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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-06-30 | 1,003,767 | 873,773 | 707,020 | 1.22 | 11.22 | 3.97 |
| 2019-09-30 | 1,002,988 | 868,329 | 705,894 | 1.23 | 11.14 | 3.99 |
| 2019-12-31 | 1,041,866 | 912,593 | 712,870 | 1.23 | 11.14 | 3.91 |
| 2020-03-31 | 1,102,378 | 963,149 | 702,974 | 1.22 | 11.04 | 3.60 |
| 2020-06-30 | 1,203,310 | 1,060,841 | 763,152 | 1.17 | 10.71 | 3.90 |
| 2020-09-30 | 1,185,732 | 1,040,541 | 757,139 | 1.02 | 9.41 | 3.64 |
| 2020-12-31 | 1,226,818 | 1,086,179 | 733,451 | 0.94 | 8.74 | 3.48 |
| 2021-03-31 | 1,294,026 | 1,151,564 | 766,880 | 1.45 | 14.45 | 3.38 |
| 2021-06-30 | 1,343,623 | 1,195,552 | 739,325 | 1.16 | 11.67 | 3.17 |
| 2021-09-30 | 1,364,235 | 1,215,186 | 733,784 | 1.02 | 10.37 | 3.05 |
| 2021-12-31 | 1,373,129 | 1,234,126 | 779,172 | 0.94 | 9.66 | 3.02 |
| 2022-03-31 | 1,431,083 | 1,301,449 | 788,727 | 0.78 | 9.13 | 2.92 |
| 2022-06-30 | 1,393,740 | 1,239,193 | 864,086 | 0.78 | 9.50 | 3.08 |
| 2022-09-30 | 1,451,137 | 1,264,161 | 914,739 | 0.88 | 11.31 | 3.24 |
| 2022-12-31 | 1,466,260 | 1,351,939 | 946,208 | 1.01 | 13.52 | 3.34 |
| 2023-03-31 | 1,572,168 | 1,329,658 | 941,818 | 1.12 | 17.21 | 3.55 |
| 2023-06-30 | 1,528,214 | 1,327,014 | 955,021 | 1.04 | 15.93 | 3.42 |
| 2023-09-30 | 1,564,097 | 1,292,726 | 991,560 | 0.93 | 13.80 | 3.23 |
| 2023-12-31 | 1,600,952 | 1,288,973 | 1,013,816 | 0.78 | 11.16 | 3.07 |
| 2024-03-31 | 1,545,087 | 1,324,035 | 1,015,452 | 0.56 | 6.92 | 2.84 |
| 2024-06-30 | 1,544,912 | 1,299,372 | 1,040,273 | 0.49 | 6.09 | 2.79 |
| 2024-09-30 | 1,545,799 | 1,310,878 | 1,060,918 | 0.42 | 5.08 | 2.72 |
| 2024-12-31 | 1,544,354 | 1,346,290 | 1,059,544 | 0.39 | 4.82 | 2.72 |
| 2025-03-31 | 1,540,477 | 1,340,390 | 1,055,395 | 0.56 | 6.78 | 2.88 |
| 2025-06-30 | 1,580,649 | 1,377,836 | 1,043,662 | 0.48 | 5.85 | 2.85 |
| 2025-09-30 | 1,529,307 | 1,323,189 | 1,026,038 | 0.52 | 6.23 | 2.93 |
| 2025-12-31 | 1,622,375 | 1,415,631 | 1,007,185 | 0.54 | 6.38 | 2.96 |
| 2026-03-31 | 1,578,903 | 1,406,883 | 1,074,041 | 0.63 | 7.37 | 3.21 |
| 2026-06-30 | 1,552,898 | 1,378,600 | 1,025,002 | 0.76 | 8.75 | 3.27 |
15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-11-04 | 1 | 702751 | 594853 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.