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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,770,591 | 2,311,136 | 1,503,696 | 0.29 | 2.43 | 3.20 |
| 2016-06-30 | 2,745,670 | 2,337,812 | 1,518,843 | 0.35 | 2.93 | 3.23 |
| 2016-09-30 | 2,731,451 | 2,331,449 | 1,554,278 | 0.39 | 3.29 | 3.25 |
| 2016-12-31 | 2,823,693 | 2,426,082 | 1,558,745 | 0.39 | 3.31 | 3.26 |
| 2017-03-31 | 2,873,669 | 2,476,378 | 1,579,121 | 0.47 | 4.11 | 3.19 |
| 2017-06-30 | 2,792,908 | 2,394,941 | 1,616,167 | 0.52 | 4.50 | 3.28 |
| 2017-09-30 | 2,768,741 | 2,373,472 | 1,624,799 | 0.59 | 5.07 | 3.36 |
| 2017-12-31 | 2,882,576 | 2,492,481 | 1,645,002 | 0.51 | 4.40 | 3.38 |
| 2018-03-31 | 2,908,599 | 2,528,286 | 1,653,482 | 0.89 | 7.88 | 3.46 |
| 2018-06-30 | 2,864,143 | 2,492,199 | 1,719,158 | 0.91 | 7.98 | 3.55 |
| 2018-09-30 | 2,802,851 | 2,417,680 | 1,767,832 | 0.92 | 8.02 | 3.65 |
| 2018-12-31 | 2,942,070 | 2,557,757 | 1,766,884 | 1.01 | 8.77 | 3.69 |
| 2019-03-31 | 3,034,673 | 2,646,763 | 1,787,542 | 0.94 | 8.18 | 3.80 |
| 2019-06-30 | 2,994,817 | 2,599,037 | 1,830,474 | 1.00 | 8.65 | 3.88 |
| 2019-09-30 | 2,911,804 | 2,514,595 | 1,826,508 | 1.07 | 9.11 | 3.94 |
| 2019-12-31 | 3,080,900 | 2,681,655 | 1,831,533 | 1.11 | 9.48 | 3.92 |
| 2020-03-31 | 3,077,048 | 2,586,839 | 1,923,902 | 0.61 | 5.25 | 3.80 |
| 2020-06-30 | 3,490,454 | 2,998,563 | 2,076,330 | 0.88 | 7.90 | 3.60 |
| 2020-09-30 | 3,578,040 | 3,057,562 | 2,091,585 | 1.00 | 9.24 | 3.47 |
| 2020-12-31 | 3,789,776 | 3,261,592 | 2,096,649 | 0.98 | 9.32 | 3.34 |
| 2021-03-31 | 3,924,301 | 3,402,810 | 2,117,782 | 1.06 | 11.87 | 2.83 |
| 2021-06-30 | 4,000,591 | 3,478,260 | 2,067,308 | 0.95 | 10.49 | 2.88 |
| 2021-09-30 | 4,038,388 | 3,503,343 | 1,996,961 | 0.99 | 10.83 | 2.94 |
| 2021-12-31 | 4,253,359 | 3,752,192 | 1,962,391 | 0.91 | 9.76 | 2.85 |
| 2022-03-31 | 4,300,017 | 3,812,292 | 2,014,128 | 0.59 | 6.21 | 2.58 |
| 2022-06-30 | 4,344,830 | 3,838,748 | 2,238,775 | 0.66 | 7.10 | 2.75 |
| 2022-09-30 | 4,322,846 | 3,817,752 | 2,370,199 | 0.77 | 8.36 | 2.98 |
| 2022-12-31 | 4,513,488 | 3,993,372 | 2,549,524 | 0.82 | 8.96 | 3.18 |
| 2023-03-31 | 4,394,963 | 3,884,045 | 2,658,815 | 1.30 | 14.13 | 4.02 |
| 2023-06-30 | 4,385,407 | 3,851,233 | 2,699,929 | 1.31 | 14.05 | 4.03 |
| 2023-09-30 | 4,134,167 | 3,610,491 | 2,710,111 | 1.29 | 13.50 | 4.07 |
| 2023-12-31 | 4,298,014 | 3,765,345 | 2,732,188 | 1.27 | 13.12 | 4.07 |
| 2024-03-31 | 4,253,594 | 3,723,559 | 2,726,548 | 1.23 | 11.85 | 3.99 |
| 2024-06-30 | 4,219,288 | 3,684,337 | 2,685,026 | 1.33 | 12.62 | 4.07 |
| 2024-09-30 | 4,217,117 | 3,660,205 | 2,684,511 | 1.33 | 12.49 | 4.13 |
| 2024-12-31 | 4,325,392 | 3,750,801 | 2,650,971 | 1.35 | 12.53 | 4.16 |
| 2025-03-31 | 4,460,571 | 3,870,953 | 2,652,477 | 1.55 | 14.02 | 4.21 |
| 2025-06-30 | 4,392,241 | 3,790,804 | 2,620,809 | 1.51 | 13.49 | 4.29 |
| 2025-09-30 | 4,325,546 | 3,710,727 | 2,576,009 | 1.49 | 13.15 | 4.34 |
| 2025-12-31 | 4,383,270 | 3,755,780 | 2,536,812 | 1.46 | 12.74 | 4.35 |
| 2026-03-31 | 4,450,684 | 3,837,865 | 2,512,493 | 1.50 | 12.74 | 4.27 |
| 2026-06-30 | 4,447,362 | 3,817,144 | 2,503,142 | 1.52 | 12.85 | 4.33 |
67 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-05-21 | 1 | 294331 | 876634 |
| 2004-10-16 | 1 | 57134 | 876634 |
| 2004-03-20 | 1 | 778532 | 876634 |
| 2001-11-03 | 1 | 173838 | 876634 |
| 2001-03-03 | 1 | 30632 | 876634 |
| 1997-10-18 | 1 | 123338 | 876634 |
| 1997-10-18 | 1 | 113535 | 876634 |
| 1997-10-18 | 1 | 289832 | 876634 |
| 1996-12-07 | 1 | 830270 | 876634 |
| 1995-01-01 | 1 | 269834 | 876634 |
| 1995-01-01 | 1 | 70030 | 876634 |
| 1995-01-01 | 1 | 717933 | 876634 |
| 1995-01-01 | 1 | 51235 | 876634 |
| 1995-01-01 | 1 | 72137 | 876634 |
| 1995-01-01 | 1 | 55439 | 876634 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.