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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,185,882 | 854,464 | 480,213 | 0.97 | 8.41 | 2.75 |
| 2016-06-30 | 1,302,248 | 966,682 | 523,493 | 0.85 | 7.58 | 2.59 |
| 2016-09-30 | 1,254,336 | 927,456 | 532,856 | 0.85 | 7.54 | 2.68 |
| 2016-12-31 | 1,271,310 | 988,505 | 548,611 | 0.79 | 7.12 | 2.69 |
| 2017-03-31 | 1,257,259 | 979,300 | 558,921 | 0.89 | 8.36 | 2.84 |
| 2017-06-30 | 1,258,714 | 946,470 | 564,576 | 0.87 | 7.98 | 2.85 |
| 2017-09-30 | 1,270,032 | 948,989 | 555,878 | 0.93 | 8.47 | 2.86 |
| 2017-12-31 | 1,282,292 | 944,795 | 566,680 | 0.92 | 8.39 | 2.85 |
| 2018-03-31 | 1,276,257 | 934,828 | 574,706 | 1.20 | 10.89 | 2.86 |
| 2018-06-30 | 1,303,381 | 964,357 | 595,083 | 1.33 | 11.99 | 2.88 |
| 2018-09-30 | 1,331,109 | 987,197 | 625,421 | 1.28 | 11.47 | 2.84 |
| 2018-12-31 | 1,360,168 | 942,892 | 650,165 | 1.22 | 10.92 | 2.84 |
| 2019-03-31 | 1,360,791 | 926,900 | 664,667 | 1.52 | 12.93 | 2.76 |
| 2019-06-30 | 1,396,351 | 939,090 | 685,310 | 1.31 | 11.01 | 2.73 |
| 2019-09-30 | 1,381,090 | 944,755 | 666,075 | 1.37 | 11.22 | 2.80 |
| 2019-12-31 | 1,403,584 | 976,843 | 666,775 | 1.26 | 10.33 | 2.79 |
| 2020-03-31 | 1,407,598 | 972,137 | 687,696 | 1.34 | 10.89 | 2.73 |
| 2020-06-30 | 1,499,508 | 1,034,314 | 706,691 | 1.20 | 9.71 | 2.66 |
| 2020-09-30 | 1,554,217 | 1,098,011 | 691,175 | 1.15 | 9.40 | 2.61 |
| 2020-12-31 | 1,607,194 | 1,147,303 | 708,194 | 1.10 | 9.05 | 2.57 |
| 2021-03-31 | 1,641,501 | 1,163,895 | 705,456 | 1.06 | 9.26 | 2.48 |
| 2021-06-30 | 1,736,822 | 1,240,434 | 696,606 | 1.06 | 9.47 | 2.39 |
| 2021-09-30 | 1,742,274 | 1,249,094 | 706,436 | 1.07 | 9.62 | 2.39 |
| 2021-12-31 | 1,801,002 | 1,311,085 | 728,659 | 1.09 | 9.95 | 2.40 |
| 2022-03-31 | 1,758,586 | 1,284,674 | 731,151 | 1.09 | 11.01 | 2.30 |
| 2022-06-30 | 1,754,131 | 1,293,212 | 736,180 | 1.13 | 11.91 | 2.32 |
| 2022-09-30 | 1,773,143 | 1,243,247 | 763,781 | 1.16 | 12.81 | 2.38 |
| 2022-12-31 | 1,768,593 | 1,242,903 | 780,497 | 1.03 | 11.68 | 2.29 |
| 2023-03-31 | 1,792,313 | 1,225,498 | 804,137 | 0.83 | 10.18 | 1.83 |
| 2023-06-30 | 1,826,112 | 1,228,104 | 853,723 | 0.71 | 8.86 | 1.81 |
| 2023-09-30 | 1,831,969 | 1,257,833 | 881,949 | 0.66 | 8.47 | 1.77 |
| 2023-12-31 | 1,886,157 | 1,253,883 | 922,203 | 0.62 | 7.90 | 1.76 |
| 2024-03-31 | 1,845,180 | 1,266,827 | 955,862 | 0.66 | 8.19 | 1.68 |
| 2024-06-30 | 1,835,223 | 1,336,683 | 983,950 | 0.67 | 8.19 | 1.84 |
| 2024-09-30 | 1,825,402 | 1,339,384 | 1,037,461 | 0.63 | 7.42 | 1.87 |
| 2024-12-31 | 1,845,682 | 1,374,402 | 1,075,576 | 0.67 | 7.85 | 1.96 |
| 2025-03-31 | 1,917,665 | 1,394,355 | 1,132,645 | 0.83 | 9.40 | 2.44 |
| 2025-06-30 | 1,866,322 | 1,482,598 | 1,145,826 | 0.91 | 10.21 | 2.56 |
| 2025-09-30 | 1,871,745 | 1,529,269 | 1,156,728 | 0.98 | 10.66 | 2.67 |
| 2025-12-31 | 1,908,431 | 1,582,221 | 1,195,012 | 1.06 | 11.43 | 2.81 |
| 2026-03-31 | 1,955,338 | 1,572,309 | 1,223,935 | 1.33 | 13.65 | 3.20 |
| 2026-06-30 | 2,036,767 | 1,602,358 | 1,254,988 | 1.55 | 15.95 | 3.44 |
19 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-06-30 | 1 | 747846 | 890742 |
| 2011-10-15 | 50 | 2869180 | 890742 |
| 2008-05-19 | 1 | 465542 | 890742 |
| 1986-12-31 | 1 | 157137 | 890742 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.