CAPITAL BANK NATIONAL ASSN

FDIC #35278 · MD · period 20260630

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Total assets1,015,359-5.50% YoY

Total deposits905,208-5.64% YoY

Net loans and leases894,031-8.57% YoY

Return on assets0.77%-39.22% YoY

Return on equity8.78%-39.99% YoY

Net interest margin5.25%-7.74% YoY

Peer position

Return on assets49thin line · n=902

Return on equity62ndin line · n=894

Net interest margin97thstrength · n=902

Equity to assets24thopportunity · n=894

Noncurrent loans8thopportunity · n=887

Liquid assets32ndin line · n=895

Brokered deposits28thopportunity · n=890

Loans to deposits43rdin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2017-12-31	1,015,359	905,208	894,031	0.77	8.78	5.25
2018-03-31	1,009,730	897,742	899,684	1.25	14.52	5.89
2018-06-30	1,062,095	940,224	929,024	1.26	14.62	5.73
2018-09-30	1,064,612	912,176	955,810	1.25	14.44	5.71
2018-12-31	1,074,501	959,277	977,839	1.27	14.63	5.70
2019-03-31	1,088,238	969,536	983,985	1.20	13.50	5.53
2019-06-30	1,197,799	1,038,954	1,057,502	1.28	14.64	5.66
2019-09-30	1,274,136	1,113,902	1,159,711	1.31	15.26	5.76
2019-12-31	1,396,934	1,228,435	1,197,933	1.34	15.74	5.64
2020-03-31	1,474,696	1,303,741	1,214,880	0.77	9.54	4.97
2020-06-30	1,789,500	1,610,352	1,508,495	0.95	12.36	4.71
2020-09-30	1,845,852	1,664,110	1,562,432	1.29	17.17	4.83
2020-12-31	1,847,097	1,655,641	1,572,815	1.51	20.19	5.08
2021-03-31	2,057,424	1,863,751	1,582,721	1.82	25.25	5.08
2021-06-30	2,120,225	1,923,611	1,589,292	1.82	25.25	5.26
2021-09-30	2,128,852	1,921,300	1,554,748	1.91	26.18	5.60
2021-12-31	2,014,131	1,798,124	1,583,097	1.92	25.56	5.87
2022-03-31	2,079,378	1,864,676	1,526,755	1.89	23.01	6.68
2022-06-30	2,108,330	1,890,395	1,563,579	2.01	24.54	6.82
2022-09-30	1,959,555	1,738,129	1,582,413	2.07	24.63	7.07
2022-12-31	2,069,955	1,758,365	1,659,776	1.96	23.14	7.06
2023-03-31	2,191,588	1,945,757	1,719,591	1.74	19.79	6.63
2023-06-30	2,174,128	1,937,132	1,768,854	1.49	16.85	6.65
2023-09-30	2,224,348	1,974,239	1,792,810	1.56	17.46	6.70
2023-12-31	2,176,502	1,900,230	1,836,060	1.56	17.07	6.67
2024-03-31	2,276,154	2,010,294	1,899,769	1.12	11.48	6.45
2024-06-30	2,389,412	2,104,343	1,962,915	1.24	12.82	6.49
2024-09-30	2,499,981	2,190,316	2,048,943	1.28	13.41	6.46
2024-12-31	3,141,986	2,774,613	2,556,305	1.22	12.91	6.38
2025-03-31	3,284,789	2,904,226	2,618,749	1.52	16.29	5.99
2025-06-30	3,327,352	2,954,775	2,668,701	1.46	15.62	6.02
2025-09-30	3,328,022	2,935,519	2,744,629	1.49	15.78	6.21
2025-12-31	3,547,608	3,105,079	2,887,596	1.51	15.95	6.16
2026-03-31	3,756,419	3,314,017	2,950,160	1.16	12.56	5.64
2026-06-30	3,837,265	3,392,888	3,018,460	1.24	13.52	5.64

Structure and branch footprint

8 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2024-10-01	1	857576	2808602
2013-05-11	50	3640854	2808602
2012-01-21	50	496377	2808602
2011-08-19	50	476276	2808602

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.