Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

BANKUNITED NATIONAL ASSN

FDIC #58979 · FL · period 20260630

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Total assets24,701,857-11.40% YoY

Total deposits17,655,613-12.10% YoY

Net loans and leases17,040,312-11.90% YoY

Return on assets0.96%+0.84% YoY

Return on equity9.37%-4.29% YoY

Net interest margin3.82%+5.04% YoY

Peer position

Return on assets19thopportunity · n=112

Return on equity43rdin line · n=108

Net interest margin28thopportunity · n=112

Equity to assets16thopportunity · n=108

Noncurrent loans8thopportunity · n=106

Liquid assets74thstrength · n=108

Brokered deposits18thopportunity · n=107

Loans to deposits67thin line · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	24,701,857	17,655,613	17,040,312	0.96	9.37	3.82
2016-06-30	26,218,377	18,392,197	18,116,466	0.95	9.49	3.78
2016-09-30	27,180,903	19,049,288	18,930,520	0.92	9.26	3.75
2016-12-31	27,782,765	19,618,709	19,283,639	0.93	9.50	3.73
2017-03-31	27,881,033	20,086,766	19,342,330	0.95	9.79	3.64
2017-06-30	28,909,570	20,949,969	20,104,704	0.97	10.00	3.66
2017-09-30	29,476,668	21,454,241	20,483,364	0.99	10.23	3.64
2017-12-31	30,280,467	22,050,475	21,305,806	2.21	22.36	3.61
2018-03-31	30,359,094	22,480,776	21,375,839	1.20	11.25	3.59
2018-06-30	31,283,407	22,445,627	21,781,581	1.22	11.53	3.59
2018-09-30	31,459,313	22,537,911	21,831,610	1.25	11.86	3.57
2018-12-31	32,077,582	23,659,301	21,904,069	1.13	10.85	3.68
2019-03-31	32,609,001	23,921,815	22,272,844	0.88	9.17	2.55
2019-06-30	33,012,294	24,109,745	22,704,467	0.96	10.19	2.54
2019-09-30	32,873,804	24,229,754	22,793,370	0.98	10.35	2.51
2019-12-31	32,782,199	24,626,574	23,084,243	1.03	10.89	2.50
2020-03-31	33,512,179	25,151,324	22,951,354	-0.27	-3.03	2.37
2020-06-30	34,616,241	26,434,386	23,571,389	0.35	3.94	2.40
2020-09-30	34,895,863	26,970,916	23,509,003	0.51	5.73	2.40
2020-12-31	34,883,487	27,812,033	23,633,395	0.66	7.32	2.41
2021-03-31	35,051,519	28,040,277	23,153,903	1.27	13.25	2.47
2021-06-30	35,583,698	28,917,100	22,709,432	1.26	13.07	2.47
2021-09-30	35,183,055	28,479,563	22,648,354	1.21	12.50	2.46
2021-12-31	35,685,553	29,631,786	23,638,596	1.29	13.33	2.48
2022-03-31	36,202,653	28,747,237	23,244,586	0.96	10.22	2.54
2022-06-30	36,428,574	28,639,710	23,975,771	0.93	10.38	2.63
2022-09-30	36,471,484	27,657,527	24,136,061	0.98	11.30	2.70
2022-12-31	36,897,184	27,800,064	24,738,042	0.93	11.01	2.75
2023-03-31	37,095,206	25,977,302	24,734,102	0.75	9.72	2.70
2023-06-30	35,784,457	26,068,879	24,463,157	0.75	9.44	2.65
2023-09-30	35,339,543	26,434,349	24,172,614	0.71	8.91	2.66
2023-12-31	35,721,140	26,822,743	24,430,995	0.62	7.70	2.66
2024-03-31	35,066,650	27,311,025	24,008,744	0.67	7.74	2.67
2024-06-30	35,401,701	28,037,211	24,402,786	0.69	7.90	2.73
2024-09-30	35,758,118	28,194,371	24,170,454	0.74	8.35	2.78
2024-12-31	35,206,606	28,172,154	24,074,827	0.78	8.77	2.82
2025-03-31	34,811,275	28,520,672	23,770,152	0.79	8.59	2.90
2025-06-30	35,441,030	29,240,951	23,730,797	0.85	9.37	2.97
2025-09-30	35,065,427	28,878,387	23,484,777	0.89	9.78	3.01
2025-12-31	35,027,511	29,611,980	24,053,882	0.89	9.84	3.04
2026-03-31	35,341,660	29,564,537	23,962,816	0.83	9.24	3.01
2026-06-30	34,864,976	29,091,654	23,715,457	0.87	9.55	3.06

Structure and branch footprint

58 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2013-03-23	1	3830235	3938186
2009-05-22	50	757274	3938186

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.