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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,128,867 | 995,159 | 790,530 | 0.82 | 6.80 | 4.09 |
| 2020-09-30 | 1,160,736 | 1,023,768 | 801,676 | 1.05 | 8.99 | 3.98 |
| 2020-12-31 | 1,166,802 | 1,029,009 | 752,236 | 1.14 | 9.94 | 3.94 |
| 2021-03-31 | 1,244,404 | 1,099,557 | 727,900 | 1.45 | 13.79 | 3.29 |
| 2021-06-30 | 1,290,111 | 1,144,452 | 719,306 | 1.34 | 12.89 | 3.17 |
| 2021-09-30 | 1,336,038 | 1,195,173 | 670,596 | 1.16 | 11.39 | 3.17 |
| 2021-12-31 | 1,319,331 | 1,179,204 | 626,140 | 1.04 | 10.26 | 3.12 |
| 2022-03-31 | 1,324,781 | 1,196,233 | 611,319 | 0.54 | 5.64 | 2.74 |
| 2022-06-30 | 1,327,160 | 1,203,738 | 600,531 | 0.53 | 5.78 | 2.79 |
| 2022-09-30 | 1,374,504 | 1,254,392 | 613,301 | 0.66 | 7.41 | 3.02 |
| 2022-12-31 | 1,305,491 | 1,180,954 | 631,722 | 0.87 | 9.76 | 3.33 |
| 2023-03-31 | 1,242,779 | 1,110,829 | 636,918 | 1.37 | 14.78 | 4.48 |
| 2023-06-30 | 1,207,740 | 1,077,887 | 650,316 | 1.37 | 14.37 | 4.41 |
| 2023-09-30 | 1,181,089 | 1,051,660 | 663,424 | 1.35 | 13.96 | 4.43 |
| 2023-12-31 | 1,147,923 | 1,009,874 | 677,127 | 1.29 | 13.00 | 4.43 |
| 2024-03-31 | 1,134,612 | 996,228 | 684,881 | 1.03 | 9.26 | 4.41 |
| 2024-06-30 | 1,123,405 | 986,077 | 698,514 | 0.94 | 8.41 | 4.32 |
| 2024-09-30 | 1,158,857 | 1,011,867 | 690,217 | 0.97 | 8.58 | 4.32 |
| 2024-12-31 | 1,152,772 | 1,015,144 | 695,397 | 0.94 | 8.36 | 4.29 |
| 2025-03-31 | 1,218,107 | 1,075,100 | 697,549 | 0.89 | 8.22 | 4.21 |
| 2025-06-30 | 1,214,544 | 1,070,982 | 736,612 | 0.93 | 8.64 | 4.28 |
| 2025-09-30 | 1,262,463 | 1,114,758 | 762,469 | 1.02 | 9.49 | 4.29 |
| 2025-12-31 | 1,274,361 | 1,123,354 | 765,974 | 1.03 | 9.57 | 4.29 |
| 2026-03-31 | 1,289,807 | 1,139,158 | 761,564 | 1.02 | 9.39 | 4.07 |
| 2026-06-30 | 1,263,711 | 1,113,288 | 761,029 | 1.09 | 9.98 | 4.15 |
20 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-09-01 | 1 | 307679 | 352772 |
| 2004-02-28 | 1 | 2551047 | 307679 |
| 2000-11-08 | 1 | 576671 | 307679 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.