Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

CAPITOL FEDERAL SAVINGS BANK

FDIC #27981 · KS · period 20260630

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Total assets9,335,181+0.74% YoY

Total deposits5,269,745-3.11% YoY

Net loans and leases6,769,194-5.90% YoY

Return on assets0.93%-0.71% YoY

Return on equity6.76%-3.15% YoY

Net interest margin2.20%-1.41% YoY

Peer position

Return on assets24thopportunity · n=902

Return on equity26thopportunity · n=894

Net interest margin4thopportunity · n=902

Equity to assets45thin line · n=894

Noncurrent loans42ndin line · n=887

Liquid assets5thopportunity · n=895

Brokered deposits100thstrength · n=890

Loans to deposits3rdopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	9,335,181	5,269,745	6,769,194	0.93	6.76	2.20
2016-06-30	9,263,895	5,236,912	6,839,123	0.91	6.66	2.18
2016-09-30	9,284,177	5,352,615	6,958,024	0.90	6.65	2.17
2016-12-31	9,163,042	5,324,593	7,071,410	0.90	6.64	2.17
2017-03-31	9,266,599	5,438,887	7,193,721	0.94	6.98	2.23
2017-06-30	9,125,233	5,435,796	7,240,594	0.94	6.99	2.24
2017-09-30	9,211,546	5,513,764	7,195,490	0.92	6.93	2.25
2017-12-31	9,009,287	5,403,305	7,191,465	1.04	7.81	2.26
2018-03-31	9,134,571	5,536,742	7,201,273	1.03	7.73	2.33
2018-06-30	9,073,679	5,510,423	7,240,432	1.02	7.68	2.31
2018-09-30	9,462,608	5,826,729	7,514,863	0.98	7.49	2.29
2018-12-31	9,321,162	5,696,209	7,527,725	1.00	7.63	2.31
2019-03-31	9,552,356	5,872,423	7,572,699	1.04	8.08	2.35
2019-06-30	9,309,254	5,759,395	7,508,596	1.01	7.88	2.35
2019-09-30	9,358,475	5,796,873	7,417,131	0.99	7.77	2.32
2019-12-31	9,255,666	5,727,631	7,431,311	0.98	7.73	2.29
2020-03-31	9,385,483	5,952,994	7,477,465	0.18	1.46	2.23
2020-06-30	9,580,364	6,228,464	7,389,303	0.50	4.08	2.15
2020-09-30	9,508,490	6,369,519	7,203,268	0.59	4.82	2.12
2020-12-31	9,626,153	6,533,536	7,006,088	0.65	5.24	2.07
2021-03-31	9,718,109	6,810,125	6,974,188	0.85	7.02	1.89
2021-06-30	9,671,981	6,795,862	7,034,994	0.80	6.74	1.88
2021-09-30	9,651,994	6,770,897	7,081,686	0.79	6.71	1.92
2021-12-31	9,624,571	6,775,084	7,098,043	0.82	7.02	1.94
2022-03-31	9,548,598	6,782,233	7,109,657	0.91	8.03	2.08
2022-06-30	9,497,601	6,503,284	7,237,645	0.90	8.14	2.15
2022-09-30	9,644,228	6,403,106	7,464,835	0.87	8.08	2.17
2022-12-31	9,950,802	6,186,788	7,786,512	0.81	7.73	2.12
2023-03-31	10,098,222	6,279,437	7,959,629	0.57	5.87	1.78
2023-06-30	10,308,853	6,244,716	7,965,846	0.44	4.68	1.61
2023-09-30	10,184,611	6,213,433	7,972,161	-1.55	-16.57	1.49
2023-12-31	9,588,061	6,125,781	7,953,545	-1.15	-12.21	1.55
2024-03-31	9,733,351	6,255,585	7,879,565	0.57	5.84	1.80
2024-06-30	9,618,002	6,229,085	7,936,705	0.48	4.97	1.79
2024-09-30	9,542,357	6,256,992	7,909,097	0.49	4.99	1.79
2024-12-31	9,552,474	6,285,922	7,960,109	0.53	5.37	1.81
2025-03-31	9,738,052	6,474,772	7,877,973	0.64	6.42	1.92
2025-06-30	9,704,907	6,498,433	8,027,543	0.70	6.95	1.95
2025-09-30	9,791,186	6,688,560	8,113,697	0.73	7.18	2.01
2025-12-31	9,796,570	6,820,869	8,181,674	0.76	7.47	2.07
2026-03-31	9,843,365	7,008,256	8,115,728	0.82	8.20	2.27
2026-06-30	9,677,291	6,918,089	8,169,444	0.90	8.92	2.31

Structure and branch footprint

46 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2018-09-01	1	348551	968070
1991-02-16	50	706973	968070
1983-06-09	1	275572	968070

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.