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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-12-31 | 1,263,319 | 1,127,510 | 900,173 | 1.05 | 10.84 | 2.94 |
| 2021-03-31 | 1,294,556 | 1,156,877 | 861,265 | 0.91 | 9.09 | 2.77 |
| 2021-06-30 | 1,298,698 | 1,158,435 | 847,231 | 0.85 | 8.48 | 2.81 |
| 2021-09-30 | 1,305,286 | 1,163,364 | 845,458 | 0.78 | 7.72 | 2.81 |
| 2021-12-31 | 1,326,102 | 1,183,083 | 837,539 | 0.72 | 7.17 | 2.85 |
| 2022-03-31 | 1,332,524 | 1,204,117 | 850,199 | 0.55 | 5.74 | 2.99 |
| 2022-06-30 | 1,325,604 | 1,207,369 | 897,707 | 0.60 | 6.58 | 3.10 |
| 2022-09-30 | 1,364,952 | 1,221,344 | 953,600 | 0.64 | 7.40 | 3.19 |
| 2022-12-31 | 1,398,628 | 1,197,624 | 985,191 | 0.62 | 7.42 | 3.18 |
| 2023-03-31 | 1,448,470 | 1,248,993 | 1,023,198 | 0.26 | 3.53 | 2.63 |
| 2023-06-30 | 1,453,915 | 1,233,481 | 1,051,269 | 0.25 | 3.47 | 2.55 |
| 2023-09-30 | 1,476,849 | 1,226,257 | 1,086,668 | 0.27 | 3.89 | 2.51 |
| 2023-12-31 | 1,515,040 | 1,196,657 | 1,101,447 | 0.30 | 4.20 | 2.45 |
| 2024-03-31 | 1,529,846 | 1,215,864 | 1,105,322 | 0.33 | 4.64 | 2.23 |
| 2024-06-30 | 1,519,908 | 1,222,532 | 1,122,896 | 0.33 | 4.63 | 2.23 |
| 2024-09-30 | 1,552,375 | 1,316,666 | 1,127,277 | 0.32 | 4.33 | 2.22 |
| 2024-12-31 | 1,573,103 | 1,270,798 | 1,140,158 | 0.30 | 4.16 | 2.19 |
| 2025-03-31 | 1,595,368 | 1,288,587 | 1,156,781 | 0.23 | 3.17 | 2.17 |
| 2025-06-30 | 1,585,502 | 1,254,752 | 1,187,474 | 0.35 | 4.82 | 2.32 |
| 2025-09-30 | 1,580,709 | 1,243,970 | 1,198,123 | 0.38 | 5.14 | 2.42 |
| 2025-12-31 | 1,578,933 | 1,253,405 | 1,200,891 | 0.43 | 5.68 | 2.47 |
| 2026-03-31 | 1,627,182 | 1,304,409 | 1,197,891 | 0.10 | 1.23 | 2.38 |
| 2026-06-30 | 1,621,698 | 1,316,924 | 1,185,283 | 0.30 | 3.75 | 2.43 |
11 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-10-01 | 1 | 163370 | 699105 |
| 2010-01-01 | 1 | 182401 | 699105 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.