Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

CAMBRIDGE SAVINGS BANK

FDIC #17870 · MA · period 20260630

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Total assets3,249,736-5.80% YoY

Total deposits2,478,912-9.05% YoY

Net loans and leases2,469,827-9.03% YoY

Return on assets0.62%-2.23% YoY

Return on equity6.78%-0.88% YoY

Net interest margin2.95%-3.79% YoY

Peer position

Return on assets5thopportunity · n=902

Return on equity5thopportunity · n=894

Net interest margin10thopportunity · n=902

Equity to assets46thin line · n=894

Noncurrent loans21stopportunity · n=887

Liquid assets12thopportunity · n=895

Brokered deposits36thin line · n=890

Loans to deposits5thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	3,249,736	2,478,912	2,469,827	0.62	6.78	2.95
2016-06-30	3,408,440	2,537,940	2,626,495	0.59	6.56	2.91
2016-09-30	3,454,853	2,628,423	2,641,044	0.60	6.64	2.93
2016-12-31	3,405,811	2,647,383	2,646,709	0.63	6.94	2.97
2017-03-31	3,449,817	2,725,629	2,714,917	0.63	6.84	3.06
2017-06-30	3,549,793	2,704,202	2,776,615	0.70	7.64	3.12
2017-09-30	3,585,861	2,735,872	2,763,414	0.75	8.07	3.18
2017-12-31	3,658,330	2,694,451	2,831,020	0.60	6.49	3.20
2018-03-31	3,668,500	2,745,283	2,848,379	0.85	9.31	3.28
2018-06-30	3,693,752	2,827,353	2,874,453	0.91	9.90	3.32
2018-09-30	3,815,458	2,902,764	2,956,315	0.97	10.41	3.34
2018-12-31	3,881,689	2,981,112	3,007,028	1.01	10.80	3.34
2019-03-31	3,965,646	2,942,745	3,087,760	0.96	9.75	3.32
2019-06-30	4,118,359	3,046,550	3,121,768	0.97	9.90	3.28
2019-09-30	4,125,490	3,133,167	3,203,860	0.96	9.67	3.25
2019-12-31	4,297,767	3,153,346	3,359,427	0.95	9.63	3.21
2020-03-31	4,461,515	3,313,832	3,480,268	0.61	6.17	3.07
2020-06-30	5,075,233	4,057,142	4,030,537	0.49	5.24	3.02
2020-09-30	5,194,891	4,023,459	4,147,429	0.60	6.55	3.02
2020-12-31	5,187,820	4,082,815	3,997,230	0.72	7.84	3.06
2021-03-31	5,196,447	4,333,466	4,016,360	1.02	11.29	3.03
2021-06-30	5,244,140	4,447,688	4,114,981	0.95	10.36	3.02
2021-09-30	5,350,980	4,522,210	4,119,261	0.94	10.23	3.04
2021-12-31	5,339,773	4,443,661	4,197,424	0.90	9.71	3.08
2022-03-31	5,380,599	4,530,722	4,186,776	0.69	7.36	3.12
2022-06-30	5,693,885	4,429,464	4,483,355	0.79	8.54	3.16
2022-09-30	6,144,159	4,667,580	4,912,339	0.87	9.49	3.23
2022-12-31	6,474,352	4,791,991	5,272,622	0.87	9.65	3.24
2023-03-31	6,683,221	5,118,895	5,375,361	0.60	7.05	2.90
2023-06-30	6,734,104	5,107,902	5,505,115	0.54	6.29	2.78
2023-09-30	6,936,582	5,243,554	5,659,186	0.51	6.01	2.69
2023-12-31	6,868,896	5,378,215	5,631,406	0.41	4.77	2.64
2024-03-31	6,972,580	5,498,458	5,720,577	0.35	3.97	2.40
2024-06-30	7,083,660	5,581,059	5,813,717	0.37	4.20	2.36
2024-09-30	6,972,551	5,559,161	5,746,960	0.33	3.72	2.36
2024-12-31	6,876,590	5,440,652	5,683,453	0.35	3.95	2.39
2025-03-31	6,843,697	5,486,108	5,633,575	0.37	3.99	2.73
2025-06-30	6,917,422	5,410,378	5,717,249	0.47	5.05	2.72
2025-09-30	6,950,279	5,454,508	5,734,047	1.09	11.55	2.75
2025-12-31	6,937,271	5,570,103	5,662,533	0.97	10.14	2.78
2026-03-31	6,912,673	5,516,825	5,676,184	0.32	3.12	2.80
2026-06-30	6,980,671	5,350,448	5,763,142	0.36	3.53	2.80

Structure and branch footprint

21 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2020-06-01	1	338178	758703
1991-09-21	50	315405	758703
1971-06-10	1	741705	758703

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.