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Regulatory profile
Martinsville, VA · FDIC certificate #58596 · RSSD 3476192
CARTER BANK&TRUST is an FDIC-insured institution based in Martinsville, VA (FDIC certificate #58596). In its Q2 2026 Call Report it reported total assets of $4.8B, total deposits of $4.2B and net loans of $3.7B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for CARTER BANK&TRUST from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 14.34% |
|---|---|
| Equity to assets | 11.30% |
| Noncurrent loans ratio | 1.01% |
| Nonaccrual loans ratio | 1.01% |
| Loan to deposit ratio | 88.98% |
| Liquid assets ratio | 19.05% |
| Brokered deposit ratio | 4.32% |
| Total deposits | $4.2B |
| Net loans and leases | $3.7B |