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Regulatory profile
FDIC certificate #90196 · RSSD 771609
BAYCOAST BANK is an FDIC-insured institution (FDIC certificate #90196). In its Q2 2026 Call Report it reported total assets of $2.9B, total deposits of $2.5B and net loans of $2.2B. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for BAYCOAST BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 10.77% |
|---|---|
| Equity to assets | 9.00% |
| Noncurrent loans ratio | 1.45% |
| Nonaccrual loans ratio | 1.45% |
| Loan to deposit ratio | 91.73% |
| Liquid assets ratio | 14.41% |
| Brokered deposit ratio | 0.00% |
| Total deposits | $2.5B |
| Net loans and leases | $2.2B |