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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,545,740 | 1,160,313 | 1,342,451 | 0.79 | 6.64 | 3.43 |
| 2020-09-30 | 1,575,329 | 1,142,113 | 1,353,181 | 0.74 | 6.69 | 3.62 |
| 2020-12-31 | 1,578,574 | 1,198,707 | 1,223,626 | 0.40 | 3.62 | 3.66 |
| 2021-03-31 | 1,672,580 | 1,457,171 | 1,406,110 | 0.42 | 3.67 | 3.39 |
| 2021-06-30 | 1,777,204 | 1,564,544 | 1,276,806 | 0.54 | 4.85 | 3.63 |
| 2021-09-30 | 1,783,357 | 1,569,321 | 1,222,277 | 0.66 | 5.92 | 3.74 |
| 2021-12-31 | 2,259,329 | 1,975,933 | 1,493,091 | 0.66 | 5.84 | 3.88 |
| 2022-03-31 | 2,297,198 | 2,015,989 | 1,616,327 | 0.29 | 2.55 | 3.46 |
| 2022-06-30 | 2,319,213 | 2,034,075 | 1,757,486 | 0.13 | 1.15 | 3.73 |
| 2022-09-30 | 2,310,275 | 2,023,863 | 1,832,855 | 0.50 | 4.41 | 3.99 |
| 2022-12-31 | 2,282,934 | 1,935,082 | 1,889,701 | 0.76 | 6.57 | 4.20 |
| 2023-03-31 | 2,294,392 | 1,988,719 | 1,872,118 | 1.48 | 12.19 | 4.75 |
| 2023-06-30 | 2,314,934 | 1,982,826 | 1,891,913 | 1.35 | 11.00 | 4.60 |
| 2023-09-30 | 2,321,694 | 1,985,388 | 1,912,659 | 1.29 | 10.45 | 4.53 |
| 2023-12-31 | 2,359,231 | 1,947,143 | 1,942,222 | 1.17 | 9.37 | 4.45 |
| 2024-03-31 | 2,288,643 | 1,934,673 | 1,863,831 | 0.89 | 6.84 | 3.87 |
| 2024-06-30 | 2,291,655 | 1,938,655 | 1,860,811 | 0.49 | 3.72 | 3.94 |
| 2024-09-30 | 4,362,376 | 3,745,500 | 3,179,867 | -0.46 | -3.56 | 4.14 |
| 2024-12-31 | 4,030,569 | 3,402,857 | 3,105,805 | 0.26 | 1.91 | 4.51 |
| 2025-03-31 | 3,981,440 | 3,345,302 | 3,027,561 | 1.79 | 12.19 | 4.83 |
| 2025-06-30 | 3,952,515 | 3,327,316 | 2,956,538 | 1.66 | 11.29 | 4.82 |
| 2025-09-30 | 4,098,937 | 3,481,406 | 2,955,692 | 1.65 | 11.35 | 4.80 |
| 2025-12-31 | 4,030,860 | 3,390,316 | 3,024,644 | 1.66 | 11.37 | 4.79 |
| 2026-03-31 | 4,046,537 | 3,402,697 | 2,962,928 | 1.42 | 9.61 | 4.67 |
| 2026-06-30 | 4,022,876 | 3,363,122 | 3,075,721 | 1.45 | 9.68 | 4.75 |
14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-08-01 | 1 | 3614958 | 3076453 |
| 2021-10-02 | 1 | 3302312 | 3076453 |
| 2020-06-01 | 1 | 2854494 | 3076453 |
| 2018-08-01 | 1 | 3488980 | 3076453 |
| 2014-11-08 | 50 | 2704740 | 3076453 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.