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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,247,606 | 1,024,273 | 1,012,218 | 1.28 | 15.61 | 3.08 |
| 2016-06-30 | 1,321,613 | 1,096,705 | 1,080,073 | 1.02 | 12.56 | 3.07 |
| 2016-09-30 | 1,398,794 | 1,171,700 | 1,112,977 | 1.03 | 12.95 | 3.06 |
| 2016-12-31 | 1,443,000 | 1,214,837 | 1,175,472 | 0.98 | 12.56 | 3.06 |
| 2017-03-31 | 1,480,501 | 1,231,445 | 1,242,124 | 0.85 | 11.17 | 3.13 |
| 2017-06-30 | 1,573,381 | 1,282,632 | 1,312,171 | 1.00 | 13.08 | 3.22 |
| 2017-09-30 | 1,561,687 | 1,331,258 | 1,328,521 | 1.15 | 14.79 | 3.29 |
| 2017-12-31 | 1,595,978 | 1,364,445 | 1,365,113 | 1.22 | 15.54 | 3.33 |
| 2018-03-31 | 1,586,969 | 1,341,790 | 1,348,386 | 1.29 | 15.89 | 3.37 |
| 2018-06-30 | 1,637,059 | 1,375,750 | 1,397,590 | 1.29 | 15.96 | 3.41 |
| 2018-09-30 | 1,648,405 | 1,404,558 | 1,419,750 | 1.31 | 16.16 | 3.45 |
| 2018-12-31 | 1,637,595 | 1,416,439 | 1,430,281 | 1.30 | 15.90 | 3.49 |
| 2019-03-31 | 1,729,282 | 1,512,522 | 1,424,196 | 0.94 | 11.24 | 3.23 |
| 2019-06-30 | 1,801,749 | 1,581,992 | 1,477,768 | 0.96 | 11.56 | 3.23 |
| 2019-09-30 | 1,919,832 | 1,701,722 | 1,482,279 | 1.06 | 12.82 | 3.23 |
| 2019-12-31 | 1,996,752 | 1,778,683 | 1,526,591 | 1.11 | 13.55 | 3.22 |
| 2020-03-31 | 2,064,610 | 1,843,330 | 1,547,167 | 1.28 | 16.02 | 3.11 |
| 2020-06-30 | 2,382,701 | 2,153,038 | 1,943,912 | 1.14 | 14.93 | 3.00 |
| 2020-09-30 | 2,506,451 | 2,278,875 | 1,994,038 | 1.14 | 15.42 | 3.00 |
| 2020-12-31 | 2,651,275 | 2,424,412 | 1,928,577 | 1.12 | 15.53 | 3.06 |
| 2021-03-31 | 2,849,744 | 2,628,397 | 2,035,718 | 1.11 | 17.54 | 2.82 |
| 2021-06-30 | 2,913,807 | 2,721,663 | 1,947,038 | 1.01 | 16.17 | 2.75 |
| 2021-09-30 | 3,023,404 | 2,833,118 | 1,885,243 | 1.18 | 18.93 | 2.85 |
| 2021-12-31 | 3,095,714 | 2,889,529 | 1,941,982 | 1.14 | 18.20 | 2.77 |
| 2022-03-31 | 3,011,444 | 2,809,619 | 2,001,546 | 0.71 | 10.82 | 2.35 |
| 2022-06-30 | 3,087,282 | 2,887,483 | 2,025,698 | 0.75 | 11.62 | 2.41 |
| 2022-09-30 | 3,122,215 | 2,923,298 | 2,201,913 | 0.96 | 14.92 | 2.60 |
| 2022-12-31 | 3,135,836 | 2,904,353 | 2,304,811 | 1.03 | 15.87 | 2.74 |
| 2023-03-31 | 3,156,215 | 2,915,355 | 2,463,707 | 0.94 | 13.78 | 3.02 |
| 2023-06-30 | 3,239,758 | 2,980,409 | 2,552,036 | 0.87 | 12.46 | 2.96 |
| 2023-09-30 | 3,299,722 | 3,031,035 | 2,606,063 | 1.00 | 14.13 | 2.97 |
| 2023-12-31 | 3,339,855 | 3,063,055 | 2,661,094 | 0.98 | 13.69 | 2.99 |
| 2024-03-31 | 3,457,881 | 3,172,846 | 2,704,597 | 0.92 | 12.25 | 3.01 |
| 2024-06-30 | 3,357,840 | 3,075,201 | 2,720,350 | 0.90 | 11.84 | 3.07 |
| 2024-09-30 | 3,444,964 | 3,152,876 | 2,734,370 | 0.92 | 12.00 | 3.12 |
| 2024-12-31 | 3,486,508 | 3,194,621 | 2,760,470 | 0.94 | 12.31 | 3.14 |
| 2025-03-31 | 3,615,625 | 3,307,630 | 2,754,419 | 1.22 | 15.74 | 3.08 |
| 2025-06-30 | 3,686,498 | 3,374,254 | 2,774,717 | 1.04 | 13.45 | 3.10 |
| 2025-09-30 | 3,776,064 | 3,461,167 | 2,749,395 | 1.03 | 13.38 | 3.14 |
| 2025-12-31 | 3,810,105 | 3,490,782 | 2,862,757 | 1.04 | 13.52 | 3.20 |
| 2026-03-31 | 3,820,112 | 3,506,674 | 2,899,593 | 1.02 | 13.36 | 3.31 |
| 2026-06-30 | 3,881,264 | 3,557,261 | 2,936,496 | 1.06 | 13.81 | 3.38 |
13 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1998-11-10 | 1 | 898159 | 1001648 |
| 1990-08-25 | 50 | 325075 | 1001648 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.