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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 29,368,675 | 20,683,779 | 22,455,824 | 1.94 | 15.29 | 9.10 |
| 2016-06-30 | 29,672,565 | 20,793,328 | 23,449,489 | 1.72 | 13.55 | 9.32 |
| 2016-09-30 | 31,244,364 | 21,817,612 | 23,727,218 | 1.51 | 11.94 | 9.50 |
| 2016-12-31 | 32,506,627 | 22,782,603 | 25,367,313 | 1.49 | 11.82 | 9.55 |
| 2017-03-31 | 31,290,457 | 21,971,656 | 23,081,792 | 3.68 | 28.18 | 9.58 |
| 2017-06-30 | 30,811,587 | 21,369,027 | 24,366,569 | 2.22 | 16.55 | 9.29 |
| 2017-09-30 | 33,068,404 | 23,222,035 | 25,224,800 | 1.13 | 8.54 | 9.20 |
| 2017-12-31 | 34,298,436 | 24,627,009 | 26,633,702 | 0.19 | 1.46 | 9.08 |
| 2018-03-31 | 34,164,993 | 24,729,841 | 25,311,684 | 1.63 | 12.00 | 8.48 |
| 2018-06-30 | 32,736,361 | 23,685,679 | 24,067,826 | 1.69 | 12.18 | 8.83 |
| 2018-09-30 | 32,967,343 | 22,984,623 | 24,387,428 | 1.57 | 11.15 | 8.83 |
| 2018-12-31 | 33,096,474 | 23,482,923 | 25,840,618 | 1.42 | 9.97 | 8.91 |
| 2019-03-31 | 34,532,000 | 24,595,000 | 25,069,000 | 1.21 | 8.19 | 8.74 |
| 2019-06-30 | 35,351,000 | 24,589,000 | 25,645,000 | 1.22 | 8.19 | 8.60 |
| 2019-09-30 | 34,445,000 | 24,843,000 | 25,432,000 | 1.16 | 7.71 | 8.67 |
| 2019-12-31 | 33,871,000 | 24,162,000 | 25,972,000 | 1.08 | 7.03 | 8.73 |
| 2020-03-31 | 33,430,000 | 24,263,000 | 23,543,000 | 0.70 | 4.28 | 8.89 |
| 2020-06-30 | 32,925,000 | 25,197,000 | 20,377,000 | -1.41 | -8.71 | 8.14 |
| 2020-09-30 | 31,016,000 | 23,692,000 | 19,190,000 | -0.80 | -4.91 | 8.09 |
| 2020-12-31 | 29,961,000 | 22,452,000 | 19,103,000 | -0.42 | -2.51 | 8.15 |
| 2021-03-31 | 29,380,000 | 22,116,000 | 17,555,000 | 2.08 | 11.64 | 8.80 |
| 2021-06-30 | 28,773,000 | 21,140,000 | 18,424,000 | 2.00 | 11.01 | 8.85 |
| 2021-09-30 | 28,748,000 | 20,636,000 | 19,597,000 | 1.91 | 10.40 | 8.91 |
| 2021-12-31 | 29,416,000 | 21,131,000 | 20,644,000 | 1.65 | 8.93 | 9.00 |
| 2022-03-31 | 29,589,000 | 21,591,000 | 20,424,000 | -0.37 | -1.95 | 9.18 |
| 2022-06-30 | 34,947,000 | 25,561,000 | 24,897,000 | 0.70 | 3.91 | 8.86 |
| 2022-09-30 | 35,757,000 | 27,390,000 | 25,693,000 | 0.10 | 0.57 | 9.93 |
| 2022-12-31 | 37,462,000 | 28,424,000 | 27,601,000 | 0.28 | 1.69 | 10.42 |
| 2023-03-31 | 37,352,000 | 28,950,000 | 26,213,000 | 1.66 | 11.53 | 11.54 |
| 2023-06-30 | 37,106,000 | 28,740,000 | 27,090,000 | 0.63 | 4.47 | 11.51 |
| 2023-09-30 | 38,405,000 | 30,082,000 | 27,596,000 | 0.26 | 1.87 | 11.65 |
| 2023-12-31 | 41,575,000 | 31,716,000 | 29,521,000 | 0.54 | 3.97 | 11.67 |
| 2024-03-31 | 40,409,000 | 30,599,000 | 27,836,000 | 0.62 | 4.95 | 11.48 |
| 2024-06-30 | 40,173,000 | 30,179,000 | 28,675,000 | 0.93 | 7.30 | 11.35 |
| 2024-09-30 | 41,250,000 | 32,207,000 | 28,946,000 | 0.82 | 6.28 | 11.43 |
| 2024-12-31 | 44,672,000 | 35,423,000 | 30,663,000 | 1.08 | 8.21 | 11.38 |
| 2025-03-31 | 45,277,000 | 35,721,000 | 29,609,000 | 1.45 | 10.78 | 11.03 |
| 2025-06-30 | 44,013,000 | 34,923,000 | 30,590,000 | 1.37 | 9.96 | 11.13 |
| 2025-09-30 | 46,823,000 | 37,033,000 | 32,380,000 | 1.07 | 7.80 | 11.25 |
| 2025-12-31 | 47,613,000 | 38,116,000 | 33,932,000 | 0.87 | 6.36 | 11.40 |
| 2026-03-31 | 46,648,000 | 37,458,000 | 32,587,000 | 1.37 | 10.02 | 11.71 |
| 2026-06-30 | 43,454,000 | 35,315,000 | 26,936,000 | 2.40 | 17.40 | 11.43 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2001-05-25 | 1 | 771159 | 2980209 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.