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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2022-12-31 | 1,003,955 | 905,433 | 698,676 | 0.86 | 8.86 | 3.62 |
| 2023-03-31 | 1,020,674 | 919,495 | 727,261 | 0.89 | 9.85 | 4.15 |
| 2023-06-30 | 1,067,809 | 908,097 | 773,787 | 1.12 | 12.49 | 4.22 |
| 2023-09-30 | 1,119,431 | 892,351 | 822,019 | 1.10 | 12.56 | 4.28 |
| 2023-12-31 | 1,153,145 | 901,243 | 850,242 | 1.03 | 11.73 | 4.18 |
| 2024-03-31 | 1,198,300 | 907,511 | 893,829 | 0.75 | 8.74 | 4.16 |
| 2024-06-30 | 1,242,522 | 903,930 | 948,886 | 0.91 | 10.66 | 4.19 |
| 2024-09-30 | 1,309,268 | 916,094 | 995,236 | 0.96 | 11.10 | 4.18 |
| 2024-12-31 | 1,366,541 | 981,455 | 1,058,630 | 1.03 | 11.95 | 4.23 |
| 2025-03-31 | 1,394,240 | 1,017,872 | 1,093,866 | 1.24 | 14.36 | 4.38 |
| 2025-06-30 | 1,409,808 | 1,056,628 | 1,115,331 | 1.32 | 13.89 | 4.46 |
| 2025-09-30 | 1,476,143 | 1,086,418 | 1,184,614 | 1.33 | 13.35 | 4.51 |
| 2025-12-31 | 1,559,375 | 1,157,921 | 1,239,663 | 1.33 | 13.12 | 4.55 |
| 2026-03-31 | 1,618,873 | 1,225,471 | 1,306,170 | 1.23 | 11.49 | 4.38 |
| 2026-06-30 | 1,912,499 | 1,447,472 | 1,531,224 | 0.90 | 8.88 | 4.39 |
30 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-06-13 | 1 | 835659 | 1009242 |
| 2026-04-18 | 1 | 984856 | 1009242 |
| 2022-10-08 | 1 | 963954 | 1009242 |
| 2021-11-05 | 1 | 941653 | 1009242 |
| 2021-10-16 | 1 | 852357 | 1009242 |
| 2019-05-18 | 1 | 892250 | 1009242 |
| 1998-10-30 | 1 | 967055 | 1009242 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.