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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,885,956 | 2,385,186 | 2,453,108 | 0.68 | 7.51 | 3.05 |
| 2016-06-30 | 3,015,422 | 2,450,272 | 2,530,885 | 0.64 | 7.09 | 3.04 |
| 2016-09-30 | 3,044,481 | 2,490,997 | 2,559,399 | 0.66 | 7.31 | 3.04 |
| 2016-12-31 | 3,117,352 | 2,480,876 | 2,628,212 | 0.66 | 7.26 | 3.04 |
| 2017-03-31 | 3,117,903 | 2,544,465 | 2,609,655 | 0.74 | 8.18 | 3.03 |
| 2017-06-30 | 3,142,523 | 2,604,510 | 2,637,716 | 0.73 | 7.97 | 3.07 |
| 2017-09-30 | 3,150,312 | 2,664,004 | 2,525,076 | 0.75 | 8.20 | 3.10 |
| 2017-12-31 | 3,228,279 | 2,650,416 | 2,638,922 | 0.66 | 7.20 | 3.10 |
| 2018-03-31 | 3,272,875 | 2,695,186 | 2,693,246 | 0.74 | 8.03 | 3.12 |
| 2018-06-30 | 3,376,653 | 2,775,517 | 2,793,112 | 0.71 | 7.69 | 3.13 |
| 2018-09-30 | 3,419,993 | 2,801,160 | 2,829,729 | 0.74 | 8.01 | 3.15 |
| 2018-12-31 | 3,425,994 | 2,819,260 | 2,788,814 | 0.73 | 7.96 | 3.16 |
| 2019-03-31 | 3,467,286 | 2,860,929 | 2,853,870 | 0.74 | 7.78 | 3.14 |
| 2019-06-30 | 3,525,307 | 2,991,927 | 2,940,573 | 0.72 | 7.56 | 3.13 |
| 2019-09-30 | 3,617,824 | 3,031,387 | 3,011,751 | 0.74 | 7.76 | 3.14 |
| 2019-12-31 | 3,658,361 | 3,054,518 | 3,022,429 | 0.76 | 7.93 | 3.13 |
| 2020-03-31 | 3,728,011 | 3,097,066 | 3,121,573 | 0.57 | 5.84 | 3.09 |
| 2020-06-30 | 3,988,266 | 3,468,900 | 3,269,315 | 0.68 | 7.12 | 3.13 |
| 2020-09-30 | 4,172,702 | 3,696,173 | 3,278,120 | 0.80 | 8.47 | 3.16 |
| 2020-12-31 | 4,280,740 | 3,753,612 | 3,284,341 | 0.82 | 8.56 | 3.19 |
| 2021-03-31 | 4,464,646 | 3,974,404 | 3,402,072 | 1.23 | 12.30 | 3.01 |
| 2021-06-30 | 4,625,603 | 4,130,412 | 3,449,023 | 1.28 | 12.79 | 3.01 |
| 2021-09-30 | 4,792,923 | 4,302,241 | 3,446,426 | 1.16 | 11.70 | 3.00 |
| 2021-12-31 | 4,615,911 | 4,114,881 | 3,584,779 | 1.08 | 10.79 | 3.02 |
| 2022-03-31 | 4,699,185 | 4,214,860 | 3,732,717 | 0.73 | 7.19 | 3.07 |
| 2022-06-30 | 4,876,081 | 4,277,921 | 4,070,080 | 0.80 | 8.04 | 3.16 |
| 2022-09-30 | 5,062,170 | 4,382,190 | 4,296,760 | 0.84 | 8.60 | 3.24 |
| 2022-12-31 | 5,272,127 | 4,168,916 | 4,476,129 | 0.84 | 8.64 | 3.16 |
| 2023-03-31 | 5,425,832 | 4,350,732 | 4,579,743 | 0.36 | 3.90 | 2.38 |
| 2023-06-30 | 5,508,302 | 4,376,331 | 4,655,269 | 0.44 | 4.79 | 2.37 |
| 2023-09-30 | 5,506,373 | 4,472,672 | 4,664,452 | 0.46 | 5.05 | 2.40 |
| 2023-12-31 | 5,545,468 | 4,424,179 | 4,687,336 | 0.48 | 5.27 | 2.39 |
| 2024-03-31 | 5,611,253 | 4,361,284 | 4,737,565 | 0.33 | 3.52 | 2.15 |
| 2024-06-30 | 5,751,077 | 4,424,291 | 4,746,409 | 0.39 | 4.26 | 2.17 |
| 2024-09-30 | 5,751,782 | 4,645,056 | 4,773,588 | 0.46 | 4.96 | 2.26 |
| 2024-12-31 | 5,708,025 | 4,434,055 | 4,734,040 | 0.49 | 5.25 | 2.30 |
| 2025-03-31 | 5,566,583 | 4,390,641 | 4,562,380 | 0.62 | 6.45 | 2.54 |
| 2025-06-30 | 5,636,319 | 4,499,657 | 4,580,648 | 0.64 | 6.56 | 2.60 |
| 2025-09-30 | 5,700,205 | 4,651,329 | 4,542,915 | 0.70 | 7.11 | 2.67 |
| 2025-12-31 | 5,600,777 | 4,467,044 | 4,500,317 | 0.70 | 7.08 | 2.73 |
| 2026-03-31 | 5,459,093 | 4,396,455 | 4,398,715 | 0.70 | 6.68 | 2.76 |
| 2026-06-30 | 5,619,396 | 4,563,770 | 4,347,345 | 0.74 | 7.00 | 2.78 |
23 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1972-11-01 | 1 | 768104 | 664206 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.