Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

CAPE ANN SAVINGS BANK

FDIC #90203 · MA · period 20260630

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Total assets1,004,365-6.11% YoY

Total deposits761,125-5.43% YoY

Net loans and leases678,037-7.07% YoY

Return on assets1.16%-32.37% YoY

Return on equity5.98%-29.81% YoY

Net interest margin1.79%-35.54% YoY

Peer position

Return on assets79thstrength · n=902

Return on equity23rdopportunity · n=894

Net interest margin9thopportunity · n=902

Equity to assets98thstrength · n=894

Noncurrent loans45thin line · n=887

Liquid assets41stin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits40thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2024-09-30	1,004,365	761,125	678,037	1.16	5.98	1.79
2025-09-30	1,030,856	773,024	711,982	1.36	6.81	2.39
2025-12-31	1,039,087	782,657	720,048	1.09	5.46	2.46
2026-03-31	1,054,606	793,527	717,751	1.22	6.06	2.75
2026-06-30	1,069,781	804,819	729,600	1.72	8.52	2.78

Structure and branch footprint

4 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2015-01-17	1	198103	627108

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.