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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-06-30 | 1,067,662 | 985,742 | 680,926 | 1.23 | 16.59 | 3.15 |
| 2021-09-30 | 1,100,578 | 1,005,479 | 647,264 | 1.21 | 16.00 | 3.07 |
| 2021-12-31 | 1,266,092 | 1,172,397 | 665,549 | 1.21 | 16.28 | 2.94 |
| 2022-03-31 | 1,280,643 | 1,177,063 | 642,663 | 0.62 | 8.68 | 2.41 |
| 2022-06-30 | 1,262,559 | 1,152,896 | 681,887 | 2.59 | 35.50 | 2.75 |
| 2022-09-30 | 1,253,158 | 1,138,385 | 678,400 | 2.33 | 31.04 | 3.10 |
| 2022-12-31 | 1,224,531 | 1,108,407 | 686,633 | 2.36 | 30.65 | 3.38 |
| 2023-03-31 | 1,115,565 | 994,834 | 672,791 | 1.66 | 18.21 | 4.28 |
| 2023-06-30 | 1,060,932 | 940,744 | 691,539 | 1.83 | 19.43 | 4.33 |
| 2023-09-30 | 1,067,187 | 944,998 | 685,141 | 1.67 | 17.48 | 4.44 |
| 2023-12-31 | 1,128,145 | 1,010,389 | 698,274 | 1.78 | 18.60 | 4.48 |
| 2024-03-31 | 1,117,658 | 995,961 | 784,705 | 1.22 | 12.57 | 4.44 |
| 2024-06-30 | 1,116,399 | 993,444 | 799,806 | 1.45 | 14.84 | 4.50 |
| 2024-09-30 | 1,205,463 | 1,077,915 | 820,257 | 1.63 | 16.96 | 4.47 |
| 2024-12-31 | 1,214,800 | 1,091,229 | 799,066 | 1.64 | 17.14 | 4.42 |
| 2025-03-31 | 1,218,286 | 1,091,370 | 902,031 | 1.61 | 17.12 | 4.12 |
| 2025-06-30 | 1,265,483 | 1,136,140 | 895,365 | 1.53 | 16.38 | 4.28 |
| 2025-09-30 | 1,510,469 | 1,376,581 | 992,055 | 1.46 | 16.43 | 4.18 |
| 2025-12-31 | 1,539,019 | 1,412,446 | 1,010,676 | 1.33 | 15.44 | 4.22 |
| 2026-03-31 | 1,585,603 | 1,456,606 | 1,026,415 | 0.01 | 0.09 | 4.14 |
| 2026-06-30 | 1,649,360 | 1,495,628 | 1,077,302 | 0.83 | 10.59 | 4.17 |
8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2001-06-08 | 1 | 816153 | 980960 |
| 1996-03-29 | 1 | 992169 | 980960 |
| 1988-07-15 | 50 | 344955 | 980960 |
| 1988-01-08 | 50 | 848761 | 980960 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.