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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 9,473,647 | 7,865,657 | 6,974,005 | 0.77 | 5.66 | 4.21 |
| 2016-06-30 | 9,633,598 | 7,746,027 | 7,169,969 | 0.84 | 6.19 | 4.24 |
| 2016-09-30 | 9,557,843 | 7,916,878 | 7,249,550 | 0.91 | 6.66 | 4.26 |
| 2016-12-31 | 9,531,252 | 7,983,349 | 7,427,759 | 0.92 | 6.77 | 4.31 |
| 2017-03-31 | 9,805,629 | 8,287,942 | 7,238,514 | 1.03 | 7.74 | 4.31 |
| 2017-06-30 | 9,926,921 | 8,344,427 | 7,342,181 | 1.06 | 8.01 | 4.38 |
| 2017-09-30 | 10,156,275 | 8,357,410 | 7,572,073 | 1.05 | 7.98 | 4.37 |
| 2017-12-31 | 9,479,334 | 7,981,550 | 7,363,773 | 0.66 | 4.99 | 4.40 |
| 2018-03-31 | 10,028,994 | 8,327,505 | 7,420,176 | 1.22 | 9.12 | 4.45 |
| 2018-06-30 | 10,089,551 | 8,314,559 | 7,488,291 | 1.28 | 9.72 | 4.52 |
| 2018-09-30 | 10,210,090 | 8,465,439 | 7,620,136 | 1.36 | 10.45 | 4.58 |
| 2018-12-31 | 11,584,693 | 9,271,317 | 8,574,035 | 1.36 | 10.45 | 4.58 |
| 2019-03-31 | 11,453,115 | 9,175,132 | 8,452,812 | 1.20 | 9.04 | 4.44 |
| 2019-06-30 | 11,558,557 | 9,087,244 | 8,630,594 | 1.30 | 9.81 | 4.44 |
| 2019-09-30 | 11,794,564 | 9,510,398 | 8,793,967 | 1.33 | 10.02 | 4.42 |
| 2019-12-31 | 12,304,722 | 9,841,701 | 9,226,443 | 1.27 | 9.57 | 4.40 |
| 2020-03-31 | 12,490,581 | 10,224,195 | 9,154,786 | 0.59 | 4.43 | 4.24 |
| 2020-06-30 | 14,111,686 | 11,877,952 | 10,205,103 | 0.66 | 5.15 | 4.05 |
| 2020-09-30 | 14,347,022 | 12,076,284 | 9,995,762 | 0.80 | 6.38 | 3.97 |
| 2020-12-31 | 14,742,680 | 12,439,250 | 9,770,923 | 0.89 | 7.20 | 3.90 |
| 2021-03-31 | 16,115,802 | 13,662,082 | 9,926,906 | 1.26 | 11.30 | 3.37 |
| 2021-06-30 | 16,177,194 | 13,741,926 | 9,577,913 | 1.34 | 12.07 | 3.47 |
| 2021-09-30 | 16,631,504 | 14,268,469 | 9,142,147 | 1.32 | 11.96 | 3.49 |
| 2021-12-31 | 16,798,536 | 14,433,263 | 9,049,151 | 1.31 | 12.01 | 3.43 |
| 2022-03-31 | 16,767,508 | 14,588,077 | 9,085,376 | 1.12 | 10.80 | 3.16 |
| 2022-06-30 | 16,374,975 | 14,270,227 | 9,397,288 | 1.17 | 11.52 | 3.33 |
| 2022-09-30 | 16,350,012 | 14,302,984 | 9,775,536 | 1.20 | 12.08 | 3.55 |
| 2022-12-31 | 15,821,645 | 13,697,516 | 10,062,116 | 1.26 | 12.68 | 3.77 |
| 2023-03-31 | 15,525,483 | 13,242,494 | 10,068,243 | 1.50 | 14.82 | 4.39 |
| 2023-06-30 | 15,580,157 | 13,196,840 | 10,388,339 | 1.30 | 12.73 | 4.26 |
| 2023-09-30 | 15,503,988 | 13,272,578 | 10,518,615 | 1.29 | 12.61 | 4.21 |
| 2023-12-31 | 15,667,813 | 13,138,010 | 10,671,982 | 1.25 | 12.13 | 4.16 |
| 2024-03-31 | 15,520,766 | 13,272,945 | 10,727,313 | 1.03 | 9.37 | 3.83 |
| 2024-06-30 | 15,817,061 | 13,143,463 | 11,004,421 | 1.05 | 9.58 | 3.80 |
| 2024-09-30 | 16,199,722 | 13,607,612 | 11,148,862 | 1.10 | 9.89 | 3.79 |
| 2024-12-31 | 16,210,663 | 13,590,110 | 11,231,156 | 1.13 | 10.14 | 3.82 |
| 2025-03-31 | 16,187,323 | 13,677,444 | 11,306,009 | 1.17 | 10.28 | 3.89 |
| 2025-06-30 | 16,431,475 | 13,594,235 | 11,567,523 | 1.17 | 10.30 | 3.92 |
| 2025-09-30 | 16,556,018 | 14,076,114 | 11,563,165 | 1.22 | 10.65 | 3.96 |
| 2025-12-31 | 16,347,870 | 13,812,149 | 11,604,313 | 1.24 | 10.79 | 4.01 |
| 2026-03-31 | 16,338,071 | 13,928,915 | 11,581,052 | 1.38 | 11.58 | 4.08 |
| 2026-06-30 | 16,586,212 | 13,885,851 | 11,859,721 | 1.31 | 10.97 | 4.11 |
147 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-09-01 | 1 | 307679 | 352772 |
| 2021-02-06 | 1 | 447874 | 352772 |
| 2019-11-01 | 1 | 3453737 | 352772 |
| 2018-11-01 | 1 | 227179 | 352772 |
| 2015-10-02 | 1 | 39475 | 352772 |
| 2015-03-07 | 1 | 849665 | 352772 |
| 2007-10-10 | 1 | 2856395 | 352772 |
| 2007-05-01 | 1 | 496171 | 352772 |
| 2002-01-01 | 1 | 2850629 | 352772 |
| 2001-09-28 | 1 | 1354803 | 352772 |
| 2001-09-01 | 1 | 920078 | 352772 |
| 2000-10-30 | 1 | 1856071 | 352772 |
| 1999-04-01 | 1 | 426365 | 352772 |
| 1999-01-01 | 1 | 476874 | 352772 |
| 1982-04-01 | 1 | 17576 | 352772 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.