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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 271,187,531 | 208,821,499 | 150,755,875 | 0.54 | 4.08 | 3.77 |
| 2016-06-30 | 278,660,795 | 208,476,378 | 153,396,652 | 0.54 | 4.08 | 3.75 |
| 2016-09-30 | 279,255,268 | 211,020,552 | 154,158,291 | 0.52 | 3.97 | 3.77 |
| 2016-12-31 | 286,080,320 | 217,468,211 | 156,915,895 | 0.47 | 3.63 | 3.78 |
| 2017-03-31 | 282,071,109 | 224,466,113 | 155,833,282 | 0.70 | 5.52 | 3.90 |
| 2017-06-30 | 280,231,798 | 221,179,743 | 157,047,806 | 0.73 | 5.61 | 3.96 |
| 2017-09-30 | 290,965,143 | 220,068,493 | 158,265,053 | 0.72 | 5.53 | 4.02 |
| 2017-12-31 | 290,651,177 | 224,963,305 | 155,768,094 | 0.42 | 3.22 | 4.04 |
| 2018-03-31 | 289,877,587 | 235,874,014 | 155,044,415 | 1.00 | 7.68 | 4.00 |
| 2018-06-30 | 289,992,852 | 233,395,251 | 140,720,757 | 1.29 | 9.75 | 4.00 |
| 2018-09-30 | 290,449,980 | 233,294,443 | 142,364,095 | 1.14 | 8.60 | 4.01 |
| 2018-12-31 | 304,657,685 | 238,190,056 | 145,275,378 | 1.00 | 7.60 | 3.98 |
| 2019-03-31 | 306,750,800 | 247,954,754 | 143,711,693 | 0.93 | 7.05 | 3.84 |
| 2019-06-30 | 311,287,930 | 249,355,393 | 145,477,623 | 1.02 | 7.65 | 3.83 |
| 2019-09-30 | 318,177,499 | 253,395,879 | 148,108,727 | 0.93 | 6.97 | 3.75 |
| 2019-12-31 | 328,999,040 | 256,824,511 | 158,920,709 | 0.81 | 6.11 | 3.74 |
| 2020-03-31 | 339,215,513 | 266,706,742 | 161,806,995 | -0.52 | -4.01 | 3.71 |
| 2020-06-30 | 363,709,337 | 304,254,625 | 157,576,288 | -0.45 | -3.62 | 3.51 |
| 2020-09-30 | 360,261,172 | 300,756,216 | 158,517,351 | 0.17 | 1.38 | 3.46 |
| 2020-12-31 | 363,521,558 | 303,536,222 | 159,256,599 | 0.39 | 3.21 | 3.48 |
| 2021-03-31 | 369,908,480 | 306,686,711 | 157,058,325 | 1.48 | 12.85 | 3.47 |
| 2021-06-30 | 369,046,976 | 306,941,087 | 163,238,909 | 1.53 | 13.30 | 3.49 |
| 2021-09-30 | 372,048,692 | 305,170,226 | 171,457,166 | 1.45 | 12.69 | 3.51 |
| 2021-12-31 | 381,299,804 | 316,873,931 | 179,405,665 | 1.34 | 11.94 | 3.52 |
| 2022-03-31 | 385,291,041 | 317,854,300 | 179,951,320 | 1.01 | 9.82 | 3.44 |
| 2022-06-30 | 388,439,751 | 313,955,549 | 188,863,348 | 0.85 | 8.46 | 3.50 |
| 2022-09-30 | 391,805,186 | 322,059,572 | 192,402,081 | 0.78 | 8.07 | 3.55 |
| 2022-12-31 | 453,313,240 | 355,083,771 | 299,293,315 | 1.52 | 14.24 | 6.14 |
| 2023-03-31 | 469,431,665 | 371,766,972 | 294,881,478 | 0.89 | 8.21 | 7.09 |
| 2023-06-30 | 464,953,798 | 367,947,122 | 297,888,847 | 1.09 | 10.06 | 7.04 |
| 2023-09-30 | 468,779,830 | 373,754,840 | 300,566,766 | 1.27 | 11.84 | 7.11 |
| 2023-12-31 | 475,628,639 | 374,160,480 | 306,029,642 | 1.12 | 10.37 | 7.15 |
| 2024-03-31 | 478,877,080 | 374,210,004 | 301,404,991 | 1.16 | 10.43 | 7.17 |
| 2024-06-30 | 477,304,264 | 372,581,242 | 302,344,402 | 0.87 | 7.79 | 7.20 |
| 2024-09-30 | 483,857,284 | 380,007,408 | 303,804,378 | 1.11 | 9.68 | 7.34 |
| 2024-12-31 | 487,192,523 | 385,442,165 | 311,719,645 | 1.09 | 9.53 | 7.41 |
| 2025-03-31 | 490,573,279 | 388,747,598 | 308,385,328 | 1.26 | 10.72 | 7.46 |
| 2025-06-30 | 648,909,392 | 497,464,178 | 423,694,917 | -0.96 | -7.37 | 7.60 |
| 2025-09-30 | 652,138,082 | 498,961,454 | 428,674,115 | 0.19 | 1.43 | 8.15 |
| 2025-12-31 | 658,464,240 | 504,752,862 | 430,973,294 | 0.55 | 3.93 | 8.35 |
| 2026-03-31 | 672,010,000 | 520,795,000 | 424,310,000 | 1.39 | 9.51 | 8.35 |
| 2026-06-30 | 662,157,000 | 512,600,000 | 434,466,000 | 1.67 | 11.35 | 8.47 |
252 current branch locations across 9 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-05-18 | 1 | 30810 | 112837 |
| 2022-10-01 | 1 | 2253891 | 112837 |
| 2022-10-01 | 1 | 4734059 | 112837 |
| 2022-10-01 | 1 | 3306628 | 112837 |
| 2012-11-01 | 1 | 2933616 | 112837 |
| 2011-05-01 | 1 | 2323927 | 112837 |
| 2011-04-01 | 1 | 2873543 | 112837 |
| 2009-07-30 | 1 | 686477 | 112837 |
| 2008-03-08 | 1 | 110404 | 112837 |
| 2007-08-01 | 1 | 332907 | 112837 |
| 2007-07-01 | 1 | 2478407 | 112837 |
| 2004-05-13 | 1 | 75576 | 112837 |
| 1999-05-21 | 1 | 2794004 | 112837 |
| 1999-03-08 | 1 | 325758 | 112837 |
| 1999-01-01 | 1 | 472764 | 112837 |
| 1998-07-01 | 1 | 189053 | 112837 |
| 1998-02-01 | 1 | 368634 | 112837 |
| 1998-01-01 | 1 | 938158 | 112837 |
| 1996-10-01 | 1 | 466736 | 112837 |
| 1996-08-26 | 1 | 227535 | 112837 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.