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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-03-31 | 1,013,937 | 629,718 | 588,370 | 1.99 | 15.62 | 4.20 |
| 2023-06-30 | 1,059,033 | 629,881 | 614,438 | 2.01 | 15.65 | 4.15 |
| 2023-09-30 | 1,075,423 | 634,232 | 632,476 | 2.00 | 15.42 | 4.12 |
| 2023-12-31 | 1,065,912 | 624,148 | 644,152 | 2.03 | 15.43 | 4.18 |
| 2024-03-31 | 1,049,585 | 645,166 | 634,096 | 1.89 | 13.32 | 4.09 |
| 2024-06-30 | 1,104,916 | 673,225 | 691,017 | 1.97 | 13.75 | 4.18 |
| 2024-09-30 | 1,144,808 | 719,091 | 705,429 | 2.03 | 14.15 | 4.22 |
| 2024-12-31 | 1,128,607 | 714,729 | 718,783 | 2.07 | 14.20 | 4.24 |
| 2025-03-31 | 1,101,696 | 733,230 | 710,571 | 1.82 | 11.66 | 4.03 |
| 2025-06-30 | 1,154,801 | 722,301 | 706,754 | 1.82 | 11.67 | 4.05 |
| 2025-09-30 | 1,194,443 | 749,411 | 708,971 | 1.87 | 12.14 | 4.11 |
| 2025-12-31 | 1,202,363 | 739,237 | 727,837 | 2.05 | 13.30 | 4.21 |
| 2026-03-31 | 1,203,870 | 750,265 | 717,047 | 1.93 | 12.38 | 4.28 |
| 2026-06-30 | 1,211,820 | 804,745 | 719,048 | 1.92 | 12.17 | 4.25 |
14 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-12-01 | 1 | 656359 | 117458 |
| 2002-11-16 | 1 | 128472 | 117458 |
| 1986-10-29 | 1 | 119555 | 117458 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.