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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,033,016 | 794,047 | 525,343 | 1.54 | 14.89 | 2.05 |
| 2020-12-31 | 1,138,423 | 873,140 | 584,058 | 1.43 | 14.09 | 2.00 |
| 2021-03-31 | 1,248,180 | 1,012,548 | 622,084 | 1.12 | 12.07 | 1.80 |
| 2021-06-30 | 1,328,035 | 1,069,846 | 634,380 | 1.07 | 11.68 | 1.81 |
| 2021-09-30 | 1,433,433 | 1,191,242 | 661,438 | 1.08 | 11.76 | 1.82 |
| 2021-12-31 | 1,432,330 | 1,208,687 | 686,696 | 1.05 | 11.39 | 1.85 |
| 2022-03-31 | 1,411,247 | 1,180,806 | 714,643 | 0.93 | 10.07 | 2.02 |
| 2022-06-30 | 1,216,340 | 799,499 | 744,476 | 1.04 | 10.82 | 2.19 |
| 2022-09-30 | 1,324,349 | 744,793 | 853,974 | 1.03 | 10.75 | 2.17 |
| 2022-12-31 | 1,382,388 | 802,385 | 918,337 | 0.92 | 9.71 | 2.05 |
| 2023-03-31 | 1,450,022 | 818,864 | 962,793 | 0.42 | 4.57 | 1.48 |
| 2023-06-30 | 1,466,700 | 839,505 | 987,172 | 0.41 | 4.47 | 1.46 |
| 2023-09-30 | 1,460,714 | 870,343 | 1,001,381 | 0.52 | 5.69 | 1.52 |
| 2023-12-31 | 1,460,759 | 886,257 | 1,047,076 | 0.67 | 7.27 | 1.53 |
| 2024-03-31 | 1,476,255 | 875,108 | 1,049,351 | 0.51 | 5.20 | 1.63 |
| 2024-06-30 | 1,471,949 | 755,095 | 1,085,526 | 0.52 | 5.21 | 1.57 |
| 2024-09-30 | 1,452,776 | 961,912 | 1,075,437 | 0.60 | 5.91 | 1.64 |
| 2024-12-31 | 1,470,771 | 926,448 | 1,078,524 | 0.65 | 6.40 | 1.72 |
| 2025-03-31 | 1,463,208 | 979,798 | 1,085,291 | 0.67 | 6.18 | 2.04 |
| 2025-06-30 | 1,434,329 | 892,217 | 1,106,024 | 0.68 | 6.20 | 2.11 |
| 2025-09-30 | 1,449,727 | 918,099 | 1,117,918 | 0.74 | 6.62 | 2.21 |
| 2025-12-31 | 1,420,052 | 807,950 | 1,093,945 | 0.80 | 6.87 | 2.31 |
| 2026-03-31 | 1,446,572 | 904,853 | 1,109,096 | 0.87 | 6.53 | 2.63 |
| 2026-06-30 | 1,468,595 | 951,873 | 1,106,131 | 0.91 | 6.82 | 2.71 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-01-01 | 1 | 3139086 | 408642 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.