Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

BCB COMMUNITY BANK

FDIC #35541 · NJ · period 20260630

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Total assets1,704,016-5.56% YoY

Total deposits1,350,439-10.84% YoY

Net loans and leases1,430,197-6.49% YoY

Return on assets0.50%-25.98% YoY

Return on equity6.14%-31.85% YoY

Net interest margin3.56%+1.28% YoY

Peer position

Return on assets1stopportunity · n=902

Return on equity1stopportunity · n=894

Net interest margin23rdopportunity · n=902

Equity to assets55thin line · n=894

Noncurrent loans5thopportunity · n=887

Liquid assets9thopportunity · n=895

Brokered deposits48thin line · n=890

Loans to deposits16thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,704,016	1,350,439	1,430,197	0.50	6.14	3.56
2016-06-30	1,735,820	1,394,366	1,429,765	0.44	5.50	3.37
2016-09-30	1,676,053	1,380,469	1,432,685	0.45	5.62	3.39
2016-12-31	1,707,567	1,393,070	1,489,312	0.49	6.10	3.44
2017-03-31	1,804,279	1,514,599	1,529,526	0.68	9.01	3.51
2017-06-30	1,814,421	1,496,413	1,577,717	0.62	8.33	3.53
2017-09-30	1,871,319	1,547,355	1,621,729	0.65	8.11	3.53
2017-12-31	1,942,030	1,570,223	1,644,972	0.56	6.74	3.56
2018-03-31	2,081,097	1,692,007	1,764,804	0.93	10.46	3.42
2018-06-30	2,514,986	1,985,252	2,121,234	0.65	7.66	3.50
2018-09-30	2,636,034	2,116,731	2,226,773	0.70	8.21	3.48
2018-12-31	2,673,815	2,181,924	2,279,645	0.75	8.71	3.48
2019-03-31	2,717,140	2,189,536	2,308,487	0.89	9.80	3.33
2019-06-30	2,736,646	2,208,822	2,299,765	0.87	9.47	3.32
2019-09-30	2,823,867	2,263,832	2,256,894	0.85	9.30	3.28
2019-12-31	2,906,653	2,362,263	2,179,324	0.83	9.04	3.21
2020-03-31	2,940,734	2,375,787	2,164,895	0.40	4.24	2.77
2020-06-30	2,987,997	2,445,362	2,344,353	0.42	4.42	2.69
2020-09-30	2,841,340	2,275,136	2,393,500	0.68	7.16	2.85
2020-12-31	2,821,981	2,318,787	2,298,551	0.78	8.12	3.01
2021-03-31	2,851,573	2,404,913	2,297,581	1.06	10.50	3.63
2021-06-30	2,893,901	2,446,617	2,315,713	1.12	11.06	3.64
2021-09-30	2,982,547	2,542,178	2,290,767	1.15	11.35	3.64
2021-12-31	2,966,215	2,565,139	2,305,894	1.24	12.22	3.65
2022-03-31	3,038,546	2,634,161	2,396,255	1.39	13.50	3.63
2022-06-30	3,071,268	2,655,778	2,620,635	1.39	13.64	3.79
2022-09-30	3,266,051	2,715,971	2,787,015	1.51	14.98	3.93
2022-12-31	3,545,894	2,813,095	3,045,989	1.49	15.10	3.89
2023-03-31	3,763,360	2,868,743	3,231,864	0.94	10.36	3.24
2023-06-30	3,871,549	2,886,154	3,319,721	0.95	10.64	3.16
2023-09-30	3,810,754	2,821,791	3,286,199	0.89	9.97	3.09
2023-12-31	3,830,997	2,980,266	3,280,995	0.84	9.39	3.00
2024-03-31	3,847,694	2,993,149	3,226,876	0.68	7.39	2.64
2024-06-30	3,792,427	2,935,829	3,197,113	0.52	5.62	2.67
2024-09-30	3,612,141	2,754,205	3,088,164	0.62	6.52	2.71
2024-12-31	3,597,404	2,752,960	2,996,259	0.58	6.05	2.72
2025-03-31	3,472,064	2,687,587	2,917,611	-0.85	-8.31	2.79
2025-06-30	3,378,688	2,662,512	2,860,941	-0.18	-1.72	2.90
2025-09-30	3,352,412	2,687,588	2,788,932	0.08	0.73	2.98
2025-12-31	3,278,810	2,674,220	2,691,091	-0.27	-2.58	3.04
2026-03-31	3,268,333	2,672,925	2,655,981	0.70	6.58	3.12
2026-06-30	3,117,295	2,636,843	2,598,762	-0.50	-4.67	3.21

Structure and branch footprint

27 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2018-04-18	1	3369959	2954059
2011-10-15	1	2911865	2954059
2010-07-07	1	312271	2954059

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.