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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2024-03-31 | 1,033,284 | 918,631 | 803,047 | 2.00 | 18.76 | 4.10 |
| 2024-06-30 | 1,094,904 | 976,805 | 826,822 | 1.74 | 16.56 | 3.95 |
| 2024-09-30 | 1,212,037 | 1,068,300 | 867,237 | 1.68 | 15.69 | 3.86 |
| 2024-12-31 | 1,443,742 | 1,293,949 | 1,044,789 | 1.22 | 11.63 | 3.77 |
| 2025-03-31 | 1,358,525 | 1,193,778 | 1,015,050 | 1.68 | 15.70 | 3.80 |
| 2025-06-30 | 1,381,973 | 1,171,009 | 1,029,523 | 1.68 | 15.38 | 4.07 |
| 2025-09-30 | 1,419,930 | 1,225,719 | 1,061,602 | 1.57 | 14.26 | 4.19 |
| 2025-12-31 | 1,520,955 | 1,329,674 | 1,121,944 | 1.24 | 11.38 | 4.20 |
| 2026-03-31 | 1,522,511 | 1,323,478 | 1,143,851 | 1.26 | 11.88 | 4.02 |
| 2026-06-30 | 1,609,147 | 1,384,583 | 1,199,556 | 1.00 | 9.53 | 4.05 |
26 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-11-16 | 7 | 262358 | 684455 |
| 2019-10-01 | 1 | 53752 | 684455 |
| 2016-01-01 | 1 | 989655 | 684455 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.