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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-03-31 | 1,048,423 | 925,652 | 749,465 | 1.05 | 10.72 | 3.61 |
| 2019-06-30 | 1,279,283 | 1,107,330 | 913,010 | 1.14 | 10.92 | 3.86 |
| 2019-09-30 | 1,273,339 | 1,106,019 | 918,717 | 1.15 | 10.69 | 3.88 |
| 2019-12-31 | 1,278,148 | 1,110,104 | 895,022 | 1.20 | 10.94 | 3.88 |
| 2020-03-31 | 1,321,745 | 1,147,717 | 897,305 | 1.08 | 9.33 | 3.62 |
| 2020-06-30 | 1,528,756 | 1,243,021 | 1,032,332 | 1.05 | 9.38 | 3.45 |
| 2020-09-30 | 1,682,214 | 1,470,060 | 1,189,977 | 1.03 | 9.16 | 3.54 |
| 2020-12-31 | 1,730,533 | 1,516,232 | 1,126,128 | 1.03 | 9.24 | 3.52 |
| 2021-03-31 | 1,780,098 | 1,570,439 | 1,118,475 | 1.06 | 9.88 | 3.35 |
| 2021-06-30 | 1,798,482 | 1,583,678 | 1,123,823 | 1.05 | 9.82 | 3.35 |
| 2021-09-30 | 1,789,572 | 1,575,294 | 1,127,247 | 1.13 | 10.47 | 3.45 |
| 2021-12-31 | 1,818,788 | 1,609,840 | 1,190,843 | 1.12 | 10.43 | 3.57 |
| 2022-03-31 | 2,024,855 | 1,789,403 | 1,202,560 | 1.07 | 9.89 | 3.69 |
| 2022-06-30 | 2,045,233 | 1,797,228 | 1,218,849 | 1.19 | 10.78 | 3.57 |
| 2022-09-30 | 2,097,613 | 1,837,880 | 1,299,615 | 1.17 | 10.52 | 3.64 |
| 2022-12-31 | 2,402,492 | 2,096,002 | 1,497,144 | 1.20 | 10.70 | 3.80 |
| 2023-03-31 | 2,666,230 | 2,327,976 | 1,702,090 | 1.25 | 10.59 | 4.25 |
| 2023-06-30 | 2,658,969 | 2,311,151 | 1,725,757 | 1.15 | 9.63 | 4.12 |
| 2023-09-30 | 2,711,242 | 2,357,898 | 1,759,405 | 1.21 | 10.15 | 3.99 |
| 2023-12-31 | 2,723,191 | 2,356,659 | 1,789,084 | 1.17 | 9.69 | 3.91 |
| 2024-03-31 | 2,697,311 | 2,327,100 | 1,782,593 | 0.82 | 6.46 | 3.44 |
| 2024-06-30 | 2,702,571 | 2,324,197 | 1,815,920 | 0.88 | 6.84 | 3.50 |
| 2024-09-30 | 2,749,149 | 2,357,261 | 1,812,010 | 0.91 | 7.07 | 3.50 |
| 2024-12-31 | 2,730,258 | 2,359,415 | 1,829,875 | 0.98 | 7.62 | 3.56 |
| 2025-03-31 | 2,790,484 | 2,411,722 | 1,796,141 | 0.98 | 7.80 | 3.62 |
| 2025-06-30 | 2,744,123 | 2,384,309 | 1,813,619 | 1.02 | 8.21 | 3.72 |
| 2025-09-30 | 3,299,625 | 2,857,965 | 2,170,619 | 0.92 | 7.38 | 3.90 |
| 2025-12-31 | 3,256,725 | 2,804,646 | 2,175,985 | 1.04 | 8.28 | 3.94 |
| 2026-03-31 | 3,323,022 | 2,856,705 | 2,210,429 | 1.09 | 8.39 | 3.97 |
| 2026-06-30 | 3,306,390 | 2,834,739 | 2,247,419 | 1.10 | 8.41 | 4.03 |
51 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-07-01 | 1 | 34434 | 914648 |
| 2023-01-01 | 1 | 752644 | 914648 |
| 2022-10-01 | 1 | 924843 | 914648 |
| 2022-01-01 | 1 | 438434 | 914648 |
| 2020-07-01 | 1 | 390336 | 914648 |
| 2019-04-01 | 1 | 739430 | 914648 |
| 2015-09-01 | 1 | 546432 | 914648 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.