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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 22,367,100 | 18,515,516 | 13,155,605 | 0.78 | 5.58 | 1.49 |
| 2016-06-30 | 23,641,577 | 19,596,478 | 13,994,587 | 0.76 | 5.39 | 1.51 |
| 2016-09-30 | 23,365,860 | 19,194,898 | 14,561,147 | 0.93 | 6.51 | 1.54 |
| 2016-12-31 | 24,452,112 | 20,249,947 | 15,166,814 | 0.93 | 6.58 | 1.55 |
| 2017-03-31 | 24,041,443 | 19,776,235 | 15,592,735 | 1.03 | 7.29 | 1.70 |
| 2017-06-30 | 23,272,288 | 18,930,200 | 15,826,319 | 1.06 | 7.33 | 1.70 |
| 2017-09-30 | 22,702,761 | 16,577,564 | 15,985,531 | 1.10 | 7.45 | 1.70 |
| 2017-12-31 | 23,949,542 | 17,883,903 | 16,267,510 | 1.03 | 6.94 | 1.65 |
| 2018-03-31 | 23,873,595 | 18,688,727 | 16,241,121 | 1.34 | 8.72 | 1.54 |
| 2018-06-30 | 23,481,080 | 16,596,531 | 16,201,014 | 1.32 | 8.47 | 1.51 |
| 2018-09-30 | 23,355,132 | 16,299,807 | 15,906,139 | 1.33 | 8.44 | 1.51 |
| 2018-12-31 | 28,875,870 | 21,441,893 | 15,977,948 | 1.24 | 8.13 | 1.43 |
| 2019-03-31 | 27,817,000 | 19,439,000 | 15,907,000 | 0.87 | 6.44 | 1.05 |
| 2019-06-30 | 27,660,000 | 21,031,000 | 15,775,000 | 1.06 | 7.74 | 1.07 |
| 2019-09-30 | 27,823,000 | 22,598,000 | 15,999,000 | 1.06 | 7.68 | 1.06 |
| 2019-12-31 | 29,303,000 | 24,071,000 | 16,371,000 | 1.04 | 7.60 | 1.04 |
| 2020-03-31 | 31,061,000 | 25,874,000 | 16,449,000 | 0.97 | 7.53 | 1.07 |
| 2020-06-30 | 30,237,000 | 25,344,000 | 16,091,000 | 0.89 | 6.95 | 1.12 |
| 2020-09-30 | 30,310,000 | 25,370,000 | 16,133,000 | 0.99 | 7.70 | 1.17 |
| 2020-12-31 | 33,413,000 | 28,423,000 | 16,534,000 | 1.03 | 8.17 | 1.17 |
| 2021-03-31 | 31,661,000 | 26,473,000 | 16,823,000 | 0.84 | 7.06 | 1.15 |
| 2021-06-30 | 28,759,000 | 24,028,000 | 17,701,000 | 1.09 | 9.03 | 1.19 |
| 2021-09-30 | 29,150,000 | 24,368,000 | 17,996,000 | 1.23 | 10.03 | 1.20 |
| 2021-12-31 | 33,980,000 | 29,133,000 | 18,519,000 | 1.20 | 9.96 | 1.16 |
| 2022-03-31 | 34,641,000 | 29,769,000 | 19,098,000 | 1.07 | 9.66 | 1.09 |
| 2022-06-30 | 31,639,000 | 26,687,000 | 20,114,000 | 1.11 | 9.69 | 1.24 |
| 2022-09-30 | 31,373,000 | 26,378,000 | 19,946,000 | 1.12 | 9.55 | 1.32 |
| 2022-12-31 | 31,424,000 | 26,434,000 | 19,652,000 | 1.06 | 8.92 | 1.31 |
| 2023-03-31 | 31,945,000 | 25,068,000 | 19,342,000 | 0.61 | 4.98 | 1.08 |
| 2023-06-30 | 32,723,000 | 27,647,000 | 19,477,000 | 0.66 | 5.42 | 1.06 |
| 2023-09-30 | 30,403,000 | 25,302,000 | 19,072,000 | 0.78 | 6.32 | 1.10 |
| 2023-12-31 | 30,681,000 | 25,232,000 | 18,832,000 | 0.67 | 5.41 | 1.13 |
| 2024-03-31 | 30,932,000 | 25,734,000 | 18,604,000 | 0.77 | 6.15 | 1.24 |
| 2024-06-30 | 30,917,000 | 25,646,000 | 18,346,000 | 0.87 | 7.08 | 1.24 |
| 2024-09-30 | 29,937,000 | 25,131,000 | 18,274,000 | 0.92 | 7.50 | 1.22 |
| 2024-12-31 | 30,536,000 | 25,823,000 | 18,143,000 | 0.92 | 7.56 | 1.22 |
| 2025-03-31 | 30,061,000 | 25,327,000 | 18,288,000 | 0.66 | 5.54 | 1.17 |
| 2025-06-30 | 29,578,000 | 24,808,000 | 18,787,000 | 0.83 | 6.83 | 1.15 |
| 2025-09-30 | 31,312,000 | 26,503,000 | 18,697,000 | 0.91 | 7.67 | 1.13 |
| 2025-12-31 | 31,329,000 | 26,728,000 | 18,774,000 | 0.94 | 8.02 | 1.14 |
| 2026-03-31 | 30,917,000 | 26,135,000 | 18,555,000 | 0.80 | 7.06 | 1.15 |
| 2026-06-30 | 30,616,000 | 26,020,000 | 18,561,000 | 0.87 | 7.66 | 1.13 |
31 current branch locations across 16 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2009-07-06 | 1 | 310213 | 934329 |
| 2008-07-01 | 1 | 2015905 | 934329 |
| 2008-07-01 | 1 | 1160527 | 934329 |
| 2008-07-01 | 1 | 44602 | 934329 |
| 2008-07-01 | 1 | 1212640 | 934329 |
| 2008-07-01 | 7 | 934329 | 541101 |
| 2008-01-15 | 1 | 2557151 | 934329 |
| 2007-12-14 | 1 | 3481600 | 934329 |
| 2003-09-15 | 1 | 792716 | 934329 |
| 2001-01-01 | 1 | 1175651 | 934329 |
| 2000-04-01 | 1 | 2479691 | 934329 |
| 1996-11-23 | 1 | 240217 | 934329 |
| 1995-05-20 | 1 | 1161962 | 934329 |
| 1992-12-12 | 50 | 360713 | 934329 |
| 1991-12-31 | 1 | 37118 | 934329 |
| 1991-10-01 | 1 | 983617 | 934329 |
| 1991-10-01 | 1 | 385819 | 934329 |
| 1991-10-01 | 1 | 1008021 | 934329 |
| 1991-01-01 | 1 | 889018 | 934329 |
| 1985-01-07 | 1 | 27427 | 934329 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.