Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,285,164 | 1,907,441 | 1,836,608 | 0.98 | 11.11 | 3.54 |
| 2016-06-30 | 2,345,879 | 1,956,486 | 1,874,042 | 1.00 | 11.26 | 3.54 |
| 2016-09-30 | 2,401,295 | 2,014,495 | 1,926,919 | 1.01 | 11.55 | 3.52 |
| 2016-12-31 | 2,451,408 | 2,063,151 | 1,940,944 | 1.01 | 11.62 | 3.51 |
| 2017-03-31 | 2,609,267 | 2,169,690 | 1,970,640 | 1.05 | 12.63 | 3.36 |
| 2017-06-30 | 2,580,911 | 2,131,695 | 2,044,210 | 1.03 | 12.38 | 3.36 |
| 2017-09-30 | 2,591,464 | 2,147,859 | 2,080,259 | 1.05 | 12.57 | 3.40 |
| 2017-12-31 | 2,643,264 | 2,158,200 | 2,139,594 | 0.91 | 10.89 | 3.43 |
| 2018-03-31 | 2,685,837 | 2,204,908 | 2,179,758 | 1.35 | 15.44 | 3.52 |
| 2018-06-30 | 2,779,828 | 2,238,622 | 2,259,716 | 1.32 | 14.98 | 3.54 |
| 2018-09-30 | 2,819,674 | 2,223,826 | 2,292,228 | 1.49 | 16.77 | 3.59 |
| 2018-12-31 | 2,848,430 | 2,249,941 | 2,306,711 | 1.39 | 15.40 | 3.61 |
| 2019-03-31 | 2,932,114 | 2,385,116 | 2,325,972 | 1.46 | 15.57 | 3.61 |
| 2019-06-30 | 2,925,682 | 2,345,630 | 2,393,113 | 1.52 | 15.90 | 3.64 |
| 2019-09-30 | 2,978,215 | 2,396,881 | 2,422,266 | 1.50 | 15.65 | 3.65 |
| 2019-12-31 | 2,998,725 | 2,395,756 | 2,442,762 | 1.40 | 14.45 | 3.66 |
| 2020-03-31 | 3,149,346 | 2,483,108 | 2,486,391 | 1.11 | 11.48 | 3.53 |
| 2020-06-30 | 3,515,417 | 2,879,993 | 2,902,697 | 1.02 | 10.86 | 3.44 |
| 2020-09-30 | 3,598,624 | 2,935,991 | 3,001,853 | 1.10 | 11.91 | 3.33 |
| 2020-12-31 | 3,631,802 | 2,984,821 | 2,968,683 | 1.22 | 13.28 | 3.40 |
| 2021-03-31 | 3,894,956 | 3,302,766 | 3,063,655 | 1.97 | 22.38 | 3.35 |
| 2021-06-30 | 3,955,072 | 3,297,219 | 3,136,251 | 1.42 | 16.25 | 3.37 |
| 2021-09-30 | 4,057,834 | 3,449,977 | 3,131,444 | 1.35 | 15.54 | 3.42 |
| 2021-12-31 | 4,151,137 | 3,537,051 | 3,162,776 | 1.10 | 12.74 | 3.40 |
| 2022-03-31 | 4,383,640 | 3,774,353 | 3,212,311 | 1.16 | 14.57 | 3.38 |
| 2022-06-30 | 4,605,966 | 3,827,469 | 3,345,803 | 1.11 | 14.23 | 3.36 |
| 2022-09-30 | 4,717,202 | 3,771,760 | 3,415,645 | 1.11 | 14.62 | 3.39 |
| 2022-12-31 | 4,739,658 | 3,777,679 | 3,442,006 | 1.09 | 14.48 | 3.36 |
| 2023-03-31 | 4,839,108 | 3,791,307 | 3,532,129 | 0.97 | 13.34 | 3.01 |
| 2023-06-30 | 4,906,905 | 3,603,000 | 3,652,551 | 1.07 | 14.59 | 2.99 |
| 2023-09-30 | 4,921,721 | 3,659,881 | 3,681,415 | 0.98 | 13.46 | 2.96 |
| 2023-12-31 | 4,873,001 | 3,598,816 | 3,669,795 | 0.96 | 13.02 | 2.94 |
| 2024-03-31 | 4,935,418 | 3,727,497 | 3,673,020 | 0.76 | 9.91 | 2.77 |
| 2024-06-30 | 4,932,127 | 3,709,016 | 3,710,722 | 0.87 | 11.13 | 2.80 |
| 2024-09-30 | 4,952,262 | 3,722,493 | 3,718,986 | 0.91 | 11.58 | 2.88 |
| 2024-12-31 | 5,047,064 | 4,011,062 | 3,769,957 | 0.94 | 11.96 | 2.95 |
| 2025-03-31 | 5,147,134 | 4,159,178 | 3,761,355 | 1.13 | 13.94 | 3.17 |
| 2025-06-30 | 5,178,866 | 4,174,794 | 3,863,045 | 1.11 | 13.59 | 3.22 |
| 2025-09-30 | 5,258,602 | 4,241,614 | 3,851,750 | 1.17 | 14.26 | 3.28 |
| 2025-12-31 | 5,315,449 | 4,384,014 | 3,888,042 | 1.15 | 13.90 | 3.33 |
| 2026-03-31 | 5,456,717 | 4,520,657 | 3,942,021 | 1.34 | 15.62 | 3.50 |
| 2026-06-30 | 5,405,882 | 4,555,620 | 4,048,976 | 1.27 | 14.71 | 3.53 |
28 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1967-12-15 | 1 | 919607 | 161602 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.