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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,406,639 | 1,099,270 | 1,088,319 | 0.76 | 7.58 | 3.24 |
| 2016-06-30 | 1,407,613 | 1,107,633 | 1,084,831 | 0.81 | 8.02 | 3.24 |
| 2016-09-30 | 1,428,181 | 1,132,251 | 1,108,343 | 0.85 | 8.29 | 3.26 |
| 2016-12-31 | 1,424,530 | 1,128,692 | 1,132,279 | 0.84 | 8.19 | 3.31 |
| 2017-03-31 | 1,431,018 | 1,149,177 | 1,122,702 | 0.83 | 7.88 | 3.48 |
| 2017-06-30 | 1,507,092 | 1,220,655 | 1,147,188 | 0.86 | 8.20 | 3.48 |
| 2017-09-30 | 1,530,323 | 1,244,132 | 1,202,692 | 0.87 | 8.39 | 3.52 |
| 2017-12-31 | 1,544,714 | 1,259,627 | 1,212,568 | 0.77 | 7.44 | 3.56 |
| 2018-03-31 | 1,563,923 | 1,269,916 | 1,229,995 | 1.00 | 9.67 | 3.68 |
| 2018-06-30 | 1,601,920 | 1,283,533 | 1,272,013 | 0.94 | 9.12 | 3.69 |
| 2018-09-30 | 1,617,534 | 1,330,625 | 1,289,843 | 1.00 | 9.73 | 3.72 |
| 2018-12-31 | 1,665,373 | 1,344,185 | 1,330,342 | 1.04 | 10.04 | 3.75 |
| 2019-03-31 | 1,684,096 | 1,371,025 | 1,336,262 | 1.07 | 10.13 | 3.79 |
| 2019-06-30 | 1,703,855 | 1,380,786 | 1,363,141 | 1.08 | 10.09 | 3.78 |
| 2019-09-30 | 1,753,401 | 1,408,572 | 1,368,484 | 1.10 | 10.17 | 3.75 |
| 2019-12-31 | 1,748,205 | 1,407,982 | 1,399,669 | 1.08 | 9.93 | 3.71 |
| 2020-03-31 | 1,809,977 | 1,455,456 | 1,421,456 | 0.75 | 6.71 | 3.51 |
| 2020-06-30 | 1,977,616 | 1,619,823 | 1,540,421 | 0.78 | 7.17 | 3.41 |
| 2020-09-30 | 2,006,043 | 1,665,455 | 1,573,218 | 0.85 | 7.78 | 3.34 |
| 2020-12-31 | 2,057,831 | 1,714,967 | 1,611,705 | 0.89 | 8.22 | 3.30 |
| 2021-03-31 | 2,166,563 | 1,820,895 | 1,621,427 | 1.15 | 10.99 | 3.30 |
| 2021-06-30 | 2,213,584 | 1,866,111 | 1,633,804 | 1.11 | 10.62 | 3.25 |
| 2021-09-30 | 2,301,356 | 1,950,493 | 1,633,830 | 1.17 | 11.24 | 3.28 |
| 2021-12-31 | 2,352,320 | 2,031,406 | 1,675,321 | 1.11 | 10.75 | 3.28 |
| 2022-03-31 | 2,322,745 | 2,018,587 | 1,714,968 | 1.07 | 10.76 | 3.30 |
| 2022-06-30 | 2,338,137 | 1,999,532 | 1,769,811 | 1.06 | 10.82 | 3.46 |
| 2022-09-30 | 2,446,865 | 2,046,415 | 1,858,340 | 1.00 | 10.50 | 3.58 |
| 2022-12-31 | 2,508,364 | 2,044,288 | 1,913,576 | 1.78 | 18.83 | 3.62 |
| 2023-03-31 | 2,541,607 | 2,114,085 | 1,952,005 | -0.06 | -0.68 | 3.57 |
| 2023-06-30 | 2,583,866 | 2,061,148 | 1,997,282 | 0.33 | 3.50 | 3.47 |
| 2023-09-30 | 2,631,497 | 2,127,798 | 2,067,953 | 0.45 | 4.79 | 3.43 |
| 2023-12-31 | 2,678,836 | 2,131,387 | 2,122,689 | 0.59 | 6.28 | 3.37 |
| 2024-03-31 | 2,700,895 | 2,178,678 | 2,152,269 | 0.24 | 2.53 | 3.10 |
| 2024-06-30 | 2,767,743 | 2,221,270 | 2,187,190 | 0.21 | 2.19 | 3.08 |
| 2024-09-30 | 2,750,853 | 2,221,720 | 2,219,023 | 0.34 | 3.56 | 3.14 |
| 2024-12-31 | 2,795,365 | 2,269,959 | 2,279,835 | 0.37 | 3.84 | 3.16 |
| 2025-03-31 | 2,853,155 | 2,229,614 | 2,283,061 | 0.40 | 4.11 | 3.24 |
| 2025-06-30 | 2,964,998 | 2,320,008 | 2,334,162 | 0.54 | 5.55 | 3.24 |
| 2025-09-30 | 2,976,923 | 2,322,188 | 2,335,619 | 0.58 | 5.91 | 3.28 |
| 2025-12-31 | 3,006,738 | 2,345,991 | 2,316,994 | 0.58 | 5.94 | 3.30 |
| 2026-03-31 | 3,068,942 | 2,456,888 | 2,468,715 | 0.53 | 5.27 | 3.19 |
| 2026-06-30 | 3,067,450 | 2,445,015 | 2,467,518 | 0.62 | 6.18 | 3.26 |
20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1987-06-01 | 1 | 418801 | 546003 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.