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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 31,210,754 | 20,716,353 | 16,080,795 | 0.54 | 6.00 | 2.59 |
| 2016-06-30 | 31,817,014 | 21,194,755 | 16,555,407 | 0.67 | 7.40 | 2.59 |
| 2016-09-30 | 32,669,391 | 21,474,970 | 16,626,277 | 0.75 | 8.20 | 2.61 |
| 2016-12-31 | 32,160,352 | 22,325,034 | 16,701,158 | 0.73 | 7.96 | 2.64 |
| 2017-03-31 | 32,840,269 | 22,760,703 | 16,949,839 | 1.04 | 10.94 | 2.76 |
| 2017-06-30 | 32,318,943 | 22,549,197 | 17,175,724 | 1.05 | 10.93 | 2.81 |
| 2017-09-30 | 33,101,515 | 22,054,927 | 17,191,215 | 1.05 | 10.85 | 2.88 |
| 2017-12-31 | 32,217,466 | 22,318,568 | 17,102,497 | 1.01 | 10.38 | 2.92 |
| 2018-03-31 | 33,226,564 | 22,424,737 | 17,295,591 | 1.33 | 13.30 | 3.03 |
| 2018-06-30 | 33,735,191 | 22,466,747 | 17,968,606 | 1.36 | 13.74 | 3.14 |
| 2018-09-30 | 32,903,841 | 21,894,566 | 18,268,637 | 1.39 | 14.20 | 3.20 |
| 2018-12-31 | 34,104,022 | 22,175,620 | 18,637,162 | 1.34 | 13.82 | 3.21 |
| 2019-03-31 | 39,778,824 | 25,586,946 | 21,668,770 | 1.14 | 10.44 | 3.29 |
| 2019-06-30 | 41,760,725 | 25,516,321 | 22,251,054 | 1.25 | 11.46 | 3.25 |
| 2019-09-30 | 43,031,921 | 26,410,366 | 22,323,875 | 1.29 | 11.85 | 3.18 |
| 2019-12-31 | 42,074,066 | 27,912,957 | 21,667,771 | 1.23 | 11.36 | 3.14 |
| 2020-03-31 | 46,955,256 | 29,450,381 | 22,332,605 | 0.67 | 6.28 | 2.79 |
| 2020-06-30 | 45,621,888 | 34,114,397 | 23,925,137 | 0.64 | 5.96 | 2.85 |
| 2020-09-30 | 45,840,826 | 35,203,329 | 23,576,664 | 0.87 | 8.11 | 2.83 |
| 2020-12-31 | 46,483,210 | 36,366,481 | 22,786,524 | 0.99 | 9.21 | 2.86 |
| 2021-03-31 | 47,238,911 | 38,029,532 | 22,369,470 | 1.28 | 11.75 | 2.73 |
| 2021-06-30 | 46,909,545 | 37,641,512 | 21,229,054 | 1.35 | 12.42 | 2.74 |
| 2021-09-30 | 46,731,008 | 38,786,130 | 20,182,297 | 1.39 | 12.82 | 2.75 |
| 2021-12-31 | 50,093,398 | 41,555,141 | 20,080,816 | 1.28 | 11.97 | 2.69 |
| 2022-03-31 | 46,651,680 | 39,728,488 | 20,542,395 | 0.55 | 5.64 | 2.56 |
| 2022-06-30 | 45,202,565 | 38,851,309 | 21,177,169 | 0.85 | 8.71 | 2.68 |
| 2022-09-30 | 43,478,917 | 36,664,692 | 21,630,948 | 1.03 | 10.54 | 2.89 |
| 2022-12-31 | 47,596,192 | 34,709,023 | 22,324,972 | 1.13 | 11.73 | 3.03 |
| 2023-03-31 | 45,269,054 | 32,799,235 | 22,501,763 | 1.39 | 14.52 | 3.46 |
| 2023-06-30 | 48,941,685 | 33,543,179 | 23,000,355 | 1.31 | 13.84 | 3.24 |
| 2023-09-30 | 48,681,506 | 33,936,846 | 23,466,374 | 1.24 | 13.22 | 3.10 |
| 2023-12-31 | 49,582,657 | 34,308,613 | 23,636,096 | 1.05 | 11.19 | 3.01 |
| 2024-03-31 | 49,947,764 | 35,671,838 | 23,917,553 | 0.71 | 7.40 | 2.67 |
| 2024-06-30 | 50,195,205 | 36,520,082 | 24,324,955 | 1.02 | 10.49 | 2.67 |
| 2024-09-30 | 49,908,464 | 37,489,165 | 23,749,319 | 1.04 | 10.51 | 2.71 |
| 2024-12-31 | 49,465,723 | 38,532,406 | 23,867,879 | 1.06 | 10.58 | 2.75 |
| 2025-03-31 | 50,345,105 | 38,660,790 | 23,449,241 | 1.00 | 9.54 | 2.86 |
| 2025-06-30 | 50,922,342 | 38,499,749 | 24,073,929 | 1.05 | 10.02 | 2.89 |
| 2025-09-30 | 49,918,282 | 38,775,393 | 24,644,120 | 1.06 | 9.98 | 2.93 |
| 2025-12-31 | 52,005,221 | 39,680,944 | 25,425,488 | 1.10 | 10.32 | 2.94 |
| 2026-03-31 | 53,492,601 | 38,855,031 | 25,970,155 | 1.16 | 11.03 | 2.89 |
| 2026-06-30 | 52,984,896 | 40,020,634 | 26,866,510 | 1.23 | 11.57 | 2.92 |
116 current branch locations across 8 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-12-31 | 1 | 3618563 | 339858 |
| 2019-03-23 | 1 | 56557 | 339858 |
| 2017-02-18 | 1 | 615459 | 339858 |
| 2014-03-01 | 1 | 2012959 | 339858 |
| 2012-01-01 | 1 | 2239372 | 339858 |
| 2011-01-01 | 1 | 2292368 | 339858 |
| 2011-01-01 | 1 | 1882070 | 339858 |
| 2011-01-01 | 1 | 533852 | 339858 |
| 2011-01-01 | 1 | 3445170 | 339858 |
| 2011-01-01 | 1 | 2727673 | 339858 |
| 2011-01-01 | 1 | 658559 | 339858 |
| 1999-10-16 | 1 | 368157 | 339858 |
| 1997-04-01 | 1 | 527150 | 339858 |
| 1994-11-14 | 1 | 845256 | 339858 |
| 1994-10-08 | 1 | 181057 | 339858 |
| 1994-05-03 | 1 | 319850 | 339858 |
| 1993-10-09 | 1 | 1217337 | 339858 |
| 1993-05-08 | 1 | 269553 | 339858 |
| 1993-05-08 | 1 | 309253 | 339858 |
| 1992-07-16 | 1 | 927853 | 339858 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.