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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,706,368 | 2,227,183 | 1,469,099 | 1.13 | 9.18 | 3.52 |
| 2016-06-30 | 2,885,614 | 2,262,071 | 1,510,414 | 1.09 | 8.95 | 3.51 |
| 2016-09-30 | 2,922,491 | 2,233,253 | 1,589,618 | 1.09 | 8.97 | 3.50 |
| 2016-12-31 | 2,960,435 | 2,215,700 | 1,643,733 | 0.96 | 8.09 | 3.50 |
| 2017-03-31 | 3,033,038 | 2,343,717 | 1,728,422 | 1.00 | 9.04 | 3.39 |
| 2017-06-30 | 3,124,963 | 2,342,964 | 1,831,084 | 1.03 | 9.32 | 3.41 |
| 2017-09-30 | 3,138,944 | 2,307,693 | 1,820,731 | 1.06 | 9.65 | 3.43 |
| 2017-12-31 | 3,089,312 | 2,296,827 | 1,837,211 | 0.91 | 8.20 | 3.43 |
| 2018-03-31 | 3,040,278 | 2,337,707 | 1,852,195 | 1.10 | 9.86 | 3.39 |
| 2018-06-30 | 3,060,570 | 2,329,599 | 1,872,165 | 1.09 | 9.78 | 3.41 |
| 2018-09-30 | 3,035,937 | 2,293,669 | 1,831,219 | 1.06 | 9.55 | 3.43 |
| 2018-12-31 | 3,006,721 | 2,308,733 | 1,835,546 | 1.13 | 10.08 | 3.42 |
| 2019-03-31 | 3,003,568 | 2,376,295 | 1,843,992 | 1.12 | 9.67 | 3.38 |
| 2019-06-30 | 2,940,620 | 2,398,132 | 1,859,537 | 0.93 | 7.86 | 3.31 |
| 2019-09-30 | 2,915,743 | 2,415,579 | 1,868,595 | 0.82 | 6.90 | 3.29 |
| 2019-12-31 | 2,865,974 | 2,395,903 | 1,860,970 | 0.58 | 4.79 | 3.30 |
| 2020-03-31 | 3,124,256 | 2,503,506 | 1,869,958 | 0.92 | 7.78 | 3.15 |
| 2020-06-30 | 3,335,739 | 2,705,852 | 1,947,369 | 0.75 | 6.44 | 3.09 |
| 2020-09-30 | 3,356,679 | 2,724,533 | 1,936,706 | 0.73 | 6.40 | 3.08 |
| 2020-12-31 | 3,432,910 | 2,789,446 | 1,809,289 | 0.82 | 7.21 | 3.04 |
| 2021-03-31 | 3,505,346 | 2,872,124 | 1,805,473 | 1.03 | 9.37 | 2.99 |
| 2021-06-30 | 3,554,803 | 2,905,819 | 1,753,543 | 1.05 | 9.53 | 2.98 |
| 2021-09-30 | 3,556,410 | 2,912,835 | 1,666,467 | 1.04 | 9.53 | 2.98 |
| 2021-12-31 | 3,621,743 | 2,933,418 | 1,714,613 | 1.02 | 9.37 | 2.95 |
| 2022-03-31 | 3,551,739 | 2,973,618 | 1,731,247 | 1.02 | 10.13 | 2.82 |
| 2022-06-30 | 3,585,822 | 2,960,423 | 1,725,146 | 1.09 | 11.58 | 2.96 |
| 2022-09-30 | 3,501,145 | 2,977,660 | 1,730,874 | 1.15 | 12.90 | 3.07 |
| 2022-12-31 | 3,563,307 | 2,922,400 | 1,866,182 | 1.26 | 14.56 | 3.16 |
| 2023-03-31 | 3,671,847 | 3,036,391 | 1,926,394 | 0.92 | 11.87 | 2.99 |
| 2023-06-30 | 3,570,100 | 3,009,263 | 1,975,506 | 0.85 | 10.84 | 2.96 |
| 2023-09-30 | 3,587,918 | 2,989,618 | 2,047,516 | 0.79 | 10.23 | 2.90 |
| 2023-12-31 | 3,616,933 | 3,002,165 | 2,063,952 | 0.78 | 9.85 | 2.85 |
| 2024-03-31 | 3,695,387 | 2,991,808 | 2,095,971 | 0.71 | 8.20 | 2.64 |
| 2024-06-30 | 7,803,852 | 6,663,550 | 5,551,975 | -0.05 | -0.55 | 3.63 |
| 2024-09-30 | 7,856,667 | 6,614,486 | 5,510,436 | 0.69 | 7.09 | 4.06 |
| 2024-12-31 | 7,803,223 | 6,523,015 | 5,606,527 | 0.88 | 8.78 | 4.15 |
| 2025-03-31 | 7,828,407 | 6,549,627 | 5,581,056 | 1.59 | 14.68 | 4.25 |
| 2025-06-30 | 8,037,294 | 6,396,608 | 5,524,712 | 1.64 | 15.06 | 4.25 |
| 2025-09-30 | 7,871,274 | 6,419,810 | 5,493,178 | 1.67 | 15.26 | 4.25 |
| 2025-12-31 | 7,900,774 | 6,410,806 | 5,320,218 | 1.69 | 15.17 | 4.27 |
| 2026-03-31 | 7,912,763 | 6,338,024 | 5,336,712 | 1.60 | 13.65 | 4.13 |
| 2026-06-30 | 10,984,290 | 8,997,206 | 7,907,369 | 1.06 | 8.92 | 4.20 |
106 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-05-01 | 1 | 557317 | 933621 |
| 2024-05-03 | 1 | 2372774 | 933621 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.