Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,087,459 | 939,955 | 841,660 | 3.92 | 41.82 | 3.56 |
| 2021-06-30 | 1,077,880 | 932,032 | 792,011 | 3.15 | 32.89 | 3.59 |
| 2021-09-30 | 1,127,496 | 979,356 | 796,549 | 2.70 | 28.07 | 3.56 |
| 2021-12-31 | 1,184,588 | 1,038,856 | 849,875 | 2.38 | 24.92 | 3.50 |
| 2022-03-31 | 1,265,770 | 1,112,030 | 822,095 | 0.98 | 10.86 | 3.31 |
| 2022-06-30 | 1,192,984 | 1,034,756 | 888,969 | 1.00 | 10.85 | 3.49 |
| 2022-09-30 | 1,191,412 | 1,049,487 | 919,294 | 1.06 | 11.31 | 3.74 |
| 2022-12-31 | 1,128,504 | 983,516 | 962,893 | 1.14 | 11.81 | 3.93 |
| 2023-03-31 | 1,243,273 | 1,018,993 | 1,002,433 | 0.47 | 4.75 | 3.96 |
| 2023-06-30 | 1,237,081 | 1,055,194 | 988,190 | 0.70 | 7.11 | 3.90 |
| 2023-09-30 | 1,245,982 | 1,064,333 | 999,640 | 0.86 | 8.72 | 3.96 |
| 2023-12-31 | 1,250,432 | 1,042,349 | 1,043,519 | 0.93 | 9.33 | 4.03 |
| 2024-03-31 | 1,293,256 | 1,104,484 | 1,055,730 | 1.13 | 11.30 | 4.01 |
| 2024-06-30 | 1,331,577 | 1,137,852 | 1,089,671 | 1.43 | 14.28 | 4.10 |
| 2024-09-30 | 1,349,052 | 1,151,337 | 1,074,829 | 1.45 | 14.50 | 4.12 |
| 2024-12-31 | 1,329,164 | 1,133,225 | 1,070,728 | 1.53 | 15.16 | 4.16 |
| 2025-03-31 | 1,362,000 | 1,161,622 | 1,070,276 | 1.44 | 13.93 | 4.21 |
| 2025-06-30 | 1,339,277 | 1,134,836 | 1,053,819 | 1.56 | 14.75 | 4.30 |
| 2025-09-30 | 1,332,501 | 1,125,571 | 1,066,323 | 1.49 | 13.87 | 4.35 |
| 2025-12-31 | 1,555,126 | 1,339,551 | 1,201,439 | 1.50 | 14.21 | 4.50 |
| 2026-03-31 | 1,617,776 | 1,399,194 | 1,168,268 | 1.48 | 14.92 | 4.58 |
| 2026-06-30 | 1,589,684 | 1,362,821 | 1,222,875 | 1.57 | 15.64 | 4.63 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-10-01 | 1 | 333034 | 88231 |
| 2011-02-05 | 50 | 2905604 | 88231 |
| 1977-03-03 | 1 | 163633 | 88231 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.