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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2017-06-30 | 1,019,504 | 890,875 | 773,860 | 1.28 | 12.80 | 4.33 |
| 2017-09-30 | 1,045,159 | 913,519 | 765,281 | 1.39 | 13.95 | 4.31 |
| 2017-12-31 | 1,086,583 | 949,234 | 760,599 | 1.46 | 14.70 | 4.30 |
| 2018-03-31 | 1,056,912 | 926,304 | 753,173 | 1.39 | 14.48 | 4.11 |
| 2018-06-30 | 1,064,583 | 924,370 | 786,538 | 1.38 | 14.29 | 4.20 |
| 2018-09-30 | 1,036,436 | 892,185 | 789,238 | 1.38 | 14.12 | 4.26 |
| 2018-12-31 | 1,050,339 | 890,742 | 789,532 | 1.40 | 14.13 | 4.25 |
| 2019-03-31 | 1,065,172 | 921,670 | 790,430 | 0.70 | 6.69 | 4.13 |
| 2019-06-30 | 1,091,938 | 912,362 | 818,306 | 1.08 | 10.28 | 4.12 |
| 2019-09-30 | 1,099,732 | 942,847 | 808,643 | 1.17 | 11.03 | 4.09 |
| 2019-12-31 | 1,205,032 | 1,049,059 | 852,464 | 1.17 | 11.25 | 4.02 |
| 2020-03-31 | 1,170,745 | 994,636 | 856,204 | -0.08 | -0.78 | 3.62 |
| 2020-06-30 | 1,247,975 | 1,061,989 | 925,731 | 0.62 | 6.08 | 3.61 |
| 2020-09-30 | 1,250,841 | 1,074,256 | 908,191 | 0.55 | 5.38 | 3.70 |
| 2020-12-31 | 1,398,699 | 1,225,790 | 874,928 | 0.75 | 7.42 | 3.68 |
| 2021-03-31 | 1,440,780 | 1,269,267 | 863,149 | 1.09 | 11.61 | 3.27 |
| 2021-06-30 | 1,461,179 | 1,285,916 | 856,077 | 1.22 | 12.93 | 3.52 |
| 2021-09-30 | 1,436,721 | 1,263,004 | 826,369 | 1.32 | 13.84 | 3.68 |
| 2021-12-31 | 1,502,665 | 1,334,882 | 828,188 | 1.02 | 10.73 | 3.47 |
| 2022-03-31 | 1,503,411 | 1,370,981 | 839,375 | 0.46 | 5.29 | 3.37 |
| 2022-06-30 | 1,519,801 | 1,397,916 | 894,366 | 0.58 | 7.12 | 3.57 |
| 2022-09-30 | 1,514,902 | 1,389,582 | 895,975 | 0.59 | 7.62 | 3.71 |
| 2022-12-31 | 1,576,681 | 1,417,882 | 942,030 | 0.78 | 10.33 | 3.78 |
| 2023-03-31 | 1,588,864 | 1,380,865 | 952,363 | 0.21 | 3.01 | 3.72 |
| 2023-06-30 | 1,650,319 | 1,381,566 | 1,015,089 | 0.37 | 5.30 | 3.69 |
| 2023-09-30 | 1,641,607 | 1,396,618 | 1,022,240 | 0.47 | 6.73 | 3.74 |
| 2023-12-31 | 1,681,576 | 1,414,567 | 1,062,022 | 0.60 | 8.52 | 3.86 |
| 2024-03-31 | 1,686,180 | 1,374,783 | 1,084,498 | 0.59 | 7.76 | 3.89 |
| 2024-06-30 | 1,756,358 | 1,394,107 | 1,151,051 | 0.71 | 9.23 | 3.93 |
| 2024-09-30 | 1,782,344 | 1,517,663 | 1,169,310 | 0.67 | 8.60 | 3.95 |
| 2024-12-31 | 1,806,645 | 1,508,035 | 1,223,339 | 0.61 | 7.82 | 3.88 |
| 2025-03-31 | 1,811,504 | 1,506,395 | 1,261,864 | 0.36 | 4.63 | 3.84 |
| 2025-06-30 | 1,833,239 | 1,486,687 | 1,287,150 | 0.42 | 5.43 | 3.71 |
| 2025-09-30 | 1,869,318 | 1,566,583 | 1,317,742 | 0.51 | 6.56 | 3.77 |
| 2025-12-31 | 1,892,247 | 1,584,631 | 1,354,964 | 0.63 | 7.94 | 3.88 |
| 2026-03-31 | 1,919,735 | 1,638,131 | 1,356,097 | 0.65 | 7.92 | 3.95 |
| 2026-06-30 | 1,934,619 | 1,645,029 | 1,392,961 | 0.69 | 8.39 | 4.01 |
22 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-07-01 | 1 | 273251 | 540551 |
| 1984-12-05 | 1 | 325253 | 540551 |
| 1982-01-04 | 1 | 416450 | 540551 |
| 1980-04-01 | 1 | 69753 | 540551 |
| 1980-04-01 | 1 | 436850 | 540551 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.