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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,561,081 | 2,251,357 | 1,495,806 | -0.13 | -1.40 | 3.80 |
| 2016-06-30 | 2,649,207 | 2,147,826 | 1,599,206 | 0.18 | 1.92 | 3.66 |
| 2016-09-30 | 2,747,929 | 2,260,039 | 1,712,286 | 0.22 | 2.37 | 3.59 |
| 2016-12-31 | 3,296,570 | 2,501,681 | 2,161,064 | 2.54 | 24.83 | 3.75 |
| 2017-03-31 | 3,284,554 | 2,583,754 | 2,155,209 | 0.87 | 6.76 | 4.13 |
| 2017-06-30 | 3,278,580 | 2,546,564 | 2,142,256 | 0.84 | 6.46 | 4.15 |
| 2017-09-30 | 3,304,285 | 2,564,520 | 2,202,606 | 0.97 | 7.40 | 4.22 |
| 2017-12-31 | 3,364,974 | 2,482,955 | 2,265,998 | 0.76 | 5.78 | 4.26 |
| 2018-03-31 | 3,460,329 | 2,563,949 | 2,270,997 | 0.87 | 6.67 | 4.47 |
| 2018-06-30 | 4,798,088 | 3,663,539 | 3,334,828 | 0.62 | 4.68 | 4.25 |
| 2018-09-30 | 4,915,300 | 3,758,673 | 3,441,115 | 0.88 | 6.71 | 4.55 |
| 2018-12-31 | 4,939,902 | 3,768,158 | 3,496,252 | 1.06 | 8.02 | 4.67 |
| 2019-03-31 | 5,006,755 | 3,828,139 | 3,540,970 | 1.07 | 7.91 | 4.49 |
| 2019-06-30 | 5,386,319 | 4,066,543 | 3,850,489 | 1.09 | 8.00 | 4.57 |
| 2019-09-30 | 5,432,970 | 4,088,250 | 3,806,681 | 1.14 | 8.28 | 4.67 |
| 2019-12-31 | 5,516,486 | 4,160,946 | 3,765,457 | 1.15 | 8.34 | 4.61 |
| 2020-03-31 | 5,729,120 | 4,253,095 | 3,831,718 | 0.26 | 1.90 | 4.19 |
| 2020-06-30 | 6,387,882 | 5,021,792 | 4,342,853 | 0.46 | 3.48 | 3.98 |
| 2020-09-30 | 6,490,094 | 4,897,790 | 4,362,308 | 0.62 | 4.73 | 3.92 |
| 2020-12-31 | 6,383,680 | 4,834,829 | 4,282,112 | 0.68 | 5.23 | 3.94 |
| 2021-03-31 | 6,742,578 | 5,100,406 | 4,417,614 | 1.42 | 11.33 | 3.90 |
| 2021-06-30 | 6,531,038 | 5,155,934 | 4,432,784 | 1.63 | 12.80 | 3.95 |
| 2021-09-30 | 6,694,301 | 5,214,487 | 4,597,002 | 1.62 | 12.69 | 3.97 |
| 2021-12-31 | 6,685,442 | 5,212,661 | 4,546,576 | 1.50 | 11.64 | 4.02 |
| 2022-03-31 | 6,822,968 | 5,569,620 | 4,769,130 | 1.42 | 11.13 | 3.90 |
| 2022-06-30 | 7,118,206 | 5,418,860 | 5,122,919 | 1.34 | 10.78 | 3.93 |
| 2022-09-30 | 7,262,888 | 5,639,263 | 5,244,791 | 1.35 | 11.15 | 4.07 |
| 2022-12-31 | 7,347,241 | 5,720,396 | 5,387,157 | 1.36 | 11.35 | 4.24 |
| 2023-03-31 | 7,513,634 | 5,837,305 | 5,453,246 | 1.40 | 12.25 | 4.60 |
| 2023-06-30 | 7,554,470 | 5,936,504 | 5,503,847 | 1.47 | 12.71 | 4.59 |
| 2023-09-30 | 8,932,633 | 6,995,688 | 6,514,906 | 1.48 | 12.75 | 4.71 |
| 2023-12-31 | 8,870,356 | 7,216,460 | 6,600,625 | 1.49 | 12.59 | 4.67 |
| 2024-03-31 | 9,397,231 | 7,378,707 | 6,699,416 | 1.45 | 11.83 | 4.23 |
| 2024-06-30 | 9,619,064 | 7,376,694 | 6,804,834 | 1.41 | 11.61 | 4.17 |
| 2024-09-30 | 9,408,402 | 7,533,256 | 6,800,541 | 1.41 | 11.47 | 4.18 |
| 2024-12-31 | 9,477,985 | 7,495,784 | 6,812,034 | 1.39 | 11.28 | 4.18 |
| 2025-03-31 | 9,566,291 | 7,584,919 | 6,946,750 | 1.29 | 10.16 | 4.14 |
| 2025-06-30 | 9,700,910 | 7,843,422 | 7,246,142 | 1.33 | 10.36 | 4.29 |
| 2025-09-30 | 9,791,356 | 7,946,040 | 7,355,604 | 1.45 | 11.15 | 4.40 |
| 2025-12-31 | 9,630,743 | 7,687,930 | 7,414,156 | 1.47 | 11.13 | 4.47 |
| 2026-03-31 | 9,886,789 | 7,834,108 | 7,376,079 | 1.64 | 11.75 | 4.54 |
| 2026-06-30 | 9,909,436 | 7,904,656 | 7,452,068 | 1.69 | 12.03 | 4.53 |
55 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-04-01 | 1 | 592439 | 129732 |
| 2023-07-01 | 1 | 189745 | 129732 |
| 2019-05-01 | 1 | 2445052 | 129732 |
| 2018-06-01 | 1 | 2333298 | 129732 |
| 2016-10-15 | 1 | 2342160 | 129732 |
| 2013-06-29 | 1 | 23540 | 129732 |
| 2013-06-29 | 1 | 323035 | 129732 |
| 2013-06-29 | 1 | 383534 | 129732 |
| 2013-06-29 | 1 | 724847 | 129732 |
| 2011-03-31 | 1 | 281144 | 129732 |
| 2011-03-31 | 1 | 48730 | 129732 |
| 2011-03-31 | 1 | 3622533 | 129732 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.