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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,811,543 | 1,438,938 | 1,385,634 | 0.76 | 5.88 | 3.09 |
| 2016-06-30 | 1,807,530 | 1,423,725 | 1,425,502 | 0.78 | 5.96 | 3.12 |
| 2016-09-30 | 1,842,042 | 1,478,129 | 1,452,899 | 0.79 | 6.05 | 3.12 |
| 2016-12-31 | 1,866,087 | 1,495,891 | 1,481,160 | 0.75 | 5.79 | 3.11 |
| 2017-03-31 | 1,909,961 | 1,565,521 | 1,519,687 | 0.93 | 7.19 | 3.16 |
| 2017-06-30 | 2,002,670 | 1,591,993 | 1,580,486 | 0.87 | 6.82 | 3.16 |
| 2017-09-30 | 2,028,004 | 1,619,401 | 1,616,574 | 0.86 | 6.77 | 3.17 |
| 2017-12-31 | 2,069,626 | 1,637,909 | 1,648,194 | 0.86 | 6.78 | 3.17 |
| 2018-03-31 | 2,088,149 | 1,678,004 | 1,671,327 | 0.93 | 7.46 | 3.20 |
| 2018-06-30 | 2,146,273 | 1,699,779 | 1,709,757 | 0.86 | 6.87 | 3.18 |
| 2018-09-30 | 2,181,028 | 1,754,119 | 1,712,459 | 0.86 | 6.91 | 3.18 |
| 2018-12-31 | 2,176,759 | 1,702,506 | 1,738,974 | 1.00 | 8.04 | 3.19 |
| 2019-03-31 | 2,210,799 | 1,781,472 | 1,748,328 | 1.04 | 8.12 | 3.11 |
| 2019-06-30 | 2,249,087 | 1,814,582 | 1,781,518 | 1.14 | 8.80 | 3.14 |
| 2019-09-30 | 2,279,692 | 1,906,705 | 1,796,806 | 1.19 | 9.13 | 3.14 |
| 2019-12-31 | 2,297,366 | 1,887,565 | 1,813,148 | 1.07 | 8.18 | 3.13 |
| 2020-03-31 | 2,310,656 | 1,953,169 | 1,812,122 | -6.03 | -48.61 | 3.01 |
| 2020-06-30 | 2,613,064 | 2,161,515 | 1,956,156 | -1.14 | -9.55 | 2.97 |
| 2020-09-30 | 2,745,813 | 2,288,667 | 2,087,355 | -0.36 | -3.08 | 3.00 |
| 2020-12-31 | 2,788,219 | 2,295,489 | 2,093,257 | 1.19 | 10.19 | 3.05 |
| 2021-03-31 | 2,943,459 | 2,475,592 | 2,056,273 | 3.37 | 28.11 | 3.10 |
| 2021-06-30 | 2,905,449 | 2,474,484 | 2,041,002 | 2.61 | 21.36 | 3.03 |
| 2021-09-30 | 2,990,438 | 2,554,758 | 2,079,762 | 1.89 | 15.45 | 2.99 |
| 2021-12-31 | 2,993,290 | 2,526,255 | 2,046,251 | 2.00 | 16.09 | 3.01 |
| 2022-03-31 | 3,003,458 | 2,563,369 | 2,075,815 | 0.18 | 1.38 | 2.89 |
| 2022-06-30 | 2,974,298 | 2,557,935 | 2,165,727 | -0.59 | -4.80 | 3.00 |
| 2022-09-30 | 3,000,958 | 2,458,435 | 2,206,656 | -0.62 | -5.19 | 3.07 |
| 2022-12-31 | 3,093,991 | 2,417,279 | 2,284,533 | 0.17 | 1.44 | 3.01 |
| 2023-03-31 | 3,094,653 | 2,500,415 | 2,287,713 | 0.33 | 2.77 | 2.58 |
| 2023-06-30 | 3,122,171 | 2,483,663 | 2,325,791 | 0.46 | 3.85 | 2.53 |
| 2023-09-30 | 3,142,325 | 2,535,258 | 2,357,681 | 0.11 | 0.95 | 2.51 |
| 2023-12-31 | 3,107,377 | 2,463,840 | 2,322,196 | 0.63 | 5.15 | 2.47 |
| 2024-03-31 | 3,071,942 | 2,548,185 | 2,316,702 | 1.20 | 9.16 | 2.35 |
| 2024-06-30 | 3,113,425 | 2,593,137 | 2,377,812 | 0.76 | 5.79 | 2.50 |
| 2024-09-30 | 3,068,788 | 2,535,177 | 2,387,854 | 0.66 | 4.96 | 2.56 |
| 2024-12-31 | 3,002,043 | 2,524,206 | 2,416,504 | 0.45 | 3.37 | 2.68 |
| 2025-03-31 | 3,031,420 | 2,549,057 | 2,399,305 | 0.36 | 2.52 | 3.02 |
| 2025-06-30 | 2,992,239 | 2,505,457 | 2,484,877 | 0.54 | 3.71 | 3.13 |
| 2025-09-30 | 3,091,239 | 2,586,257 | 2,537,542 | 0.61 | 4.18 | 3.24 |
| 2025-12-31 | 3,122,402 | 2,551,445 | 2,629,602 | 0.60 | 4.11 | 3.29 |
| 2026-03-31 | 3,157,745 | 2,641,917 | 2,628,636 | 0.70 | 4.77 | 3.37 |
| 2026-06-30 | 3,259,107 | 2,639,766 | 2,707,896 | 0.63 | 4.27 | 3.40 |
18 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-08-01 | 1 | 3051432 | 13103 |
| 2007-08-01 | 1 | 1479667 | 13103 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.