BNC NATIONAL BANK

FDIC #57197 · AZ · period 20260630

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Total assets1,007,315-7.00% YoY

Total deposits893,881+0.34% YoY

Net loans and leases428,891-31.85% YoY

Return on assets0.58%-56.13% YoY

Return on equity6.01%-54.26% YoY

Net interest margin3.02%-2.99% YoY

Peer position

Return on assets41stin line · n=902

Return on equity36thin line · n=894

Net interest margin54thin line · n=902

Equity to assets70thin line · n=894

Noncurrent loans33rdin line · n=887

Liquid assets71ststrength · n=895

Brokered deposits26thopportunity · n=890

Loans to deposits71ststrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2017-03-31	1,007,315	893,881	428,891	0.58	6.01	3.02
2017-06-30	1,000,485	883,177	456,057	0.64	6.63	3.09
2019-03-31	1,000,024	887,232	497,811	0.74	7.62	3.15
2019-06-30	1,002,362	875,932	535,693	0.97	9.77	3.15
2019-09-30	1,083,134	890,875	629,290	1.32	13.14	3.12
2020-03-31	1,041,885	904,073	684,506	1.87	17.58	3.23
2020-06-30	1,102,901	945,339	795,357	3.70	33.81	3.34
2020-09-30	1,099,779	902,941	835,457	4.23	38.06	3.28
2020-12-31	1,072,775	889,768	810,649	4.36	38.82	3.32
2021-03-31	1,225,739	1,073,133	758,150	3.46	30.86	3.37
2021-06-30	1,027,910	888,361	637,702	2.58	22.25	3.18
2021-09-30	1,068,744	941,266	623,624	2.32	20.32	3.11
2021-12-31	1,046,501	917,896	601,636	2.07	18.20	3.08
2025-09-30	1,002,111	884,908	723,519	1.04	9.41	3.78
2025-12-31	1,098,773	977,765	728,382	1.00	9.14	3.74
2026-03-31	1,061,418	938,240	725,987	1.04	9.68	3.68
2026-06-30	1,045,071	915,777	721,539	1.14	10.30	3.77

Structure and branch footprint

13 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2002-04-08	1	3017728	2358769
2000-11-20	1	1474224	2358769

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.