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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,012,446 | 835,535 | 727,563 | 0.48 | 5.26 | 3.23 |
| 2016-06-30 | 1,079,376 | 856,085 | 780,024 | 0.27 | 2.74 | 3.30 |
| 2016-09-30 | 1,136,403 | 912,884 | 840,735 | 0.28 | 2.74 | 3.30 |
| 2016-12-31 | 1,116,947 | 973,123 | 835,796 | 0.29 | 2.83 | 3.25 |
| 2017-03-31 | 1,143,250 | 966,315 | 885,595 | 0.83 | 7.61 | 3.20 |
| 2017-06-30 | 1,222,629 | 1,011,466 | 950,366 | 0.82 | 7.45 | 3.23 |
| 2017-09-30 | 1,201,971 | 1,013,310 | 935,367 | 0.84 | 7.48 | 3.31 |
| 2017-12-31 | 1,224,392 | 1,015,338 | 953,110 | 1.16 | 10.35 | 3.32 |
| 2018-03-31 | 1,245,763 | 1,026,262 | 966,931 | 1.32 | 11.79 | 3.52 |
| 2018-06-30 | 1,303,583 | 1,128,563 | 992,332 | 1.25 | 11.27 | 3.48 |
| 2018-09-30 | 1,323,734 | 1,116,993 | 1,036,644 | 1.27 | 11.60 | 3.47 |
| 2018-12-31 | 1,358,355 | 1,155,796 | 1,065,026 | 1.26 | 11.49 | 3.52 |
| 2019-03-31 | 1,399,538 | 1,201,341 | 1,121,497 | 0.97 | 8.68 | 3.58 |
| 2019-06-30 | 1,481,585 | 1,275,560 | 1,190,410 | 1.05 | 9.39 | 3.56 |
| 2019-09-30 | 1,585,403 | 1,369,778 | 1,253,337 | 1.15 | 10.32 | 3.55 |
| 2019-12-31 | 1,631,134 | 1,410,010 | 1,310,637 | 1.09 | 9.83 | 3.51 |
| 2020-03-31 | 1,679,218 | 1,418,605 | 1,323,420 | 0.64 | 6.01 | 3.14 |
| 2020-06-30 | 1,753,946 | 1,523,728 | 1,399,164 | 0.41 | 3.93 | 3.13 |
| 2020-09-30 | 1,761,899 | 1,530,200 | 1,427,737 | 0.66 | 6.32 | 3.08 |
| 2020-12-31 | 1,718,636 | 1,482,737 | 1,422,482 | 0.80 | 7.69 | 3.09 |
| 2021-03-31 | 1,745,008 | 1,506,890 | 1,418,265 | 1.36 | 12.50 | 2.92 |
| 2021-06-30 | 1,759,394 | 1,529,779 | 1,413,695 | 1.33 | 12.43 | 2.95 |
| 2021-09-30 | 1,818,590 | 1,584,344 | 1,445,222 | 1.27 | 11.94 | 2.98 |
| 2021-12-31 | 1,811,267 | 1,574,300 | 1,474,826 | 1.17 | 11.05 | 2.98 |
| 2022-03-31 | 1,825,988 | 1,587,886 | 1,508,112 | 0.73 | 6.86 | 2.89 |
| 2022-06-30 | 1,900,945 | 1,659,428 | 1,612,326 | 0.81 | 7.57 | 3.01 |
| 2022-09-30 | 2,048,886 | 1,745,069 | 1,635,150 | 1.00 | 9.50 | 3.22 |
| 2022-12-31 | 2,119,862 | 1,823,601 | 1,705,402 | 1.03 | 9.86 | 3.45 |
| 2023-03-31 | 2,168,367 | 1,863,038 | 1,768,820 | 1.52 | 14.91 | 4.09 |
| 2023-06-30 | 2,185,738 | 1,874,204 | 1,832,896 | 1.39 | 13.52 | 4.03 |
| 2023-09-30 | 2,211,822 | 1,892,932 | 1,791,770 | 1.40 | 13.54 | 3.99 |
| 2023-12-31 | 2,263,321 | 1,954,334 | 1,834,079 | 1.30 | 12.65 | 3.96 |
| 2024-03-31 | 2,348,585 | 1,983,631 | 1,872,994 | 1.73 | 17.05 | 3.72 |
| 2024-06-30 | 2,479,262 | 2,108,300 | 1,938,835 | 1.60 | 16.08 | 3.72 |
| 2024-09-30 | 2,451,665 | 2,076,340 | 1,888,118 | 1.49 | 14.87 | 3.73 |
| 2024-12-31 | 2,485,079 | 2,102,083 | 1,933,249 | 1.39 | 13.78 | 3.71 |
| 2025-03-31 | 2,473,643 | 2,094,601 | 1,996,504 | 1.55 | 15.06 | 3.85 |
| 2025-06-30 | 2,574,562 | 2,184,353 | 2,042,022 | 1.44 | 14.09 | 3.79 |
| 2025-09-30 | 2,500,739 | 2,114,123 | 1,960,780 | 1.33 | 12.90 | 3.76 |
| 2025-12-31 | 2,522,542 | 2,133,322 | 1,955,313 | 1.47 | 14.25 | 3.75 |
| 2026-03-31 | 2,658,605 | 2,260,607 | 2,054,524 | 1.89 | 18.33 | 3.61 |
| 2026-06-30 | 2,692,444 | 2,272,697 | 2,055,580 | 1.62 | 15.97 | 3.61 |
8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2012-12-12 | 1 | 5331 | 3216017 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.