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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,125,188 | 964,207 | 880,242 | 1.21 | 12.96 | 3.96 |
| 2016-09-30 | 1,181,527 | 991,114 | 942,984 | 1.30 | 13.84 | 4.03 |
| 2016-12-31 | 1,255,643 | 1,042,203 | 985,140 | 1.26 | 13.60 | 4.01 |
| 2017-03-31 | 1,351,062 | 1,149,756 | 1,068,041 | 1.23 | 13.35 | 3.89 |
| 2017-06-30 | 1,443,650 | 1,223,929 | 1,155,010 | 1.29 | 13.72 | 3.89 |
| 2017-09-30 | 1,552,495 | 1,310,484 | 1,252,615 | 1.31 | 13.62 | 3.92 |
| 2017-12-31 | 1,611,486 | 1,354,405 | 1,326,507 | 1.17 | 12.13 | 3.94 |
| 2018-03-31 | 1,676,229 | 1,400,837 | 1,384,169 | 1.52 | 14.41 | 3.80 |
| 2018-06-30 | 1,747,226 | 1,461,260 | 1,441,596 | 1.58 | 14.68 | 3.86 |
| 2018-09-30 | 1,882,323 | 1,524,112 | 1,576,707 | 1.54 | 14.31 | 3.86 |
| 2018-12-31 | 1,970,086 | 1,606,432 | 1,640,385 | 1.58 | 14.65 | 3.85 |
| 2019-03-31 | 2,045,021 | 1,688,525 | 1,698,231 | 1.44 | 13.27 | 3.60 |
| 2019-06-30 | 2,118,160 | 1,728,890 | 1,756,884 | 1.50 | 13.73 | 3.64 |
| 2019-09-30 | 2,227,248 | 1,828,914 | 1,817,564 | 1.48 | 13.60 | 3.65 |
| 2019-12-31 | 2,263,871 | 1,849,989 | 1,883,258 | 1.51 | 13.77 | 3.68 |
| 2020-03-31 | 2,413,081 | 1,923,023 | 1,972,154 | 1.31 | 12.00 | 3.63 |
| 2020-06-30 | 2,749,327 | 2,289,454 | 2,155,115 | 1.25 | 11.62 | 3.55 |
| 2020-09-30 | 2,768,373 | 2,316,713 | 2,217,480 | 1.22 | 11.30 | 3.54 |
| 2020-12-31 | 2,921,764 | 2,537,713 | 2,282,436 | 1.11 | 10.32 | 3.61 |
| 2021-03-31 | 3,068,885 | 2,665,366 | 2,378,863 | 1.51 | 14.30 | 3.66 |
| 2021-06-30 | 3,158,933 | 2,748,002 | 2,545,145 | 1.50 | 14.16 | 3.67 |
| 2021-09-30 | 3,383,883 | 2,935,520 | 2,662,912 | 1.51 | 14.07 | 3.70 |
| 2021-12-31 | 3,473,066 | 3,026,284 | 2,769,917 | 1.52 | 14.04 | 3.70 |
| 2022-03-31 | 3,603,824 | 3,113,700 | 2,937,210 | 1.47 | 13.37 | 3.69 |
| 2022-06-30 | 3,878,444 | 3,244,121 | 3,171,638 | 1.46 | 13.31 | 3.71 |
| 2022-09-30 | 4,123,102 | 3,343,739 | 3,324,503 | 1.48 | 13.65 | 3.71 |
| 2022-12-31 | 4,340,923 | 3,453,734 | 3,512,157 | 1.45 | 13.53 | 3.62 |
| 2023-03-31 | 4,596,551 | 3,447,375 | 3,625,477 | 1.11 | 11.05 | 2.81 |
| 2023-06-30 | 4,594,603 | 3,608,662 | 3,677,792 | 1.02 | 10.11 | 2.66 |
| 2023-09-30 | 4,548,011 | 3,704,501 | 3,664,464 | 0.98 | 9.70 | 2.60 |
| 2023-12-31 | 4,607,566 | 3,737,496 | 3,667,215 | 0.95 | 9.31 | 2.55 |
| 2024-03-31 | 4,717,399 | 3,828,145 | 3,726,502 | 0.78 | 7.35 | 2.34 |
| 2024-06-30 | 4,680,665 | 3,822,514 | 3,742,222 | 0.79 | 7.37 | 2.35 |
| 2024-09-30 | 4,684,126 | 3,770,097 | 3,628,867 | 0.81 | 7.48 | 2.37 |
| 2024-12-31 | 5,058,241 | 4,105,755 | 3,809,436 | 0.79 | 7.42 | 2.37 |
| 2025-03-31 | 5,126,909 | 4,179,090 | 3,959,092 | 0.85 | 8.14 | 2.60 |
| 2025-06-30 | 5,288,800 | 4,278,556 | 4,082,405 | 0.92 | 8.78 | 2.67 |
| 2025-09-30 | 5,350,634 | 4,318,577 | 4,149,882 | 0.95 | 9.02 | 2.73 |
| 2025-12-31 | 5,398,413 | 4,343,077 | 4,244,108 | 0.99 | 9.35 | 2.79 |
| 2026-03-31 | 5,323,177 | 4,326,053 | 4,302,132 | 1.42 | 12.68 | 3.02 |
| 2026-06-30 | 5,377,688 | 4,360,405 | 4,360,502 | 1.30 | 11.37 | 3.09 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-12-14 | 1 | 691556 | 3378773 |
| 2016-05-21 | 1 | 715751 | 3378773 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.