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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,734,298 | 2,210,828 | 1,593,468 | 0.82 | 8.84 | 3.59 |
| 2016-06-30 | 2,630,596 | 2,111,040 | 1,664,292 | 0.77 | 8.20 | 3.64 |
| 2016-09-30 | 2,675,207 | 2,149,836 | 1,739,744 | 0.82 | 8.80 | 3.67 |
| 2016-12-31 | 2,679,507 | 2,114,984 | 1,803,827 | 0.68 | 7.26 | 3.69 |
| 2017-03-31 | 2,769,492 | 2,237,606 | 1,810,119 | 1.08 | 11.85 | 3.73 |
| 2017-06-30 | 2,732,433 | 2,154,834 | 1,828,363 | 0.99 | 10.81 | 3.80 |
| 2017-09-30 | 2,718,084 | 2,128,480 | 1,880,952 | 1.03 | 11.09 | 3.81 |
| 2017-12-31 | 2,695,108 | 2,129,894 | 1,903,900 | 1.04 | 11.10 | 3.85 |
| 2018-03-31 | 2,778,784 | 2,249,959 | 1,908,545 | 1.18 | 12.24 | 3.89 |
| 2018-06-30 | 2,720,129 | 2,291,781 | 1,934,595 | 1.25 | 12.86 | 3.98 |
| 2018-09-30 | 2,706,841 | 2,349,857 | 2,003,359 | 1.31 | 13.27 | 4.05 |
| 2018-12-31 | 2,761,289 | 2,466,922 | 2,056,544 | 0.75 | 7.61 | 4.09 |
| 2019-03-31 | 2,938,419 | 2,600,883 | 2,081,581 | 1.46 | 15.53 | 4.03 |
| 2019-06-30 | 2,938,789 | 2,592,829 | 2,105,682 | 1.41 | 14.96 | 4.00 |
| 2019-09-30 | 2,965,559 | 2,612,970 | 2,100,703 | 1.38 | 14.65 | 3.98 |
| 2019-12-31 | 2,971,297 | 2,609,358 | 2,071,270 | 1.37 | 14.50 | 3.98 |
| 2020-03-31 | 3,025,779 | 2,656,973 | 2,086,947 | 1.11 | 11.37 | 3.77 |
| 2020-06-30 | 4,542,059 | 4,065,045 | 3,333,946 | 0.85 | 8.89 | 3.46 |
| 2020-09-30 | 4,545,241 | 4,065,314 | 3,418,493 | 1.00 | 10.70 | 3.74 |
| 2020-12-31 | 4,699,272 | 4,218,611 | 3,369,307 | 0.96 | 10.39 | 3.88 |
| 2021-03-31 | 4,940,100 | 4,459,549 | 3,385,244 | 1.33 | 15.80 | 3.92 |
| 2021-06-30 | 5,056,112 | 4,566,050 | 3,457,977 | 1.28 | 15.27 | 3.82 |
| 2021-09-30 | 5,104,245 | 4,598,301 | 3,493,975 | 1.27 | 15.14 | 3.82 |
| 2021-12-31 | 5,187,184 | 4,679,128 | 3,582,779 | 1.20 | 14.29 | 3.75 |
| 2022-03-31 | 6,505,807 | 5,866,216 | 4,705,929 | 1.00 | 11.64 | 3.25 |
| 2022-06-30 | 6,568,297 | 5,845,892 | 5,129,874 | 1.07 | 11.82 | 3.49 |
| 2022-09-30 | 6,775,054 | 5,756,718 | 5,510,198 | 1.14 | 12.37 | 3.72 |
| 2022-12-31 | 7,028,113 | 5,985,989 | 5,785,412 | 1.11 | 11.99 | 3.81 |
| 2023-03-31 | 7,166,976 | 6,098,041 | 5,894,686 | 1.08 | 11.31 | 3.67 |
| 2023-06-30 | 7,536,595 | 6,234,841 | 6,035,641 | 0.96 | 10.21 | 3.58 |
| 2023-09-30 | 7,584,571 | 6,234,555 | 6,075,359 | 0.90 | 9.60 | 3.52 |
| 2023-12-31 | 7,638,543 | 6,404,586 | 6,021,598 | 0.93 | 9.81 | 3.49 |
| 2024-03-31 | 7,790,270 | 6,650,583 | 6,005,638 | 0.99 | 9.74 | 3.26 |
| 2024-06-30 | 7,763,404 | 6,663,029 | 6,116,070 | 0.94 | 9.22 | 3.32 |
| 2024-09-30 | 7,931,820 | 6,796,518 | 6,076,573 | 0.95 | 9.25 | 3.34 |
| 2024-12-31 | 7,922,084 | 6,828,013 | 6,072,446 | 0.94 | 9.09 | 3.37 |
| 2025-03-31 | 8,025,891 | 6,908,488 | 6,034,056 | 1.27 | 12.03 | 3.46 |
| 2025-06-30 | 7,842,740 | 6,775,342 | 6,068,796 | 1.21 | 11.26 | 3.60 |
| 2025-09-30 | 7,915,475 | 6,848,658 | 6,144,587 | 1.14 | 10.41 | 3.67 |
| 2025-12-31 | 8,074,068 | 7,008,555 | 6,230,178 | 1.14 | 10.30 | 3.73 |
| 2026-03-31 | 8,279,783 | 7,235,049 | 6,244,839 | 1.40 | 12.37 | 3.81 |
| 2026-06-30 | 8,376,253 | 7,348,045 | 6,341,807 | 1.27 | 11.23 | 3.82 |
74 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-03-01 | 1 | 1862719 | 121642 |
| 2020-04-01 | 1 | 736448 | 121642 |
| 2000-06-24 | 1 | 850344 | 121642 |
| 1996-11-22 | 1 | 558976 | 121642 |
| 1994-10-06 | 1 | 585637 | 121642 |
| 1993-05-03 | 1 | 702537 | 121642 |
| 1990-06-16 | 50 | 954372 | 121642 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.