31 | 1,242,481 | 1,022,969 | 959,333 | 1.33 | 15.80 | 4.07 |
| 2018-06-30 | 1,286,933 | 1,028,816 | 997,131 | 1.33 | 15.79 | 4.06 |
| 2018-09-30 | 1,316,276 | 1,063,532 | 1,018,506 | 1.32 | 15.70 | 4.04 |
| 2018-12-31 | 1,375,614 | 1,073,488 | 1,066,015 | 1.31 | 15.54 | 4.04 |
| 2019-03-31 | 1,410,529 | 1,137,569 | 1,091,146 | 1.17 | 13.70 | 3.77 |
| 2019-06-30 | 1,422,403 | 1,095,067 | 1,113,339 | 1.36 | 15.71 | 3.89 |
| 2019-09-30 | 1,436,790 | 1,132,723 | 1,116,174 | 1.39 | 15.91 | 3.85 |
| 2019-12-31 | 1,414,865 | 1,152,873 | 1,105,649 | 1.45 | 16.41 | 3.87 |
| 2020-03-31 | 1,475,366 | 1,199,709 | 1,149,268 | 1.40 | 15.26 | 3.90 |
| 2020-06-30 | 1,574,757 | 1,346,094 | 1,270,240 | 1.46 | 16.04 | 3.93 |
| 2020-09-30 | 1,605,521 | 1,398,405 | 1,297,891 | 1.47 | 16.33 | 3.95 |
| 2020-12-31 | 1,648,084 | 1,447,973 | 1,258,547 | 1.46 | 16.22 | 3.93 |
| 2021-03-31 | 1,741,792 | 1,536,539 | 1,274,228 | 1.54 | 17.90 | 3.64 |
| 2021-06-30 | 1,753,085 | 1,553,021 | 1,267,427 | 1.56 | 18.12 | 3.61 |
| 2021-09-30 | 1,831,142 | 1,621,605 | 1,280,208 | 1.58 | 18.49 | 3.65 |
| 2021-12-31 | 1,784,992 | 1,602,941 | 1,242,780 | 1.57 | 18.28 | 3.67 |
| 2022-03-31 | 1,881,819 | 1,705,434 | 1,254,175 | 1.61 | 19.42 | 3.45 |
| 2022-06-30 | 1,780,462 | 1,603,567 | 1,307,055 | 1.56 | 18.96 | 3.63 |
| 2022-09-30 | 1,756,954 | 1,580,094 | 1,349,912 | 1.61 | 19.79 | 3.77 |
| 2022-12-31 | 1,788,405 | 1,600,996 | 1,371,901 | 1.63 | 20.02 | 3.85 |
| 2023-03-31 | 1,752,842 | 1,559,432 | 1,399,079 | 1.59 | 19.32 | 3.96 |
| 2023-06-30 | 1,777,046 | 1,515,662 | 1,428,372 | 1.48 | 18.08 | 3.79 |
| 2023-09-30 | 1,808,001 | 1,574,437 | 1,465,558 | 1.35 | 16.57 | 3.65 |
| 2023-12-31 | 1,850,884 | 1,620,025 | 1,495,392 | 1.35 | 16.51 | 3.57 |
| 2024-03-31 | 1,875,869 | 1,692,418 | 1,491,232 | 1.25 | 14.97 | 3.24 |
| 2024-06-30 | 1,889,904 | 1,633,332 | 1,540,563 | 1.09 | 13.20 | 3.28 |
| 2024-09-30 | 1,886,964 | 1,652,319 | 1,531,811 | 1.10 | 13.10 | 3.31 |
| 2024-12-31 | 1,929,305 | 1,732,422 | 1,550,604 | 1.12 | 13.33 | 3.42 |
| 2025-03-31 | 1,974,651 | 1,771,505 | 1,551,133 | 1.43 | 16.85 | 3.61 |
| 2025-06-30 | 1,975,113 | 1,771,389 | 1,550,663 | 1.49 | 17.32 | 3.69 |
| 2025-09-30 | 2,047,244 | 1,835,081 | 1,568,440 | 1.54 | 17.66 | 3.77 |
| 2025-12-31 | 2,044,108 | 1,824,544 | 1,620,436 | 1.58 | 17.99 | 3.91 |
| 2026-03-31 | 2,120,392 | 1,852,587 | 1,692,109 | 1.69 | 18.52 | 4.14 |
| 2026-06-30 | 2,250,406 | 1,803,758 | 1,803,033 | 1.79 | 19.86 | 4.16 |
25 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2013-01-01 | 1 | 644132 | 340135 |
| 1984-04-06 | 50 | 719133 | 340135 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.