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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,416,544 | 1,102,676 | 1,177,905 | 1.11 | 10.35 | 3.63 |
| 2016-06-30 | 1,511,677 | 1,188,309 | 1,256,949 | 1.07 | 10.14 | 3.57 |
| 2016-09-30 | 1,560,573 | 1,223,422 | 1,305,465 | 1.06 | 10.18 | 3.57 |
| 2016-12-31 | 1,621,911 | 1,294,713 | 1,344,149 | 1.06 | 10.28 | 3.59 |
| 2017-03-31 | 1,669,308 | 1,332,472 | 1,406,406 | 1.09 | 10.91 | 3.43 |
| 2017-06-30 | 1,752,326 | 1,418,478 | 1,463,240 | 1.06 | 10.72 | 3.45 |
| 2017-09-30 | 1,800,479 | 1,412,987 | 1,501,359 | 1.11 | 11.21 | 3.44 |
| 2017-12-31 | 1,790,766 | 1,400,928 | 1,520,879 | 0.93 | 9.42 | 3.43 |
| 2018-03-31 | 1,826,959 | 1,431,459 | 1,534,565 | 1.21 | 12.06 | 3.29 |
| 2018-06-30 | 1,866,931 | 1,470,928 | 1,572,591 | 1.22 | 12.06 | 3.28 |
| 2018-09-30 | 1,880,740 | 1,499,226 | 1,585,465 | 1.21 | 11.93 | 3.29 |
| 2018-12-31 | 1,871,263 | 1,508,690 | 1,586,775 | 1.13 | 11.11 | 3.31 |
| 2019-03-31 | 1,894,700 | 1,525,709 | 1,578,609 | 1.26 | 12.15 | 3.29 |
| 2019-06-30 | 1,856,728 | 1,483,747 | 1,551,619 | 1.32 | 12.68 | 3.24 |
| 2019-09-30 | 1,855,865 | 1,476,895 | 1,548,988 | 1.24 | 11.86 | 3.19 |
| 2019-12-31 | 1,879,209 | 1,498,395 | 1,588,840 | 1.16 | 11.04 | 3.14 |
| 2020-03-31 | 2,052,166 | 1,687,505 | 1,602,146 | 0.48 | 4.80 | 2.98 |
| 2020-06-30 | 2,041,883 | 1,626,994 | 1,590,995 | 0.46 | 4.74 | 2.99 |
| 2020-09-30 | 2,191,258 | 1,774,467 | 1,600,775 | 0.56 | 5.96 | 2.92 |
| 2020-12-31 | 2,251,445 | 1,850,303 | 1,601,672 | 0.49 | 5.38 | 2.90 |
| 2021-03-31 | 2,241,424 | 1,879,800 | 1,650,127 | 1.20 | 14.56 | 2.85 |
| 2021-06-30 | 2,266,902 | 1,947,473 | 1,719,274 | 1.25 | 14.80 | 3.03 |
| 2021-09-30 | 2,223,380 | 1,887,443 | 1,805,217 | 1.31 | 15.14 | 3.16 |
| 2021-12-31 | 2,452,445 | 2,133,697 | 1,875,167 | 1.36 | 15.46 | 3.23 |
| 2022-03-31 | 2,493,815 | 2,170,062 | 1,964,567 | 1.49 | 15.80 | 3.38 |
| 2022-06-30 | 2,432,649 | 2,040,221 | 2,036,626 | 1.83 | 18.75 | 3.76 |
| 2022-09-30 | 2,720,050 | 2,304,156 | 2,263,431 | 1.75 | 17.59 | 3.84 |
| 2022-12-31 | 3,249,463 | 2,810,253 | 2,646,384 | 1.60 | 16.39 | 3.81 |
| 2023-03-31 | 3,255,132 | 2,808,746 | 2,724,514 | 1.48 | 16.07 | 3.38 |
| 2023-06-30 | 3,249,428 | 2,799,094 | 2,736,607 | 1.33 | 14.36 | 3.29 |
| 2023-09-30 | 3,247,008 | 2,780,165 | 2,735,242 | 1.36 | 14.46 | 3.21 |
| 2023-12-31 | 3,211,883 | 2,748,887 | 2,685,301 | 1.35 | 14.12 | 3.16 |
| 2024-03-31 | 3,151,818 | 2,684,733 | 2,646,686 | 0.74 | 7.28 | 2.90 |
| 2024-06-30 | 3,138,638 | 2,673,482 | 2,616,693 | 0.56 | 5.43 | 2.92 |
| 2024-09-30 | 3,157,498 | 2,700,653 | 2,591,552 | 0.53 | 5.12 | 2.90 |
| 2024-12-31 | 3,263,382 | 2,799,388 | 2,672,959 | 0.54 | 5.28 | 2.85 |
| 2025-03-31 | 3,178,509 | 2,762,903 | 2,611,494 | 1.02 | 9.95 | 2.98 |
| 2025-06-30 | 3,230,601 | 2,772,537 | 2,635,741 | 1.17 | 11.38 | 3.10 |
| 2025-09-30 | 3,237,415 | 2,771,409 | 2,684,015 | 1.27 | 12.16 | 3.23 |
| 2025-12-31 | 3,353,033 | 2,851,199 | 2,804,441 | 1.27 | 12.19 | 3.30 |
| 2026-03-31 | 3,364,622 | 2,912,453 | 2,832,678 | 1.54 | 14.82 | 3.46 |
| 2026-06-30 | 3,466,328 | 3,035,317 | 2,924,888 | 1.61 | 15.51 | 3.58 |
11 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-10-01 | 1 | 3715341 | 3109043 |
| 2013-11-06 | 1 | 965800 | 3109043 |
| 2013-09-09 | 1 | 3794300 | 3109043 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.