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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-12-31 | 1,065,513 | 853,896 | 876,955 | 0.06 | 0.57 | 4.78 |
| 2020-03-31 | 1,185,412 | 965,235 | 884,477 | 0.85 | 8.52 | 4.40 |
| 2020-06-30 | 1,273,311 | 1,039,611 | 1,015,410 | 0.77 | 8.03 | 4.21 |
| 2020-09-30 | 1,243,375 | 1,031,653 | 1,030,104 | 0.82 | 8.57 | 4.24 |
| 2020-12-31 | 1,329,235 | 1,116,428 | 994,295 | 0.99 | 10.36 | 4.37 |
| 2021-03-31 | 1,359,097 | 1,167,930 | 1,079,869 | 1.45 | 15.71 | 4.00 |
| 2021-06-30 | 1,382,326 | 1,209,249 | 1,168,528 | 1.39 | 14.92 | 4.09 |
| 2021-09-30 | 1,474,186 | 1,319,364 | 1,211,442 | 1.42 | 15.29 | 4.25 |
| 2021-12-31 | 1,516,105 | 1,354,204 | 1,231,842 | 1.56 | 16.81 | 4.36 |
| 2022-03-31 | 1,545,278 | 1,377,176 | 1,269,720 | 1.75 | 18.65 | 4.68 |
| 2022-06-30 | 1,612,079 | 1,445,007 | 1,366,203 | 1.46 | 15.83 | 4.72 |
| 2022-09-30 | 1,726,841 | 1,534,705 | 1,475,795 | 1.50 | 16.49 | 4.86 |
| 2022-12-31 | 1,854,760 | 1,678,854 | 1,576,157 | 1.55 | 17.29 | 4.95 |
| 2023-03-31 | 1,966,357 | 1,587,039 | 1,602,358 | 1.94 | 22.68 | 4.83 |
| 2023-06-30 | 1,976,340 | 1,702,622 | 1,697,100 | 2.60 | 29.58 | 4.84 |
| 2023-09-30 | 2,073,698 | 1,772,363 | 1,745,128 | 2.30 | 25.82 | 4.81 |
| 2023-12-31 | 2,152,083 | 1,878,863 | 1,823,919 | 2.10 | 23.35 | 4.70 |
| 2024-03-31 | 2,187,253 | 1,907,684 | 1,882,682 | 1.50 | 15.93 | 4.38 |
| 2024-06-30 | 2,285,023 | 2,004,956 | 1,953,129 | 1.48 | 15.71 | 4.48 |
| 2024-09-30 | 2,385,519 | 2,110,509 | 1,987,903 | 1.56 | 16.40 | 4.52 |
| 2024-12-31 | 2,424,211 | 2,137,926 | 2,060,891 | 1.63 | 17.09 | 4.59 |
| 2025-03-31 | 2,482,525 | 2,195,430 | 2,054,282 | 1.79 | 18.01 | 4.73 |
| 2025-06-30 | 2,454,498 | 2,166,554 | 2,061,711 | 1.78 | 17.53 | 4.93 |
| 2025-09-30 | 2,576,074 | 2,276,413 | 2,053,140 | 1.72 | 16.73 | 4.90 |
| 2025-12-31 | 2,534,625 | 2,227,978 | 2,099,155 | 1.70 | 16.37 | 4.95 |
| 2026-03-31 | 2,693,463 | 2,375,837 | 2,111,324 | 1.91 | 17.62 | 5.20 |
| 2026-06-30 | 2,707,809 | 2,384,272 | 2,102,263 | 2.02 | 18.54 | 5.22 |
7 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-12-27 | 1 | 1401903 | 3545258 |
| 2013-04-03 | 1 | 3461488 | 3545258 |
| 2013-04-03 | 1 | 3961885 | 3545258 |
| 2011-11-17 | 1 | 3384934 | 3545258 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.