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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,850,112 | 3,189,974 | 2,540,341 | 1.08 | 10.86 | 3.08 |
| 2016-06-30 | 3,862,412 | 3,203,143 | 2,689,652 | 1.01 | 9.91 | 3.08 |
| 2016-09-30 | 3,914,661 | 3,216,144 | 2,672,121 | 1.04 | 10.09 | 3.15 |
| 2016-12-31 | 5,382,961 | 4,403,178 | 4,087,872 | 1.21 | 11.50 | 4.00 |
| 2017-03-31 | 5,399,988 | 4,506,336 | 3,921,227 | 1.18 | 10.41 | 3.42 |
| 2017-06-30 | 5,488,618 | 4,503,777 | 4,040,053 | 1.19 | 10.43 | 3.43 |
| 2017-09-30 | 5,366,370 | 4,291,003 | 4,053,290 | 1.19 | 10.31 | 3.47 |
| 2017-12-31 | 7,112,397 | 5,680,605 | 5,210,780 | 0.97 | 8.31 | 3.23 |
| 2018-03-31 | 7,737,112 | 6,384,449 | 5,508,140 | 1.22 | 9.31 | 3.48 |
| 2018-06-30 | 7,733,757 | 6,203,704 | 5,536,340 | 1.28 | 9.62 | 3.51 |
| 2018-09-30 | 7,847,113 | 6,219,254 | 5,604,249 | 1.32 | 9.85 | 3.51 |
| 2018-12-31 | 7,690,612 | 6,322,510 | 5,543,982 | 1.42 | 10.49 | 3.53 |
| 2019-03-31 | 7,725,518 | 6,330,612 | 5,606,242 | 1.39 | 9.67 | 3.51 |
| 2019-06-30 | 7,659,095 | 6,258,573 | 5,653,647 | 1.34 | 9.26 | 3.54 |
| 2019-09-30 | 7,803,711 | 6,381,073 | 5,817,228 | 1.35 | 9.28 | 3.53 |
| 2019-12-31 | 9,679,115 | 7,918,756 | 6,703,212 | 1.27 | 8.80 | 3.42 |
| 2020-03-31 | 9,704,675 | 8,049,753 | 6,751,737 | 0.80 | 5.66 | 3.28 |
| 2020-06-30 | 10,821,342 | 9,096,471 | 7,241,928 | 0.97 | 7.18 | 3.18 |
| 2020-09-30 | 10,516,925 | 8,788,741 | 7,112,936 | 1.11 | 8.22 | 3.16 |
| 2020-12-31 | 10,525,494 | 8,806,219 | 6,758,168 | 1.14 | 8.47 | 3.18 |
| 2021-03-31 | 10,740,172 | 8,983,647 | 6,725,502 | 1.53 | 11.43 | 2.83 |
| 2021-06-30 | 10,945,635 | 9,130,019 | 6,687,038 | 1.48 | 11.04 | 2.76 |
| 2021-09-30 | 12,866,133 | 10,895,769 | 7,080,086 | 1.14 | 8.82 | 2.48 |
| 2021-12-31 | 12,827,680 | 10,846,526 | 7,124,986 | 1.11 | 8.69 | 2.50 |
| 2022-03-31 | 12,537,148 | 10,683,769 | 7,191,425 | 1.04 | 8.70 | 2.54 |
| 2022-06-30 | 12,318,107 | 10,533,679 | 7,413,834 | 1.10 | 9.36 | 2.68 |
| 2022-09-30 | 12,453,067 | 10,675,315 | 7,583,938 | 1.17 | 10.20 | 2.85 |
| 2022-12-31 | 12,304,953 | 10,163,420 | 7,635,347 | 1.21 | 10.60 | 2.99 |
| 2023-03-31 | 12,314,348 | 9,901,960 | 7,694,795 | 1.35 | 11.95 | 3.24 |
| 2023-06-30 | 12,172,205 | 10,151,989 | 7,715,190 | 1.26 | 11.06 | 3.13 |
| 2023-09-30 | 12,228,228 | 10,432,698 | 7,767,501 | 1.24 | 10.83 | 3.08 |
| 2023-12-31 | 12,254,786 | 10,390,781 | 7,561,673 | 1.17 | 10.13 | 3.04 |
| 2024-03-31 | 11,856,474 | 10,035,740 | 7,503,342 | 1.05 | 8.54 | 2.91 |
| 2024-06-30 | 11,935,686 | 10,035,836 | 7,924,972 | 1.04 | 8.36 | 2.97 |
| 2024-09-30 | 11,949,791 | 10,015,555 | 7,735,639 | 1.12 | 8.84 | 3.04 |
| 2024-12-31 | 12,011,325 | 10,055,588 | 7,617,340 | 1.14 | 8.91 | 3.06 |
| 2025-03-31 | 11,976,513 | 10,024,728 | 7,755,261 | 0.69 | 5.21 | 3.17 |
| 2025-06-30 | 18,866,438 | 15,946,809 | 13,635,782 | 0.39 | 3.15 | 2.99 |
| 2025-09-30 | 18,137,534 | 15,172,972 | 13,433,028 | 0.70 | 5.59 | 3.23 |
| 2025-12-31 | 18,052,735 | 15,032,901 | 13,399,528 | 0.92 | 7.17 | 3.38 |
| 2026-03-31 | 18,012,163 | 14,831,408 | 13,296,060 | 1.21 | 8.85 | 3.81 |
| 2026-06-30 | 18,147,004 | 15,157,460 | 13,039,610 | 1.33 | 9.75 | 3.78 |
81 current branch locations across 10 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-06-21 | 1 | 3594005 | 416245 |
| 2024-06-22 | 1 | 1008432 | 416245 |
| 2021-08-14 | 1 | 750239 | 416245 |
| 2019-10-05 | 1 | 219343 | 416245 |
| 2018-11-01 | 1 | 1196740 | 416245 |
| 2018-03-17 | 1 | 662640 | 416245 |
| 2017-11-04 | 1 | 3809446 | 416245 |
| 2016-11-05 | 1 | 11275 | 416245 |
| 2015-03-14 | 1 | 656649 | 416245 |
| 2009-08-29 | 1 | 2623494 | 416245 |
| 2007-11-10 | 1 | 251736 | 416245 |
| 2005-05-21 | 1 | 2389820 | 416245 |
| 1998-10-31 | 1 | 2632601 | 416245 |
| 1996-01-19 | 1 | 359931 | 416245 |
| 1993-07-02 | 50 | 872449 | 416245 |
| 1992-03-28 | 50 | 668679 | 416245 |
| 1991-11-16 | 1 | 179540 | 416245 |
| 1991-11-16 | 1 | 600446 | 416245 |
| 1991-11-16 | 1 | 236032 | 416245 |
| 1989-11-03 | 1 | 330547 | 416245 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.