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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,464,744 | 1,269,284 | 1,013,596 | 0.67 | 6.71 | 3.13 |
| 2016-06-30 | 1,489,630 | 1,297,094 | 1,035,499 | 0.73 | 7.34 | 3.23 |
| 2016-09-30 | 1,492,940 | 1,278,899 | 1,054,834 | 0.77 | 7.64 | 3.21 |
| 2016-12-31 | 1,292,178 | 1,082,311 | 1,015,973 | 0.76 | 7.67 | 3.26 |
| 2017-03-31 | 1,334,829 | 1,112,273 | 1,052,643 | 1.44 | 15.83 | 3.14 |
| 2017-06-30 | 1,337,212 | 1,114,053 | 1,047,587 | 1.04 | 11.35 | 3.16 |
| 2017-09-30 | 1,339,253 | 1,077,390 | 1,046,406 | 1.00 | 10.80 | 3.16 |
| 2017-12-31 | 1,327,876 | 1,048,555 | 1,039,194 | 0.84 | 8.96 | 3.17 |
| 2018-03-31 | 1,341,261 | 1,071,142 | 1,034,861 | 0.86 | 8.96 | 3.13 |
| 2018-06-30 | 1,358,307 | 1,079,865 | 1,034,650 | 0.93 | 9.63 | 3.18 |
| 2018-09-30 | 1,349,344 | 1,075,785 | 1,050,077 | 0.95 | 9.76 | 3.17 |
| 2018-12-31 | 1,370,984 | 1,043,846 | 1,056,363 | 0.89 | 9.09 | 3.16 |
| 2019-03-31 | 1,377,962 | 1,067,075 | 1,081,686 | 0.59 | 6.41 | 3.02 |
| 2019-06-30 | 1,404,607 | 1,100,028 | 1,088,548 | 0.71 | 7.99 | 3.00 |
| 2019-09-30 | 1,421,080 | 1,139,156 | 1,074,096 | 0.75 | 8.49 | 2.97 |
| 2019-12-31 | 1,403,024 | 1,130,413 | 1,110,167 | 0.69 | 7.79 | 2.95 |
| 2020-03-31 | 1,486,271 | 1,161,010 | 1,138,380 | 0.43 | 4.91 | 2.87 |
| 2020-06-30 | 1,610,026 | 1,302,768 | 1,165,183 | 0.60 | 6.82 | 2.89 |
| 2020-09-30 | 1,640,596 | 1,324,443 | 1,165,742 | 0.74 | 8.49 | 2.83 |
| 2020-12-31 | 1,560,922 | 1,319,857 | 1,178,517 | 0.73 | 8.28 | 2.85 |
| 2021-03-31 | 1,609,467 | 1,364,932 | 1,186,127 | 1.08 | 11.84 | 3.04 |
| 2021-06-30 | 1,650,123 | 1,400,018 | 1,177,326 | 1.02 | 11.18 | 3.01 |
| 2021-09-30 | 1,674,734 | 1,422,651 | 1,194,305 | 0.97 | 10.62 | 3.03 |
| 2021-12-31 | 1,689,101 | 1,436,363 | 1,253,283 | 0.90 | 9.84 | 3.04 |
| 2022-03-31 | 1,692,193 | 1,464,433 | 1,271,285 | 0.99 | 10.66 | 3.06 |
| 2022-06-30 | 1,751,230 | 1,516,544 | 1,247,789 | 1.07 | 11.55 | 3.09 |
| 2022-09-30 | 1,701,799 | 1,473,464 | 1,282,190 | 1.14 | 12.24 | 3.25 |
| 2022-12-31 | 1,738,869 | 1,442,705 | 1,375,350 | 1.10 | 11.75 | 3.41 |
| 2023-03-31 | 1,832,495 | 1,489,739 | 1,461,642 | 1.29 | 13.65 | 3.60 |
| 2023-06-30 | 1,903,686 | 1,473,989 | 1,535,321 | 1.18 | 12.67 | 3.45 |
| 2023-09-30 | 1,896,024 | 1,501,943 | 1,564,712 | 1.10 | 11.83 | 3.32 |
| 2023-12-31 | 1,907,524 | 1,541,623 | 1,568,490 | 1.05 | 11.26 | 3.21 |
| 2024-03-31 | 1,971,604 | 1,611,983 | 1,553,942 | 0.78 | 8.21 | 2.61 |
| 2024-06-30 | 2,017,039 | 1,699,399 | 1,591,895 | 0.64 | 6.78 | 2.57 |
| 2024-09-30 | 2,000,143 | 1,687,600 | 1,620,511 | 0.61 | 6.47 | 2.58 |
| 2024-12-31 | 1,994,486 | 1,677,759 | 1,661,845 | 0.56 | 5.87 | 2.57 |
| 2025-03-31 | 2,031,813 | 1,742,336 | 1,632,344 | 0.50 | 5.19 | 2.71 |
| 2025-06-30 | 2,045,985 | 1,759,348 | 1,692,132 | 0.53 | 5.47 | 2.84 |
| 2025-09-30 | 2,024,443 | 1,735,594 | 1,644,825 | 0.60 | 6.16 | 2.93 |
| 2025-12-31 | 1,997,695 | 1,740,173 | 1,614,851 | 0.06 | 0.62 | 2.99 |
| 2026-03-31 | 2,009,091 | 1,751,233 | 1,585,669 | 0.84 | 8.67 | 3.24 |
| 2026-06-30 | 2,015,070 | 1,757,780 | 1,584,194 | 0.52 | 5.42 | 3.29 |
11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-08-22 | 1 | 161273 | 859002 |
| 2026-08-22 | 1 | 1004470 | 859002 |
| 2015-07-01 | 1 | 509400 | 859002 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.