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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-12-31 | 1,000,553 | 889,290 | 738,944 | 1.43 | 14.11 | 4.44 |
| 2017-03-31 | 1,043,540 | 920,632 | 789,387 | 2.99 | 28.64 | 4.29 |
| 2017-06-30 | 1,044,058 | 920,706 | 814,365 | 2.41 | 22.84 | 4.46 |
| 2017-09-30 | 1,049,995 | 919,890 | 850,922 | 2.43 | 22.59 | 5.00 |
| 2017-12-31 | 1,102,105 | 976,447 | 881,041 | 2.02 | 18.75 | 5.01 |
| 2018-03-31 | 1,163,475 | 1,029,994 | 901,938 | 2.18 | 20.23 | 5.43 |
| 2018-06-30 | 1,169,884 | 1,032,992 | 944,819 | 2.21 | 20.30 | 5.48 |
| 2018-09-30 | 1,238,465 | 1,093,913 | 957,969 | 2.34 | 21.32 | 5.59 |
| 2018-12-31 | 1,260,694 | 1,111,762 | 957,341 | 2.25 | 20.47 | 5.45 |
| 2019-03-31 | 1,305,648 | 1,150,405 | 971,769 | 1.98 | 17.64 | 5.00 |
| 2019-06-30 | 1,327,655 | 1,169,308 | 992,346 | 2.11 | 18.72 | 5.19 |
| 2019-09-30 | 1,440,469 | 1,275,063 | 1,042,660 | 2.08 | 18.56 | 5.10 |
| 2019-12-31 | 1,407,956 | 1,243,878 | 1,077,138 | 1.94 | 17.28 | 5.07 |
| 2020-03-31 | 1,450,947 | 1,282,486 | 1,116,310 | 1.92 | 16.86 | 4.85 |
| 2020-06-30 | 2,701,835 | 1,669,801 | 1,892,298 | 1.49 | 16.65 | 3.87 |
| 2020-09-30 | 2,770,902 | 1,791,787 | 1,995,167 | 1.43 | 17.65 | 3.56 |
| 2020-12-31 | 2,618,593 | 1,847,586 | 1,823,829 | 1.70 | 21.49 | 3.84 |
| 2021-03-31 | 2,641,620 | 1,999,166 | 2,043,307 | 1.99 | 26.94 | 4.08 |
| 2021-06-30 | 2,947,152 | 2,122,559 | 1,904,987 | 2.06 | 28.23 | 4.12 |
| 2021-09-30 | 2,883,925 | 2,255,109 | 1,802,151 | 2.17 | 29.33 | 4.24 |
| 2021-12-31 | 3,083,491 | 2,572,928 | 1,749,817 | 2.01 | 27.15 | 4.05 |
| 2022-03-31 | 3,078,774 | 2,658,661 | 1,756,809 | 1.57 | 20.83 | 3.43 |
| 2022-06-30 | 2,909,708 | 2,575,163 | 1,786,076 | 1.74 | 22.12 | 3.76 |
| 2022-09-30 | 2,977,599 | 2,665,759 | 1,785,863 | 1.84 | 22.69 | 3.90 |
| 2022-12-31 | 2,931,809 | 2,515,099 | 1,919,132 | 1.93 | 23.28 | 4.07 |
| 2023-03-31 | 2,867,585 | 2,551,309 | 2,011,767 | 2.07 | 21.89 | 4.70 |
| 2023-06-30 | 2,868,648 | 2,507,471 | 2,091,270 | 2.00 | 20.57 | 4.59 |
| 2023-09-30 | 2,891,994 | 2,555,878 | 2,168,698 | 1.99 | 19.94 | 4.56 |
| 2023-12-31 | 2,825,560 | 2,483,302 | 2,273,472 | 1.94 | 18.99 | 4.56 |
| 2024-03-31 | 2,901,492 | 2,548,890 | 2,306,480 | 1.76 | 15.66 | 4.36 |
| 2024-06-30 | 2,922,757 | 2,565,445 | 2,365,349 | 1.80 | 15.98 | 4.42 |
| 2024-09-30 | 3,136,378 | 2,769,455 | 2,394,883 | 1.88 | 16.80 | 4.39 |
| 2024-12-31 | 3,284,205 | 2,905,329 | 2,373,622 | 1.81 | 16.30 | 4.34 |
| 2025-03-31 | 3,336,843 | 2,951,542 | 2,434,644 | 1.64 | 15.26 | 3.95 |
| 2025-06-30 | 3,315,463 | 2,925,644 | 2,517,412 | 1.70 | 15.64 | 4.08 |
| 2025-09-30 | 3,587,093 | 3,184,341 | 2,561,346 | 1.77 | 16.38 | 4.15 |
| 2025-12-31 | 3,526,937 | 3,159,938 | 2,527,988 | 1.88 | 17.77 | 4.20 |
| 2026-03-31 | 3,497,348 | 3,119,198 | 2,601,309 | 1.84 | 18.59 | 4.24 |
| 2026-06-30 | 3,486,738 | 3,100,681 | 2,681,779 | 1.96 | 19.39 | 4.45 |
25 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2017-03-04 | 50 | 2908575 | 995076 |
| 2014-03-01 | 1 | 2488956 | 995076 |
| 2011-11-05 | 50 | 3008306 | 995076 |
| 2009-05-02 | 50 | 2913346 | 995076 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.